Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hempstead, NY

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,474 in Hempstead, NY, rent and utilities included – about $1,500 less a year. The total is higher in Hempstead, NY despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
71

Cost of Living Index in Hempstead, NY
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Hempstead, NY Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Hempstead, NY

🇺🇸 United States

$1,474

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hempstead, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hempstead, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,474 in Hempstead, NY.

Ubud, Bali $1,349
Hempstead, NY $1,474

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,319 in Hempstead, NY.

Ubud, Bali $2,305
Hempstead, NY $2,319

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,164 in Hempstead, NY.

Ubud, Bali $3,261
Hempstead, NY $3,164

Living in Ubud, Bali costs roughly 8% less than in Hempstead, NY, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$19.94 $19.94

-83.35%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$76.1 $76.1

-53.16%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$12.73 $12.73

-56.56%

Cappuccino

$2.72 Rp 49.3K

$5.14 $5.14

-47.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.91 $2.91

-41.58%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.33 $2.33

-67.38%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.05 $6.05

-56.20%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$8.20 $8.20

-46.59%

Milk (1 liter)

$1.49 Rp 27.1K

$1.26 $1.26

18.25%

White Bread (500g)

$2.28 Rp 41.3K

$1.65 $1.65

38.18%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.45 $2.45

-51.43%

Eggs

$2.04 Rp 36.9K

$3.62 $3.62

-43.65%

Local Cheese (1kg)

$17.70 Rp 321.2K

$9.56 $9.56

85.15%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$12.17 $12.17

-67.46%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$12.13 $12.13

0.49%

Apples (1kg)

$3.66 Rp 66.3K

$2.98 $2.98

22.82%

Banana (1kg)

$1.52 Rp 27.5K

$1.53 $1.53

-0.65%

Oranges (1kg)

$2.23 Rp 40.4K

$1.80 $1.80

23.89%

Tomato (1kg)

$1.97 Rp 35.8K

$5.67 $5.67

-65.26%

Potato (1kg)

$1.85 Rp 33.5K

$2.88 $2.88

-35.76%

Onion (1kg)

$2.42 Rp 44.0K

$2.63 $2.63

-7.98%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.56 $2.56

-61.33%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$2.48 $2.48

-79.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$11.96 $11.96

-81.44%

Wine (Bottle)

$22.24 Rp 403.6K

$15.17 $15.17

46.61%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.32 $2.32

-2.59%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.42 $4.42

-32.81%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.93 $2.93

-91.47%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$130 $130

-94.00%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$2.89 $2.89

-84.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.63 $0.63

-31.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$24.40 $24.40

-77.83%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.14 $1.14

-28.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$31.7K $31.7K

-24.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$26.6K $26.6K

19.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$230 $230

-65.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$64.4 $64.4

-89.99%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$66.9 $66.9

-72.21%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$112 $112

-55.87%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$14.88 $14.88

-71.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,082 $2,082

-76.44%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$42.5K $42.5K

-86.64%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$48.96 $48.96

-8.82%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$44.40 $44.40

-21.28%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$102 $102

-21.97%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$141 $141

-43.78%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.66

106.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Hempstead, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Hempstead, NY

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Hempstead, NY

$344 23.3% 19.1% $55

Eating Out

Ubud, Bali

$108 8%

Hempstead, NY

$327 22.2% 204% $219

Clothing & Footwear

Ubud, Bali

$108 8%

Hempstead, NY

$152 10.3% 41.1% $44

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Hempstead, NY

$361 24.5% 247% $257

Sport & Entertainment

Ubud, Bali

$58 4.3%

Hempstead, NY

$142 9.6% 145% $84

Getting Around

Ubud, Bali

$11 0.9%

Hempstead, NY

$148 10.1% 1197% $137

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $76 in Hempstead, NY for a mid-range dinner for two. Groceries echo the gap at $288 vs $344 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Hempstead, NY

🕒 Local time

04:36 4:36 AM

15:36 3:36 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

793,409

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hempstead, NY 16,330 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Hempstead, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hempstead, NY: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,474 in Hempstead, NY, so Ubud, Bali is about 8% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $2,210 in Hempstead, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 19% higher in Hempstead, NY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $76 in Hempstead, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hempstead, NY are both considered safe, so it’s unlikely to be the deciding factor between them.