Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hof

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,242 in Hof, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
109

Cost of Living Index in Hof
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Hof Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Hof

🇩🇪 Germany

$2,242

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hof

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hof actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,242 in Hof.

Ubud, Bali $1,368
Hof $2,242

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,161 in Hof.

Ubud, Bali $2,314
Hof $3,161

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $4,081 in Hof.

Ubud, Bali $3,260
Hof $4,081

Living in Ubud, Bali costs roughly 39% less than in Hof, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Hof 66% above.

Meal at Budget Restaurant

$3.33 Rp 59.8K

$15.18 €13.53

-78.06%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 631.2K

$50.6 €45.15

-30.53%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.1K

$11.11 €9.90

-47.79%

Cappuccino

$2.73 Rp 49.0K

$3.36 €3.00

-18.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$4.15 €3.70

-60.48%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$2.95 €2.63

-71.86%

Local Beer (0.5 liter draught)

$2.70 Rp 48.4K

$4.37 €3.89

-38.22%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.1K

$4.42 €3.94

-2.71%

Milk (1 liter)

$1.50 Rp 27.0K

$1.34 €1.20

11.94%

White Bread (500g)

$2.30 Rp 41.2K

$1.78 €1.59

29.21%

Rice (white) (1kg)

$1.18 Rp 21.1K

$3.34 €2.98

-64.67%

Eggs

$2.14 Rp 38.5K

$3.15 €2.81

-32.06%

Local Cheese (1kg)

$17.48 Rp 313.6K

$13.93 €12.42

25.48%

Chicken Fillets (1kg)

$4.03 Rp 72.3K

$10.16 €9.06

-60.33%

Beef Round Steak (1kg)

$12.23 Rp 219.4K

$17.89 €15.96

-31.64%

Apples (1kg)

$3.55 Rp 63.7K

$1.76 €1.57

101.70%

Banana (1kg)

$1.57 Rp 28.2K

$1.42 €1.27

10.56%

Oranges (1kg)

$2.24 Rp 40.1K

$3.47 €3.09

-35.45%

Tomato (1kg)

$1.93 Rp 34.6K

$3.82 €3.41

-49.48%

Potato (1kg)

$1.88 Rp 33.8K

$2.18 €1.94

-13.76%

Onion (1kg)

$2.29 Rp 41.1K

$1.37 €1.22

67.15%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.57 €1.40

-36.94%

Water (1.5 liter bottle)

$0.53 Rp 9,445

$0.82 €0.73

-35.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.0K

$8.99 €8.02

-74.64%

Wine (Bottle)

$23.01 Rp 412.9K

$6.52 €5.81

252.91%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.0K

$0.94 €0.84

148.94%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.2K

$1.48 €1.32

96.62%

One-way Ticket (Public Transport)

$0.24 Rp 4,301

$3.39 €3.02

-92.92%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.2K

$61.3 €54.6

-85.60%

Taxi Start (Normal Tariff)

$0.48 Rp 8,657

$5.36 €4.78

-91.04%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,207

$4.16 €3.71

-88.94%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.9K

$43.94 €39.18

-87.60%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.07 €1.85

-57.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 440.8M

$33.3K €29.7K

-26.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 559.6M

$37.4K €33.3K

-16.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$662 €591

-87.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.7K

$22.22 €19.81

-70.97%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 333.1K

$33.49 €29.86

-44.55%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$39.17 €34.93

42.51%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.9K

$29.32 €26.14

-38.23%

Cinema Ticket

$4.38 Rp 78.6K

$14.78 €13.18

-70.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$450 €402

9.45%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.2M

$14.7K €13.1K

-60.75%

Jeans (Levis 501 Or Similar)

$46.19 Rp 828.8K

$92.5 €82.5

-50.08%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 634.0K

$32.06 €28.58

10.20%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$120 €107

-34.23%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$112 €100

-30.12%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.5M

$773 €689

47.86%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$639 €570

5.73%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.9M

$1,481 €1,320

136.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.5M

$1,143 €1,019

48.72%

Buy Apartment in City Center (m2)

$2,784 Rp 50.0M

$5,285 €4,712

-47.32%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$3,002 €2,676

-25.35%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,774 €2,474

-94.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Hof: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Hof

$639 28.5% 5.4% $37

Groceries & Markets

Ubud, Bali

$290 21.2%

Hof

$300 13.4% 3.3% $9.5

Eating Out

Ubud, Bali

$109 8%

Hof

$254 11.3% 134% $145

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Hof

$718 32% 565% $610

Clothing & Footwear

Ubud, Bali

$108 7.9%

Hof

$161 7.2% 49.4% $53

Sport & Entertainment

Ubud, Bali

$65 4.7%

Hof

$69 3.1% 6.4% $4.2

Getting Around

Ubud, Bali

$13 0.9%

Hof

$101 4.5% 705% $88

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $773 in Hof. Housing cost is often the main lever when comparing two cities.

Hof pays 1586% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $51.0 in Hof for a mid-range dinner for two. Groceries echo the gap at $290 vs $300 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Hof

🕒 Local time

15:28 3:28 PM

09:28 9:28 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

44,522

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,115 IDR (100,000 IDR = 4.97 EUR).

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Hof 11,680 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Hof

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hof: Cost of Living - Frequently Asked Questions

Ubud, Bali and Hof differ by about 64% in total monthly costs ($1,368 vs $2,242 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1586% lower in Hof. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $773 in Hof. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 595% less than in Hof. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $450 in Hof. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $2,242 in Hof, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hof. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hof are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 64% less than in Hof. Beyond cost, consider language, visa policies, and how big the international community is in each city.