Cost of Living Comparison Between Ubud, Bali and Harare Cost of Living Comparison Between Ubud, Bali and Harare

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,028 in Harare.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,706 in Harare.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,385 in Harare.

Living in Ubud, Bali is roughly 36% more expensive than in Harare, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Harare is 25% below.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$9.95 ZWL 266

-66.13%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$40.21 ZWL 1,074

-4.03%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$5.92 ZWL 158

-6.76%

Cappuccino

$2.64 Rp 46.8K

$3.08 ZWL 82.2

-14.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$0.93 ZWL 24.85

79.57%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.49 ZWL 12.98

57.14%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$1.48 ZWL 39.62

77.70%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.05 ZWL 54.7

108.78%

Milk (1 liter)

$1.55 Rp 27.3K

$1.60 ZWL 42.62

-3.13%

White Bread (500g)

$2.22 Rp 39.3K

$1.03 ZWL 27.52

115.53%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.64 ZWL 43.76

-31.10%

Eggs

$2.09 Rp 36.9K

$1.87 ZWL 49.85

11.76%

Local Cheese (1kg)

$17.39 Rp 307.6K

$11.97 ZWL 320

45.28%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$5.52 ZWL 148

-29.89%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$6.50 ZWL 174

93.08%

Apples (1kg)

$3.62 Rp 63.9K

$3.15 ZWL 84.3

14.92%

Banana (1kg)

$1.56 Rp 27.6K

$1.60 ZWL 42.75

-2.50%

Oranges (1kg)

$2.35 Rp 41.6K

$2.02 ZWL 53.9

16.34%

Tomato (1kg)

$2.06 Rp 36.4K

$1.46 ZWL 38.96

41.10%

Potato (1kg)

$1.90 Rp 33.6K

$1.73 ZWL 46.35

9.83%

Onion (1kg)

$2.34 Rp 41.3K

$1.86 ZWL 49.82

25.81%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.17 ZWL 31.16

-11.97%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$1.00 ZWL 26.59

-45.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$1.96 ZWL 52.5

14.80%

Wine (Bottle)

$23.81 Rp 421.0K

$8.88 ZWL 237

168.13%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.37 ZWL 36.54

68.61%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.94 ZWL 51.7

44.33%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$1.03 ZWL 27.39

-73.79%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$60.3 ZWL 1,611

-85.63%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$4.08 ZWL 109

-88.24%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$2.05 ZWL 54.9

-78.05%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$4.89 ZWL 131

16.97%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.79 ZWL 47.90

-57.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$22.4K ZWL 599.2K

9.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$27.4K ZWL 732.1K

17.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$54.5 ZWL 1,456

53.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$21.79 ZWL 582

-70.35%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$67.5 ZWL 1,803

-71.85%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$48.78 ZWL 1,303

14.74%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$22.89 ZWL 612

-18.65%

Cinema Ticket

$4.28 Rp 75.7K

$10.10 ZWL 270

-57.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$471 ZWL 12.6K

3.23%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$9,024 ZWL 241.1K

-35.11%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$24.01 ZWL 642

89.75%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$20.84 ZWL 557

74.57%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$38.96 ZWL 1,041

110.37%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$42.36 ZWL 1,132

89.80%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$410 ZWL 10.9K

172.52%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$320 ZWL 8,559

118.87%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$823 ZWL 22.0K

329.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$744 ZWL 19.9K

137.00%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$932 ZWL 24.9K

203.38%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$385 ZWL 10.3K

494.53%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$430 ZWL 11.5K

-60.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.69

0.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Harare: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $410 in Harare. Housing cost is often the main lever when comparing two cities.

Harare pays 153% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $40.00 in Harare. Groceries flip the comparison at $293 vs $218, with Harare cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harare: Cost of Living - Frequently Asked Questions

Harare is cheaper overall, especially in Groceries & Markets, Clothing & Footwear. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 153% lower in Harare. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $410 in Harare. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $471 in Harare. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 34% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,028 in Harare versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Harare but tight or insufficient in Ubud, Bali. The gap between the two cities makes Harare the clear choice for anyone on this budget.

For families, Harare is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Harare are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Harare gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.