Cost of Living Comparison Between Ubud, Bali and Harare Cost of Living Comparison Between Ubud, Bali and Harare

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $991 in Harare.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,659 in Harare.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,327 in Harare.

Living in Ubud, Bali is roughly 43% more expensive than Harare, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 6% above, Harare is 26% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$10.14 ZWL 273

-64.89%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$50.2 ZWL 1,349

-34.75%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$7.03 ZWL 189

-29.59%

Cappuccino

$2.71 Rp 48.6K

$2.89 ZWL 77.8

-6.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.67 ZWL 17.98

100.00%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.47 ZWL 12.69

48.94%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.47 ZWL 39.59

98.64%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.06 ZWL 55.3

92.23%

Milk (1 liter)

$1.81 Rp 32.4K

$1.63 ZWL 43.74

11.04%

White Bread (500g)

$2.52 Rp 45.1K

$1.03 ZWL 27.58

144.66%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.89 ZWL 50.8

-38.62%

Eggs

$2.46 Rp 44.1K

$2.16 ZWL 58.1

13.89%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.78 ZWL 290

36.46%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.24 ZWL 168

-30.77%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$6.24 ZWL 168

94.55%

Apples (1kg)

$3.84 Rp 68.8K

$2.97 ZWL 80.0

29.29%

Banana (1kg)

$1.56 Rp 27.9K

$1.64 ZWL 44.22

-4.88%

Oranges (1kg)

$2.83 Rp 50.8K

$2.28 ZWL 61.4

24.12%

Tomato (1kg)

$2.33 Rp 41.7K

$1.66 ZWL 44.62

40.36%

Potato (1kg)

$1.91 Rp 34.3K

$1.51 ZWL 40.73

26.49%

Onion (1kg)

$2.20 Rp 39.5K

$1.99 ZWL 53.4

10.55%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.98 ZWL 26.26

3.06%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.97 ZWL 26.05

-19.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$1.12 ZWL 30.03

196.43%

Wine (Bottle)

$23.74 Rp 425.5K

$9.18 ZWL 247

158.61%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.18 ZWL 31.84

136.44%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.71 ZWL 45.91

67.25%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.97 ZWL 26.19

-72.16%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$43.15 ZWL 1,160

-81.39%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$4.89 ZWL 131

-90.59%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$2.05 ZWL 55.2

-78.05%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$4.95 ZWL 133

23.23%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.57 ZWL 42.20

-49.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$19.8K ZWL 531.3K

32.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$23.9K ZWL 641.7K

34.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$58.6 ZWL 1,575

36.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$17.79 ZWL 478

-77.18%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$93.2 ZWL 2,505

-74.75%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$53.5 ZWL 1,439

84.38%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$14.20 ZWL 382

-53.31%

Cinema Ticket

$4.15 Rp 74.3K

$9.93 ZWL 267

-58.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$283 ZWL 7,611

7.39%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$7,356 ZWL 197.8K

-10.10%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$19.00 ZWL 511

192.32%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$21.04 ZWL 566

82.08%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$34.77 ZWL 935

154.82%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$40.05 ZWL 1,077

94.43%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$403 ZWL 10.8K

149.47%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$280 ZWL 7,538

140.91%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$941 ZWL 25.3K

265.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$688 ZWL 18.5K

196.29%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$899 ZWL 24.2K

216.14%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$390 ZWL 10.5K

480.34%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$393 ZWL 10.6K

-57.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.31

-0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Harare: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $403 in Harare. Housing cost is often the main lever when comparing two cities.

Harare pays 138% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $50.0 in Harare. Groceries flip the comparison at $302 vs $219, with Harare cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harare: Cost of Living - Frequently Asked Questions

Harare is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 43% gap adds up to real monthly savings that compound significantly over time.

On paper, Harare earns 138% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $403 in Harare. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $283 in Harare. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 38% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $991 in Harare versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Harare but tight or insufficient in Ubud, Bali. The gap between the two cities makes Harare the clear choice for anyone on this budget.

For families, Harare is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Harare are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Harare gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.