Cost of Living Comparison Between Ubud, Bali and Howick Cost of Living Comparison Between Ubud, Bali and Howick

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $890 in Howick.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,335 in Howick.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,780 in Howick.

Living in Ubud, Bali is roughly 56% more expensive than in Howick, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Howick is 33% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$3.39 R 56.5

5.31%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$27.60 R 460

17.10%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$3.31 R 55.2

51.36%

Cappuccino

$2.82 Rp 51.1K

$1.94 R 32.27

45.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.54 R 9.07

150.00%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.43 R 7.14

69.77%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.93 R 32.13

51.81%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$2.29 R 38.22

72.05%

Milk (1 liter)

$1.78 Rp 32.2K

$0.99 R 16.49

79.80%

White Bread (500g)

$2.45 Rp 44.3K

$0.81 R 13.51

202.47%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.10 R 18.37

4.55%

Eggs

$2.41 Rp 43.7K

$2.16 R 36.01

11.57%

Local Cheese (1kg)

$14.33 Rp 259.1K

$4.94 R 82.2

190.08%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$2.22 R 37.04

88.74%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$5.07 R 84.4

137.87%

Apples (1kg)

$3.64 Rp 65.8K

$1.54 R 25.72

136.36%

Banana (1kg)

$1.57 Rp 28.3K

$1.15 R 19.18

36.52%

Oranges (1kg)

$2.79 Rp 50.4K

$1.38 R 22.92

102.17%

Tomato (1kg)

$2.24 Rp 40.5K

$1.11 R 18.42

101.80%

Potato (1kg)

$1.98 Rp 35.8K

$0.80 R 13.35

147.50%

Onion (1kg)

$2.28 Rp 41.2K

$1.22 R 20.33

86.89%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.99 R 16.45

6.06%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.89 R 14.88

-11.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$3.00 R 50.0

6.33%

Wine (Bottle)

$23.49 Rp 424.8K

$4.68 R 77.9

401.92%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.14 R 19.06

154.39%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$1.10 R 18.29

150.91%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$1.63 R 27.14

-83.44%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$1.66 R 27.57

-72.89%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.59 R 9.79

-22.03%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$6.81 R 113

-10.87%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.19 R 19.75

-27.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$13.8K R 229.7K

92.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$22.5K R 375.0K

44.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$145 R 2,419

-45.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$14.05 R 234

-70.89%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$33.96 R 566

-29.77%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$31.23 R 520

216.30%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.01 Rp 72.5K

$5.56 R 92.6

-27.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$99.9 R 1,664

197.57%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$4,572 R 76.2K

44.40%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$42.19 R 703

26.64%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$13.86 R 231

174.96%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$83.5 R 1,391

6.19%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$45.11 R 751

69.85%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$369 R 6,148

176.29%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$331 R 5,509

105.72%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$696 R 11.6K

398.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$684 R 11.4K

205.37%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$913 R 15.2K

198.87%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$616 R 10.3K

272.54%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.01

10.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Howick: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $369 in Howick. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $28.00 in Howick for a mid-range dinner for two. Groceries echo the gap at $298 vs $135 per month, with Howick cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Howick: Cost of Living - Frequently Asked Questions

Howick is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 56% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,088 in Ubud, Bali and $1,334 in Howick to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $369 in Howick. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $99.9 in Howick. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Howick – a meal for two runs $28.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $890 in Howick versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Howick but tight or insufficient in Ubud, Bali. The gap between the two cities makes Howick the clear choice for anyone on this budget.

For families, Howick is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Howick are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Howick gentler on the wallet – expenses run 56% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.