Cost of Living Comparison Between Ubud, Bali and Herceg Novi Cost of Living Comparison Between Ubud, Bali and Herceg Novi

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,433 in Herceg Novi.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,138 in Herceg Novi.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,842 in Herceg Novi.

Living in Ubud, Bali costs roughly 1% less than in Herceg Novi, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Herceg Novi 7% above.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$11.79 €10.14

-69.80%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$37.10 €31.92

-11.78%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$10.30 €8.86

-51.94%

Cappuccino

$2.71 Rp 48.4K

$2.63 €2.26

3.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.83 €2.44

-52.65%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.93 €1.66

-63.73%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.95 €2.53

-1.02%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.95 €2.54

34.24%

Milk (1 liter)

$1.81 Rp 32.3K

$1.41 €1.21

28.37%

White Bread (500g)

$2.52 Rp 45.0K

$0.91 €0.79

176.92%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.61 €2.24

-55.56%

Eggs

$2.46 Rp 43.9K

$3.23 €2.78

-23.84%

Local Cheese (1kg)

$14.71 Rp 262.7K

$8.90 €7.66

65.28%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$7.71 €6.64

-43.97%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$11.74 €10.10

3.41%

Apples (1kg)

$3.84 Rp 68.6K

$1.27 €1.09

202.36%

Banana (1kg)

$1.56 Rp 27.8K

$1.68 €1.45

-7.14%

Oranges (1kg)

$2.83 Rp 50.6K

$1.64 €1.41

72.56%

Tomato (1kg)

$2.33 Rp 41.5K

$3.04 €2.62

-23.36%

Potato (1kg)

$1.91 Rp 34.2K

$1.14 €0.98

67.54%

Onion (1kg)

$2.20 Rp 39.3K

$1.41 €1.21

56.03%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.52 €1.31

-33.55%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.76 €0.66

2.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.85 €3.31

-13.77%

Wine (Bottle)

$23.74 Rp 423.9K

$4.57 €3.93

419.47%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.25 €1.08

123.20%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.72 €1.48

66.28%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$1.19 €1.03

-77.31%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$58.2 €50.1

-86.20%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$2.38 €2.04

-80.67%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.70 €0.60

-35.71%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$17.51 €15.06

-65.16%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.77 €1.53

-55.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$32.9K €28.3K

-20.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$22.3K €19.2K

44.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$138 €119

-41.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$16.74 €14.40

-75.75%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$31.48 €27.08

-25.29%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$58.5 €50.3

68.78%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$11.53 €9.92

-42.50%

Cinema Ticket

$4.15 Rp 74.1K

$7.94 €6.83

-47.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$515 €443

-41.02%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$7,897 €6,793

-16.26%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$85.6 €73.7

-35.13%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$34.95 €30.07

9.61%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$76.1 €65.4

16.49%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$97.5 €83.9

-20.14%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$760 €653

32.51%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$550 €473

22.70%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$1,385 €1,192

148.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$993 €854

105.43%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$3,821 €3,287

-25.64%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$2,603 €2,239

-13.03%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,082 €931

-84.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Herceg Novi: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $760 in Herceg Novi. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 555% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $37.00 in Herceg Novi. Groceries flip the comparison at $302 vs $226, with Herceg Novi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Herceg Novi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Herceg Novi differ by about 1% in total monthly costs ($1,419 vs $1,433 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Herceg Novi earns 555% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $760 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Herceg Novi pay roughly 34% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $37.00 in Herceg Novi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,419 in Ubud, Bali versus $1,433 in Herceg Novi, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Herceg Novi. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 1% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.