Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hamburg

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,326 in Hamburg, rent and utilities included – about $11,700 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
114

Cost of Living Index in Hamburg
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Hamburg Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Hamburg

🇩🇪 Germany

$2,326

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hamburg actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $2,326 in Hamburg, rent included.

Ubud, Bali $1,348
Hamburg $2,326

A couple spends around $2,312 per month in Ubud, Bali vs $3,471 in Hamburg, rent included.

Ubud, Bali $2,312
Hamburg $3,471

A family of three spends $3,276 per month in Ubud, Bali vs $4,615 in Hamburg, rent included.

Ubud, Bali $3,276
Hamburg $4,615

Ubud, Bali is about 42% cheaper than Hamburg, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Hamburg sit above the global median – Ubud, Bali by 1%, Hamburg by 74%.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$16.94 €15.12

-80.34%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$70.4 €62.9

-49.72%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$13.71 €12.23

-57.99%

Cappuccino

$2.63 Rp 47.0K

$4.62 €4.12

-43.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$4.04 €3.60

-56.93%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$3.41 €3.04

-77.42%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$5.51 €4.92

-50.82%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$4.68 €4.17

-3.42%

Milk (1 liter)

$1.53 Rp 27.4K

$1.26 €1.12

21.43%

White Bread (500g)

$2.20 Rp 39.2K

$2.57 €2.30

-14.40%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.81 €2.51

-56.58%

Eggs

$2.14 Rp 38.2K

$4.39 €3.92

-51.25%

Local Cheese (1kg)

$17.73 Rp 316.9K

$12.28 €10.96

44.38%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$12.06 €10.76

-67.99%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$18.80 €16.77

-36.01%

Apples (1kg)

$3.61 Rp 64.5K

$3.19 €2.84

13.17%

Banana (1kg)

$1.51 Rp 27.1K

$2.48 €2.21

-39.11%

Oranges (1kg)

$2.32 Rp 41.4K

$2.93 €2.62

-20.82%

Tomato (1kg)

$2.00 Rp 35.8K

$4.29 €3.83

-53.38%

Potato (1kg)

$1.81 Rp 32.4K

$1.93 €1.72

-6.22%

Onion (1kg)

$2.39 Rp 42.7K

$1.84 €1.64

29.89%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.74 €1.55

-43.10%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.15 €1.02

-54.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$10.22 €9.12

-78.67%

Wine (Bottle)

$22.98 Rp 410.7K

$6.89 €6.15

233.53%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.13 €1.01

112.39%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$1.31 €1.17

129.01%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$4.25 €3.79

-94.35%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$69.3 €61.9

-89.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$6.70 €5.98

-93.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$3.09 €2.76

-86.41%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$42.66 €38.07

-87.22%

Gasoline (1 liter)

$0.84 Rp 15.1K

$2.30 €2.05

-63.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$32.5K €29.0K

-25.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$38.0K €33.9K

-16.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$378 €337

-78.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$19.88 €17.74

-66.90%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$39.30 €35.07

-53.59%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$46.12 €41.15

19.54%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$28.84 €25.74

-35.82%

Cinema Ticket

$4.24 Rp 75.9K

$16.25 €14.50

-73.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$499 €445

-2.61%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$14.0K €12.5K

-59.35%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$84.7 €75.6

-46.65%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$36.82 €32.86

-6.11%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$97.2 €86.8

-18.59%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$117 €105

-33.92%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,302 €1,162

-13.47%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$941 €840

-28.38%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,283 €2,038

58.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,665 €1,486

4.15%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$9,758 €8,708

-71.01%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$5,004 €4,466

-53.90%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,643 €3,251

-95.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.69

273.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Hamburg: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Hamburg

$941 40% 39.6% $267

Groceries & Markets

Ubud, Bali

$290 21.4%

Hamburg

$337 14.3% 16.1% $47

Eating Out

Ubud, Bali

$108 8%

Hamburg

$299 12.7% 176% $191

Clothing & Footwear

Ubud, Bali

$106 7.8%

Hamburg

$151 6.4% 42.1% $45

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Hamburg

$437 18.6% 314% $332

Sport & Entertainment

Ubud, Bali

$64 4.7%

Hamburg

$79 3.3% 23.6% $15

Getting Around

Ubud, Bali

$11 0.8%

Hamburg

$108 4.6% 933% $98

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $1,302 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2099% higher in Hamburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $70.0 in Hamburg. Monthly groceries follow the same trend: $290 vs $337 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Hamburg

🕒 Local time

22:21 10:21 PM

16:21 4:21 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,812,709

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Hamburg 11,770 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Hamburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 73% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $3,489 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,348 in Ubud, Bali and $2,326 in Hamburg. That's a gap of about 73%.

Public transport costs about 892% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Hamburg at $2,326. In Ubud, Bali it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,348 versus $2,326 in Hamburg. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.