Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hilversum

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,920 in Hilversum, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
142

Cost of Living Index in Hilversum
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Hilversum Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Hilversum

🇳🇱 Netherlands

$2,920

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hilversum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hilversum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,920 in Hilversum.

Ubud, Bali $1,368
Hilversum $2,920

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $4,236 in Hilversum.

Ubud, Bali $2,314
Hilversum $4,236

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $5,553 in Hilversum.

Ubud, Bali $3,260
Hilversum $5,553

Living in Ubud, Bali costs roughly 53% less than in Hilversum, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Hilversum 116% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$27.73 €24.67

-87.99%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$79.5 €70.7

-55.75%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$16.70 €14.85

-65.27%

Cappuccino

$2.73 Rp 49.1K

$4.30 €3.82

-36.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$3.92 €3.49

-58.16%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$2.98 €2.65

-72.15%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$5.53 €4.92

-51.18%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.53 €4.92

-22.24%

Milk (1 liter)

$1.50 Rp 27.1K

$1.81 €1.61

-17.13%

White Bread (500g)

$2.30 Rp 41.4K

$2.37 €2.11

-2.95%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.47 €3.09

-65.99%

Eggs

$2.14 Rp 38.6K

$5.27 €4.69

-59.39%

Local Cheese (1kg)

$17.48 Rp 314.6K

$14.30 €12.72

22.24%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$13.89 €12.35

-70.99%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$16.46 €14.64

-25.70%

Apples (1kg)

$3.55 Rp 63.9K

$2.53 €2.25

40.32%

Banana (1kg)

$1.57 Rp 28.3K

$2.68 €2.38

-41.42%

Oranges (1kg)

$2.24 Rp 40.2K

$2.71 €2.41

-17.34%

Tomato (1kg)

$1.93 Rp 34.7K

$5.21 €4.63

-62.96%

Potato (1kg)

$1.88 Rp 33.9K

$1.89 €1.68

-0.53%

Onion (1kg)

$2.29 Rp 41.3K

$2.23 €1.98

2.69%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.48 €1.32

-33.11%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.14 €1.02

-53.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$12.60 €11.21

-81.90%

Wine (Bottle)

$23.01 Rp 414.2K

$6.83 €6.07

236.90%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.48 €1.31

58.11%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.72 €2.42

6.99%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$3.62 €3.22

-93.37%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$66.0 €58.7

-86.64%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$5.50 €4.89

-91.27%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$3.44 €3.06

-86.63%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$22.12 €19.67

-75.36%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.39 €2.13

-63.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$41.8K €37.2K

-41.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$42.6K €37.9K

-26.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$265 €236

-68.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$28.28 €25.15

-77.19%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$63.2 €56.2

-70.61%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$68.0 €60.5

-17.86%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$33.61 €29.89

-46.12%

Cinema Ticket

$4.38 Rp 78.9K

$16.73 €14.88

-73.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$678 €603

-27.33%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$15.6K €13.9K

-63.20%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$113 €100

-59.11%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$47.90 €42.60

-26.24%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$90.3 €80.4

-12.45%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$141 €126

-44.52%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,683 €1,497

-32.13%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,432 €1,274

-52.82%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,924 €2,601

19.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$2,281 €2,029

-25.48%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$6,800 €6,049

-59.06%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$5,225 €4,648

-57.12%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$3,910 €3,478

-95.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Hilversum: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Hilversum

$1.4K 49.1% 112% $756

Groceries & Markets

Ubud, Bali

$290 21.2%

Hilversum

$360 12.3% 24.1% $70

Eating Out

Ubud, Bali

$109 8%

Hilversum

$390 13.4% 258% $281

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Hilversum

$356 12.2% 230% $248

Clothing & Footwear

Ubud, Bali

$108 7.9%

Hilversum

$177 6.1% 64.2% $69

Sport & Entertainment

Ubud, Bali

$65 4.7%

Hilversum

$101 3.5% 57% $37

Getting Around

Ubud, Bali

$13 0.9%

Hilversum

$103 3.5% 722% $91

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,683 in Hilversum. Housing cost is often the main lever when comparing two cities.

Hilversum pays 2276% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $80.0 in Hilversum for a mid-range dinner for two. Groceries echo the gap at $290 vs $360 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇱 Hilversum

🕒 Local time

10:39 10:39 AM

04:39 4:39 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

93,345

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hilversum 12,120 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Hilversum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hilversum: Cost of Living - Frequently Asked Questions

Ubud, Bali and Hilversum differ by about 114% in total monthly costs ($1,368 vs $2,920 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2276% lower in Hilversum. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,683 in Hilversum. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 649% less than in Hilversum. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $678 in Hilversum. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $2,920 in Hilversum, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hilversum. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hilversum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 114% less than in Hilversum. Beyond cost, consider language, visa policies, and how big the international community is in each city.