Cost of Living Comparison Between Ubud, Bali and Halabjah Cost of Living Comparison Between Ubud, Bali and Halabjah

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $776 in Halabjah.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,130 in Halabjah.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,483 in Halabjah.

Living in Ubud, Bali is roughly 85% more expensive than Halabjah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Halabjah is 42% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.87 IQD 5,068

-7.75%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$19.30 IQD 25.3K

68.81%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$7.58 IQD 9,935

-33.11%

Cappuccino

$2.83 Rp 49.0K

$1.92 IQD 2,521

47.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.40 IQD 519

235.00%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.21 IQD 273

228.57%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.73 IQD 3,572

9.52%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.95 IQD 3,868

30.51%

Milk (1 liter)

$1.74 Rp 30.2K

$0.62 IQD 817

180.65%

White Bread (500g)

$2.54 Rp 44.0K

$0.79 IQD 1,029

221.52%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.60 IQD 2,090

-25.63%

Eggs

$2.43 Rp 42.0K

$1.57 IQD 2,060

54.78%

Local Cheese (1kg)

$14.66 Rp 254.1K

$4.62 IQD 6,054

217.32%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$1.94 IQD 2,538

115.46%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$9.69 IQD 12.7K

23.22%

Apples (1kg)

$3.69 Rp 63.9K

$0.76 IQD 993

385.53%

Banana (1kg)

$1.61 Rp 27.8K

$1.16 IQD 1,524

38.79%

Oranges (1kg)

$2.69 Rp 46.5K

$0.75 IQD 977

258.67%

Tomato (1kg)

$2.33 Rp 40.4K

$0.69 IQD 899

237.68%

Potato (1kg)

$1.91 Rp 33.0K

$0.65 IQD 849

193.85%

Onion (1kg)

$2.19 Rp 37.9K

$0.64 IQD 835

242.19%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.64 IQD 836

65.63%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.66 IQD 863

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.16 IQD 2,824

44.91%

Wine (Bottle)

$23.49 Rp 407.1K

$13.63 IQD 17.9K

72.34%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.80 IQD 2,355

52.22%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.00 IQD 1,315

188.00%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.40 IQD 521

-27.50%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$31.29 IQD 41.0K

-73.89%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.49 IQD 1,950

-69.80%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.48 IQD 1,935

-71.62%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.32 IQD 3,040

165.52%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.53 IQD 691

58.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$20.3K IQD 26.6M

29.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$9,404 IQD 12.3M

245.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$153 IQD 200.5K

-48.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$11.56 IQD 15.2K

-65.83%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$30.15 IQD 39.5K

-19.07%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$36.79 IQD 48.2K

162.41%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$16.49 IQD 21.6K

-61.49%

Cinema Ticket

$4.04 Rp 70.0K

$7.55 IQD 9,897

-46.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$165 IQD 215.9K

83.66%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,515 IQD 4.6M

85.57%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$7.43 IQD 9,736

624.63%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$30.36 IQD 39.8K

25.10%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$65.0 IQD 85.1K

33.50%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$43.98 IQD 57.6K

79.31%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$241 IQD 315.5K

320.34%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$178 IQD 233.0K

279.27%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$585 IQD 765.8K

479.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$341 IQD 447.1K

514.74%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Halabjah: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $241 in Halabjah. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $19.00 in Halabjah for a mid-range dinner for two. Groceries echo the gap at $298 vs $149 per month, with Halabjah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Halabjah: Cost of Living - Frequently Asked Questions

Ubud, Bali and Halabjah differ by about 85% in total monthly costs ($1,438 vs $776 including rent). Halabjah is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,158 in Ubud, Bali and $1,164 in Halabjah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $241 in Halabjah. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 101% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Halabjah – a meal for two runs $19.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $776 in Halabjah versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Halabjah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Halabjah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Halabjah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Halabjah gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.