Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Harare

For one person, living is cheaper in Harare: $1,018 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
49

Cost of Living Index in Harare
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Harare Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Harare

🇿🇼 Zimbabwe

$1,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Harare

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Harare actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,018 in Harare.

Ubud, Bali $1,353
Harare $1,018

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,696 in Harare.

Ubud, Bali $2,297
Harare $1,696

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,375 in Harare.

Ubud, Bali $3,241
Harare $2,375

Living in Ubud, Bali is roughly 33% more expensive than in Harare, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Harare is 25% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$9.95 ZWL 265

-67.54%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$45.58 ZWL 1,213

-23.48%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.63 ZWL 150

1.24%

Cappuccino

$2.62 Rp 47.1K

$2.98 ZWL 79.3

-12.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.94 ZWL 24.95

82.98%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.45 ZWL 11.98

80.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$0.99 ZWL 26.31

167.68%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.95 ZWL 51.8

124.10%

Milk (1 liter)

$1.57 Rp 28.3K

$1.53 ZWL 40.78

2.61%

White Bread (500g)

$2.19 Rp 39.5K

$1.02 ZWL 27.05

114.71%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.66 ZWL 44.16

-28.92%

Eggs

$2.16 Rp 38.8K

$1.98 ZWL 52.7

9.09%

Local Cheese (1kg)

$17.65 Rp 317.7K

$11.37 ZWL 303

55.23%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.40 ZWL 144

-30.00%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$6.79 ZWL 181

75.99%

Apples (1kg)

$3.60 Rp 64.8K

$3.06 ZWL 81.4

17.65%

Banana (1kg)

$1.59 Rp 28.6K

$1.63 ZWL 43.25

-2.45%

Oranges (1kg)

$2.31 Rp 41.6K

$2.05 ZWL 54.6

12.68%

Tomato (1kg)

$1.91 Rp 34.3K

$1.52 ZWL 40.50

25.66%

Potato (1kg)

$1.78 Rp 32.1K

$1.73 ZWL 46.09

2.89%

Onion (1kg)

$2.33 Rp 41.9K

$1.80 ZWL 47.94

29.44%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.29 ZWL 34.35

-22.48%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.00 ZWL 26.67

-47.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$1.95 ZWL 51.8

17.44%

Wine (Bottle)

$22.07 Rp 397.3K

$8.33 ZWL 222

164.95%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.38 ZWL 36.62

70.29%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.97 ZWL 52.4

51.27%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.98 ZWL 26.02

-76.53%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$60.8 ZWL 1,618

-85.36%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.88 ZWL 103

-87.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.05 ZWL 54.6

-79.02%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$5.12 ZWL 136

6.84%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.79 ZWL 47.75

-53.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.9K ZWL 582.6K

9.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$27.2K ZWL 722.7K

20.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$50.7 ZWL 1,348

57.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$21.89 ZWL 583

-70.03%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$69.5 ZWL 1,849

-73.23%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$47.15 ZWL 1,255

14.78%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$22.40 ZWL 596

-18.39%

Cinema Ticket

$4.25 Rp 76.5K

$10.18 ZWL 271

-58.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$467 ZWL 12.4K

5.57%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$8,608 ZWL 229.1K

-34.98%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$23.43 ZWL 623

94.54%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$21.48 ZWL 572

62.76%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$38.24 ZWL 1,018

103.24%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$40.39 ZWL 1,075

94.40%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$384 ZWL 10.2K

194.82%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$311 ZWL 8,284

116.14%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$835 ZWL 22.2K

332.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$743 ZWL 19.8K

128.98%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$939 ZWL 25.0K

189.45%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$393 ZWL 10.4K

470.86%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$419 ZWL 11.2K

-60.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.69

0.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Harare: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Harare

$311 30.6% 53.7% $362

Groceries & Markets

Ubud, Bali

$287 21.2%

Harare

$216 21.2% 24.8% $71

Clothing & Footwear

Ubud, Bali

$107 7.9%

Harare

$56 5.5% 47.8% $51

Eating Out

Ubud, Bali

$106 7.9%

Harare

$147 14.4% 37.8% $40

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Harare

$142 14% 35.1% $37

Sport & Entertainment

Ubud, Bali

$63 4.6%

Harare

$68 6.6% 7.8% $4.9

Getting Around

Ubud, Bali

$12 0.9%

Harare

$79 7.8% 534% $66

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $384 in Harare. Housing cost is often the main lever when comparing two cities.

Harare pays 152% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $46.00 in Harare. Groceries flip the comparison at $287 vs $216, with Harare cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇿🇼 Harare

🕒 Local time

22:24 10:24 PM

16:24 4:24 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,606,000 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Zimbabwean Dollar ZWL $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 ZWL = 3.76 USD

100 ZWL = 3.34 EUR

Exchange rates and currency converter

ZWL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Zimbabwean Dollar exchange rates as of October 20, 2026: 1 USD = 26.61 ZWL (100 ZWL = 3.76 USD). 1 EUR = 29.92 ZWL (100 ZWL = 3.34 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Harare 9,110 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Harare

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harare: Cost of Living - Frequently Asked Questions

Harare is cheaper overall, especially in groceries and clothing. The 33% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 152% lower in Harare. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $384 in Harare. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $467 in Harare. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 33% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,018 in Harare versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Harare but tight or insufficient in Ubud, Bali. The gap between the two cities makes Harare the clear choice for anyone on this budget.

For families, Harare is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Harare are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Harare gentler on the wallet – expenses run 33% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.