Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Horsham

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,791 in Horsham, rent and utilities included – about $17,300 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
136

Cost of Living Index in Horsham
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Horsham Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Horsham

🇬🇧 United Kingdom

$2,791

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Horsham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Horsham actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,791 in Horsham, rent included.

Ubud, Bali $1,353
Horsham $2,791

A couple spends around $2,297 per month in Ubud, Bali vs $4,027 in Horsham, rent included.

Ubud, Bali $2,297
Horsham $4,027

A family of three spends $3,241 per month in Ubud, Bali vs $5,264 in Horsham, rent included.

Ubud, Bali $3,241
Horsham $5,264

Ubud, Bali is about 52% cheaper than Horsham, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Horsham sit above the global median – Ubud, Bali by 0%, Horsham by 106%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$21.67 £16.26

-85.09%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$94.2 £70.7

-62.96%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$10.29 £7.72

-44.61%

Cappuccino

$2.62 Rp 47.1K

$5.00 £3.75

-47.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.32 £1.74

-25.86%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.88 £1.41

-56.91%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$7.25 £5.44

-63.45%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.14 £4.60

-28.83%

Milk (1 liter)

$1.57 Rp 28.3K

$1.45 £1.09

8.28%

White Bread (500g)

$2.19 Rp 39.5K

$1.19 £0.89

84.03%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.77 £1.33

-33.33%

Eggs

$2.16 Rp 38.8K

$3.77 £2.83

-42.71%

Local Cheese (1kg)

$17.65 Rp 317.7K

$11.42 £8.56

54.55%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$8.25 £6.19

-54.18%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$12.75 £9.56

-6.27%

Apples (1kg)

$3.60 Rp 64.8K

$3.00 £2.25

20.00%

Banana (1kg)

$1.59 Rp 28.6K

$1.30 £0.98

22.31%

Oranges (1kg)

$2.31 Rp 41.6K

$2.89 £2.17

-20.07%

Tomato (1kg)

$1.91 Rp 34.3K

$3.31 £2.48

-42.30%

Potato (1kg)

$1.78 Rp 32.1K

$1.05 £0.78

69.52%

Onion (1kg)

$2.33 Rp 41.9K

$1.31 £0.98

77.86%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.99 £0.74

1.01%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.30 £0.98

-59.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$21.89 £16.42

-89.54%

Wine (Bottle)

$22.07 Rp 397.3K

$11.81 £8.86

86.88%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.23 £1.67

5.38%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.06 £2.30

-2.61%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$4.10 £3.08

-94.39%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$92.9 £69.7

-90.42%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$6.49 £4.87

-92.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$4.39 £3.29

-90.21%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$13.55 £10.16

-59.63%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.94 £1.46

-57.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$36.0K £27.0K

-33.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$40.6K £30.4K

-19.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$262 £196

-69.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$15.91 £11.93

-58.77%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$35.94 £26.96

-48.25%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$43.70 £32.79

23.84%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$10.80 £8.10

69.26%

Cinema Ticket

$4.25 Rp 76.5K

$13.52 £10.15

-68.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,676 £1,257

-70.60%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$19.9K £14.9K

-71.85%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$74.7 £56.0

-38.96%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$69.0 £51.8

-49.35%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$80.8 £60.6

-3.78%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$98.3 £73.8

-20.14%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,806 £1,355

-37.37%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,514 £1,136

-55.56%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,781 £2,087

29.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,393 £1,795

-28.88%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$6,785 £5,090

-59.95%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$6,447 £4,837

-65.24%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,180 £2,385

-94.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Horsham: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Horsham

$1.5K 54.3% 125% $841

Groceries & Markets

Ubud, Bali

$287 21.2%

Horsham

$279 10% 2.7% $7.7

Clothing & Footwear

Ubud, Bali

$107 7.9%

Horsham

$145 5.2% 36.3% $39

Eating Out

Ubud, Bali

$106 7.9%

Horsham

$330 11.8% 210% $223

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Horsham

$314 11.2% 198% $208

Sport & Entertainment

Ubud, Bali

$63 4.6%

Horsham

$71 2.5% 13% $8.1

Getting Around

Ubud, Bali

$12 0.9%

Horsham

$138 4.9% 1009% $125

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,806 in Horsham. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1811% higher in Horsham, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $94.0 in Horsham. Groceries tell a different story – $287 in Ubud, Bali vs $279 in Horsham – so Horsham wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Horsham

🕒 Local time

07:46 7:46 AM

00:46 12:46 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

51,472

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 21, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Horsham 12,520 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Horsham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Horsham: Cost of Living - Frequently Asked Questions

Horsham costs about 106% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $4,186 in Horsham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $1,676 in Horsham. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 3% cheaper in Horsham – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Horsham at $2,791. In Ubud, Bali it covers expenses comfortably, while in Horsham it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,791 in Horsham. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horsham makes more sense. Both are solid long-term options with distinct trade-offs.