Cost of Living Comparison Between Ubud, Bali and Hargeysa Cost of Living Comparison Between Ubud, Bali and Hargeysa

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $679 in Hargeysa, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,009 in Hargeysa, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,339 in Hargeysa, rent included.

Ubud, Bali costs about 107% more than Hargeysa, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Hargeysa is 49% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Hargeysa
Difference
Meal at Budget Restaurant
$3.45 Rp 62.0K
$2.65 SOS 1,506
30.19%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 580.1K
$15.02 SOS 8,532
115.31%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 86.9K
$5.58 SOS 3,169
-13.26%
Cappuccino
$2.75 Rp 49.3K
$1.15 SOS 656
139.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.8K
$0.95 SOS 538
45.26%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$0.48 SOS 274
56.25%
Local Beer (0.5 liter draught)
$2.99 Rp 53.7K
$10.18 SOS 5,781
-70.63%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.1K
$9.80 SOS 5,568
-60.71%
🛒 Groceries & Markets
Ubud, Bali
Hargeysa
Difference
Milk (1 liter)
$1.74 Rp 31.1K
$1.34 SOS 760
29.85%
White Bread (500g)
$2.46 Rp 44.1K
$0.72 SOS 409
241.67%
Rice (white) (1kg)
$1.17 Rp 21.0K
$1.66 SOS 943
-29.52%
Eggs
$2.43 Rp 43.6K
$2.73 SOS 1,548
-10.99%
Local Cheese (1kg)
$14.50 Rp 260.2K
$2.02 SOS 1,148
617.82%
Chicken Fillets (1kg)
$4.35 Rp 78.0K
$6.09 SOS 3,457
-28.57%
Beef Round Steak (1kg)
$11.98 Rp 214.9K
$4.53 SOS 2,570
164.46%
Apples (1kg)
$3.72 Rp 66.7K
$3.41 SOS 1,936
9.09%
Banana (1kg)
$1.63 Rp 29.2K
$2.03 SOS 1,151
-19.70%
Oranges (1kg)
$2.74 Rp 49.2K
$2.70 SOS 1,535
1.48%
Tomato (1kg)
$2.24 Rp 40.2K
$0.84 SOS 479
166.67%
Potato (1kg)
$1.92 Rp 34.4K
$1.03 SOS 582
86.41%
Onion (1kg)
$2.28 Rp 40.8K
$1.31 SOS 742
74.05%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.52 SOS 298
103.85%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$0.79 SOS 451
-8.86%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 58.9K
$0.98 SOS 556
235.71%
Wine (Bottle)
$23.19 Rp 416.1K
-
-
Local Beer (0.5 liter bottle)
$2.78 Rp 49.8K
-
-
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.0K
-
-
🚌 Getting Around
Ubud, Bali
Hargeysa
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,778
$0.27 SOS 152
-
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.4K
$30.10 SOS 17.1K
-73.06%
Taxi Start (Normal Tariff)
$0.48 Rp 8,659
$3.02 SOS 1,717
-84.11%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,532
$0.93 SOS 531
-54.84%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.6K
$6.90 SOS 3,921
-9.86%
Gasoline (1 liter)
$0.81 Rp 14.6K
$1.00 SOS 570
-19.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 477.4M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 577.4M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Hargeysa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$112 SOS 63.5K
-29.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.0K
$7.48 SOS 4,249
-45.59%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 436.4K
$27.10 SOS 15.4K
-10.22%
🎉 Sport & Entertainment
Ubud, Bali
Hargeysa
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$34.36 SOS 19.5K
186.99%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.7K
$9.08 SOS 5,157
-30.18%
Cinema Ticket
$3.99 Rp 71.5K
$4.91 SOS 2,786
-18.74%
🧸 Childcare & Education
Ubud, Bali
Hargeysa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$37.39 SOS 21.2K
715.81%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.2M
$600 SOS 340.6K
1007.55%
👕👟 Clothing & Footwear
Ubud, Bali
Hargeysa
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 971.2K
$22.07 SOS 12.5K
145.31%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 678.2K
$20.21 SOS 11.5K
87.09%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$20.29 SOS 11.5K
327.99%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$30.40 SOS 17.3K
151.15%
🏠 Accommodation & Living
Ubud, Bali
Hargeysa
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$187 SOS 106.2K
430.37%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$123 SOS 69.6K
449.17%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.5M
$448 SOS 254.5K
653.31%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$246 SOS 139.9K
732.26%
Buy Apartment in City Center (m2)
$2,805 Rp 50.3M
$5,019 SOS 2.9M
-44.12%
Buy Apartment Outside City Center (m2)
$2,227 Rp 39.9M
-
-
💵 Salaries & Financials
Ubud, Bali
Hargeysa
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$300 SOS 170.6K
-44.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
20
-33.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Hargeysa: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $187 in Hargeysa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Hargeysa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $15.00 in Hargeysa. Monthly groceries follow the same trend: $297 vs $150 – making Hargeysa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Hargeysa: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Hargeysa?
Ubud, Bali costs about 107% more than Hargeysa, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Hargeysa?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,019 in Hargeysa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Hargeysa?
Rent is clearly cheaper in Hargeysa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Ubud, Bali compared to Hargeysa?
Monthly expenses with rent come to $1,408 in Ubud, Bali and $679 in Hargeysa. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Ubud, Bali compared to Hargeysa?
Public transport costs about 271% less in Hargeysa. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Ubud, Bali or in Hargeysa?
A $1,000 monthly budget goes further in Hargeysa, where all-in costs run around $679, than in Ubud, Bali at $1,408. In Hargeysa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Hargeysa?
For digital nomads, it depends on budget. Hargeysa costs $679 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Hargeysa?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Hargeysa?
If budget matters most, go with Hargeysa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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