Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hamamatsu

For one person, living is cheaper in Hamamatsu: $783 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Hamamatsu
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Hamamatsu Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Hamamatsu

🇯🇵 Japan

$783

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hamamatsu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hamamatsu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $783 in Hamamatsu.

Ubud, Bali $1,349
Hamamatsu $783

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,266 in Hamamatsu.

Ubud, Bali $2,305
Hamamatsu $1,266

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,750 in Hamamatsu.

Ubud, Bali $3,261
Hamamatsu $1,750

Living in Ubud, Bali is roughly 72% more expensive than in Hamamatsu, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$3.90 ¥614

-14.87%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$41.78 ¥6,581

-14.70%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$5.19 ¥818

6.55%

Cappuccino

$2.72 Rp 49.3K

$3.41 ¥538

-20.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.10 ¥173

54.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.75 ¥118

1.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.61 ¥411

1.53%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.11 ¥489

40.84%

Milk (1 liter)

$1.49 Rp 27.0K

$1.08 ¥170

37.96%

White Bread (500g)

$2.28 Rp 41.2K

$1.70 ¥267

34.12%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.67 ¥578

-67.57%

Eggs

$2.04 Rp 36.9K

$1.68 ¥265

21.43%

Local Cheese (1kg)

$17.70 Rp 320.8K

$10.25 ¥1,615

72.68%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$6.17 ¥971

-35.82%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$14.24 ¥2,242

-14.40%

Apples (1kg)

$3.66 Rp 66.2K

$5.80 ¥914

-36.90%

Banana (1kg)

$1.52 Rp 27.5K

$2.84 ¥447

-46.48%

Oranges (1kg)

$2.23 Rp 40.4K

$2.95 ¥465

-24.41%

Tomato (1kg)

$1.97 Rp 35.7K

$4.30 ¥678

-54.19%

Potato (1kg)

$1.85 Rp 33.5K

$2.61 ¥412

-29.12%

Onion (1kg)

$2.42 Rp 43.9K

$2.59 ¥407

-6.56%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.29 ¥204

-23.26%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.66 ¥104

-22.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.89 ¥612

-42.93%

Wine (Bottle)

$22.24 Rp 403.0K

$6.39 ¥1,006

248.04%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.82 ¥287

24.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.10 ¥331

41.43%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$50.1 ¥7,896

-84.40%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$3.11 ¥489

-85.85%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$2.63 ¥414

-83.65%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$20.62 ¥3,248

-73.76%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.06 ¥167

-22.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$21.6K ¥3.4M

10.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$15.8K ¥2.5M

100.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$130 ¥20.5K

-39.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$8.59 ¥1,353

-24.91%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$32.78 ¥5,164

-43.32%

Gym Membership (Monthly)

$49.48 Rp 896.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$17.40 ¥2,741

1.44%

Cinema Ticket

$4.27 Rp 77.4K

$13.08 ¥2,060

-67.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$819 ¥129.0K

-40.12%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$14.8K ¥2.3M

-61.76%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$63.6 ¥10.0K

-29.84%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$37.10 ¥5,844

-5.80%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$61.3 ¥9,655

30.36%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$103 ¥16.2K

-23.01%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$7,787 ¥1.2M

-64.92%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$5,298 ¥834.5K

-56.89%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,602 ¥252.4K

-89.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.64

421.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Hamamatsu: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Hamamatsu

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Hamamatsu

$285 36.4% 1.2% $3.5

Eating Out

Ubud, Bali

$108 8%

Hamamatsu

$114 14.6% 6.2% $6.7

Clothing & Footwear

Ubud, Bali

$108 8%

Hamamatsu

$119 15.2% 11% $12

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Hamamatsu

$172 21.9% 65.1% $68

Sport & Entertainment

Ubud, Bali

$58 4.3%

Hamamatsu

$26 * 3.3% 54.9% $32

Getting Around

Ubud, Bali

$11 0.9%

Hamamatsu

$66 * 8.5% 481% $55

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Hamamatsu pays about 9.8 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $42 in Hamamatsu. Groceries flip the comparison at $288 vs $285, with Hamamatsu cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Hamamatsu

🕒 Local time

08:02 8:02 AM

09:02 9:02 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

797,033

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.35 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.35 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Hamamatsu 5,360 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Hamamatsu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamamatsu: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $783 in Hamamatsu, so Hamamatsu is about 42% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 90% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Childcare runs $491 in Ubud, Bali versus $819 in Hamamatsu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $42 in Hamamatsu. If you eat out regularly, this makes a real dent in your monthly spending.

At $783 in Hamamatsu versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Hamamatsu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hamamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hamamatsu are both considered safe, so it’s unlikely to be the deciding factor between them.