Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Houston, MO

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,699 in Houston, MO, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
132

Cost of Living Index in Houston, MO
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Houston, MO Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Houston, MO

🇺🇸 United States

$2,699

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Houston, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Houston, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,699 in Houston, MO.

Ubud, Bali $1,368
Houston, MO $2,699

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,960 in Houston, MO.

Ubud, Bali $2,314
Houston, MO $3,960

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $5,221 in Houston, MO.

Ubud, Bali $3,260
Houston, MO $5,221

Living in Ubud, Bali costs roughly 49% less than in Houston, MO, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ubud, Bali 1% above, Houston, MO 100% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$18.08 $18.08

-81.58%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$77.5 $77.5

-54.62%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$12.09 $12.09

-52.03%

Cappuccino

$2.73 Rp 49.1K

$5.18 $5.18

-47.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.42 $2.42

-32.23%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.75 $1.75

-52.57%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$5.60 $5.60

-51.79%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$7.20 $7.20

-40.28%

Milk (1 liter)

$1.50 Rp 27.1K

$1.24 $1.24

20.97%

White Bread (500g)

$2.30 Rp 41.4K

$3.80 $3.80

-39.47%

Rice (white) (1kg)

$1.18 Rp 21.2K

$5.71 $5.71

-79.33%

Eggs

$2.14 Rp 38.6K

$3.90 $3.90

-45.13%

Local Cheese (1kg)

$17.48 Rp 314.6K

$13.29 $13.29

31.53%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$15.41 $15.41

-73.85%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$20.59 $20.59

-40.60%

Apples (1kg)

$3.55 Rp 63.9K

$8.21 $8.21

-56.76%

Banana (1kg)

$1.57 Rp 28.3K

$2.39 $2.39

-34.31%

Oranges (1kg)

$2.24 Rp 40.2K

$5.55 $5.55

-59.64%

Tomato (1kg)

$1.93 Rp 34.7K

$5.26 $5.26

-63.31%

Potato (1kg)

$1.88 Rp 33.9K

$4.32 $4.32

-56.48%

Onion (1kg)

$2.29 Rp 41.3K

$4.96 $4.96

-53.83%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.83 $2.83

-65.02%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$2.82 $2.82

-81.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$8.24 $8.24

-72.33%

Wine (Bottle)

$23.01 Rp 414.2K

$15.19 $15.19

51.48%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.83 $2.83

-17.31%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.22 $3.22

-9.63%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.90 $1.90

-87.37%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.40 $3.40

-85.88%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.59 $1.59

-71.07%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$39.87 $39.87

-86.33%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.01 $1.01

-12.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$35.7K $35.7K

-31.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$24.5K $24.5K

27.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$244 $244

-65.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$68.3 $68.3

-90.55%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$74.7 $74.7

-75.13%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$44.02 $44.02

26.81%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$13.93 $13.93

-68.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,425 $1,425

-65.41%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$23.6K $23.6K

-75.63%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$58.8 $58.8

-21.46%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$39.41 $39.41

-10.35%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$87.1 $87.1

-9.24%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$119 $119

-34.27%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,347 $1,347

-15.19%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,292 $1,292

-47.71%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,488 $2,488

40.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$2,150 $2,150

-20.92%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$2,726 $2,726

2.12%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,291 $2,291

-2.22%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.72

105.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Houston, MO: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Houston, MO

$1.3K 47.9% 91.2% $616

Groceries & Markets

Ubud, Bali

$290 21.2%

Houston, MO

$490 18.2% 68.9% $200

Eating Out

Ubud, Bali

$109 8%

Houston, MO

$302 11.2% 178% $193

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Houston, MO

$387 14.3% 258% $278

Clothing & Footwear

Ubud, Bali

$108 7.9%

Houston, MO

$137 5.1% 27.5% $30

Sport & Entertainment

Ubud, Bali

$65 4.7%

Houston, MO

$72 2.7% 11.3% $7.3

Getting Around

Ubud, Bali

$13 0.9%

Houston, MO

$19 * 0.7% 51.2% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,347 in Houston, MO. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $78.0 in Houston, MO for a mid-range dinner for two. Groceries echo the gap at $290 vs $490 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Houston, MO

🕒 Local time

16:42 4:42 PM

03:42 3:42 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,304,580

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Houston, MO 15,800 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Houston, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Houston, MO: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 97% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,051 in Ubud, Bali and $4,049 in Houston, MO to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,347 in Houston, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $1,425 in Houston, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $78.0 in Houston, MO. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,699 in Houston, MO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Houston, MO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Houston, MO, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Houston, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 97% less than in Houston, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.