Cost of Living Comparison Between Ubud, Bali and Halabjah Cost of Living Comparison Between Ubud, Bali and Halabjah

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $789 in Halabjah.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,158 in Halabjah.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,527 in Halabjah.

Living in Ubud, Bali is roughly 78% more expensive than Halabjah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Halabjah is 41% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.94 IQD 5,154

-9.39%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$19.14 IQD 25.1K

69.80%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.86 IQD 10.3K

-38.17%

Cappuccino

$2.75 Rp 49.2K

$1.89 IQD 2,469

45.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.39 IQD 512

238.46%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.16 IQD 213

337.50%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.67 IQD 3,493

8.99%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.81 IQD 3,686

34.88%

Milk (1 liter)

$1.71 Rp 30.6K

$0.63 IQD 821

171.43%

White Bread (500g)

$2.47 Rp 44.3K

$0.80 IQD 1,052

208.75%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.59 IQD 2,079

-24.53%

Eggs

$2.44 Rp 43.8K

$1.57 IQD 2,054

55.41%

Local Cheese (1kg)

$14.38 Rp 257.7K

$4.56 IQD 5,967

215.35%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$1.96 IQD 2,564

119.90%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$9.73 IQD 12.7K

25.49%

Apples (1kg)

$3.68 Rp 66.0K

$0.75 IQD 985

390.67%

Banana (1kg)

$1.55 Rp 27.8K

$1.19 IQD 1,558

30.25%

Oranges (1kg)

$2.79 Rp 49.9K

$0.79 IQD 1,029

253.16%

Tomato (1kg)

$2.33 Rp 41.8K

$0.69 IQD 900

237.68%

Potato (1kg)

$1.97 Rp 35.3K

$0.69 IQD 899

185.51%

Onion (1kg)

$2.31 Rp 41.4K

$0.62 IQD 815

272.58%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.62 IQD 817

70.97%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.65 IQD 852

12.31%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.16 IQD 2,825

51.85%

Wine (Bottle)

$22.79 Rp 408.4K

$13.61 IQD 17.8K

67.45%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.85 IQD 2,417

51.89%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$0.91 IQD 1,195

205.49%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.40 IQD 518

-27.50%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$31.16 IQD 40.8K

-74.13%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.57 IQD 2,056

-71.34%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.54 IQD 2,018

-70.78%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.28 IQD 2,979

173.68%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.57 IQD 744

49.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$20.3K IQD 26.6M

27.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$9,469 IQD 12.4M

234.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$156 IQD 203.7K

-48.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$11.38 IQD 14.9K

-64.32%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$29.92 IQD 39.2K

-18.38%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$36.53 IQD 47.8K

167.37%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$16.50 IQD 21.6K

-60.91%

Cinema Ticket

$4.04 Rp 72.4K

$7.51 IQD 9,839

-46.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$168 IQD 220.0K

80.96%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,549 IQD 4.6M

86.54%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$7.62 IQD 9,980

611.68%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$30.20 IQD 39.6K

28.41%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$65.6 IQD 85.9K

31.33%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$43.79 IQD 57.3K

75.09%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$245 IQD 320.5K

302.71%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$178 IQD 232.7K

270.18%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$570 IQD 746.0K

491.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$349 IQD 457.0K

492.00%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Halabjah: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $245 in Halabjah. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $19.00 in Halabjah for a mid-range dinner for two. Groceries echo the gap at $297 vs $149 per month, with Halabjah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Halabjah: Cost of Living - Frequently Asked Questions

Ubud, Bali and Halabjah differ by about 78% in total monthly costs ($1,404 vs $789 including rent). Halabjah is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,106 in Ubud, Bali and $1,183 in Halabjah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $245 in Halabjah. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 99% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Halabjah – a meal for two runs $19.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $789 in Halabjah versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Halabjah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Halabjah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Halabjah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Halabjah gentler on the wallet – expenses run 78% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.