Cost of Living Comparison Between Ubud, Bali and Hargeysa Cost of Living Comparison Between Ubud, Bali and Hargeysa

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $676 in Hargeysa, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,015 in Hargeysa, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,353 in Hargeysa, rent included.

Ubud, Bali costs about 110% more than Hargeysa, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Hargeysa is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.62 SOS 1,488

35.88%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$15.25 SOS 8,664

114.62%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.45 SOS 3,094

-9.17%

Cappuccino

$2.71 Rp 48.6K

$1.15 SOS 651

135.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.91 SOS 516

47.25%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.48 SOS 273

45.83%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$10.07 SOS 5,719

-71.00%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$10.13 SOS 5,756

-60.91%

Milk (1 liter)

$1.81 Rp 32.4K

$1.27 SOS 720

42.52%

White Bread (500g)

$2.52 Rp 45.1K

$0.78 SOS 445

223.08%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.69 SOS 960

-31.36%

Eggs

$2.46 Rp 44.1K

$2.75 SOS 1,561

-10.55%

Local Cheese (1kg)

$14.71 Rp 263.7K

$1.96 SOS 1,111

650.51%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.15 SOS 3,494

-29.76%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$4.57 SOS 2,598

165.65%

Apples (1kg)

$3.84 Rp 68.8K

$3.35 SOS 1,902

14.63%

Banana (1kg)

$1.56 Rp 27.9K

$1.96 SOS 1,113

-20.41%

Oranges (1kg)

$2.83 Rp 50.8K

$2.60 SOS 1,476

8.85%

Tomato (1kg)

$2.33 Rp 41.7K

$0.84 SOS 479

177.38%

Potato (1kg)

$1.91 Rp 34.3K

$0.99 SOS 561

92.93%

Onion (1kg)

$2.20 Rp 39.5K

$1.36 SOS 773

61.76%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.52 SOS 297

94.23%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.76 SOS 429

2.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$0.97 SOS 553

242.27%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.27 SOS 152

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$29.45 SOS 16.7K

-72.73%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$3.02 SOS 1,713

-84.77%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.88 SOS 501

-48.86%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$7.06 SOS 4,011

-13.60%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.06 SOS 599

-25.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$110 SOS 62.4K

-27.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$7.46 SOS 4,236

-45.58%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$27.30 SOS 15.5K

-13.85%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$35.11 SOS 19.9K

181.12%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$8.83 SOS 5,015

-24.92%

Cinema Ticket

$4.15 Rp 74.3K

$5.07 SOS 2,881

-18.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$36.97 SOS 21.0K

722.18%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$604 SOS 343.1K

994.66%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$22.63 SOS 12.9K

145.43%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$19.91 SOS 11.3K

92.42%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$19.83 SOS 11.3K

346.80%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$29.85 SOS 17.0K

160.87%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$187 SOS 106.1K

438.92%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$123 SOS 69.6K

450.97%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$444 SOS 252.0K

675.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$247 SOS 140.4K

725.02%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$4,939 SOS 2.8M

-42.48%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$269 SOS 152.6K

-38.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-33.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Hargeysa: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $187 in Hargeysa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 63% higher in Hargeysa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $15.00 in Hargeysa. Monthly groceries follow the same trend: $302 vs $149 – making Hargeysa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hargeysa: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 110% more than Hargeysa, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,014 in Hargeysa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hargeysa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $676 in Hargeysa. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 267% less in Hargeysa. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Hargeysa, where all-in costs run around $676, than in Ubud, Bali at $1,419. In Hargeysa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hargeysa costs $676 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hargeysa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.