Cost of Living Comparison Between Ubud, Bali and Halabjah Cost of Living Comparison Between Ubud, Bali and Halabjah

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $566 in Halabjah.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $821 in Halabjah.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $1,075 in Halabjah.

Living in Ubud, Bali is roughly 143% more expensive than in Halabjah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Halabjah is 58% below.

Meal at Budget Restaurant

$3.32 Rp 59.5K

$3.93 IQD 5,144

-15.52%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.1K

$19.39 IQD 25.4K

82.21%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.4K

$7.51 IQD 9,831

-29.03%

Cappuccino

$2.75 Rp 49.3K

$1.88 IQD 2,463

46.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$0.36 IQD 473

380.56%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$0.24 IQD 312

233.33%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$2.61 IQD 3,416

13.03%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.4K

$3.90 IQD 5,110

13.85%

Milk (1 liter)

$1.50 Rp 26.8K

$0.58 IQD 760

158.62%

White Bread (500g)

$2.30 Rp 41.1K

$0.80 IQD 1,044

187.50%

Rice (white) (1kg)

$1.10 Rp 19.7K

$1.58 IQD 2,072

-30.38%

Eggs

$2.16 Rp 38.6K

$1.50 IQD 1,967

44.00%

Local Cheese (1kg)

$17.09 Rp 305.7K

$3.93 IQD 5,151

334.86%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$1.94 IQD 2,545

100.00%

Beef Round Steak (1kg)

$11.92 Rp 213.2K

$10.17 IQD 13.3K

17.21%

Apples (1kg)

$3.57 Rp 63.8K

$0.79 IQD 1,035

351.90%

Banana (1kg)

$1.58 Rp 28.3K

$1.11 IQD 1,458

42.34%

Oranges (1kg)

$2.36 Rp 42.2K

$0.78 IQD 1,022

202.56%

Tomato (1kg)

$1.97 Rp 35.2K

$0.73 IQD 951

169.86%

Potato (1kg)

$1.81 Rp 32.4K

$0.70 IQD 918

158.57%

Onion (1kg)

$2.39 Rp 42.8K

$0.69 IQD 903

246.38%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.68 IQD 888

50.00%

Water (1.5 liter bottle)

$0.49 Rp 8,792

$0.64 IQD 836

-23.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

$1.86 IQD 2,441

20.97%

Wine (Bottle)

$22.30 Rp 399.0K

$13.45 IQD 17.6K

65.80%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

$1.95 IQD 2,549

21.54%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.8K

$0.91 IQD 1,196

218.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,457

$0.36 IQD 476

-30.56%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,906

$1.52 IQD 1,985

-71.05%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,556

$1.51 IQD 1,982

-72.19%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.3K

$2.35 IQD 3,078

140.85%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.61 IQD 802

32.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.7M

$19.0K IQD 24.9M

25.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.3M

$9,681 IQD 12.7M

219.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$150 IQD 196.8K

-45.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

$11.60 IQD 15.2K

-45.69%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.4K

$30.05 IQD 39.4K

-38.00%

Gym Membership (Monthly)

$54.7 Rp 979.2K

$22.66 IQD 29.7K

141.53%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.1K

Cinema Ticket

$4.24 Rp 75.8K

$10.77 IQD 14.1K

-60.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$168 IQD 219.9K

188.26%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.0M

$3,485 IQD 4.6M

60.42%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.9K

$7.51 IQD 9,828

509.45%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 638.6K

$37.73 IQD 49.4K

-5.41%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$73.0 IQD 95.6K

7.25%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$47.90 IQD 62.7K

67.29%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Halabjah: September 28, 2026

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $19.00 in Halabjah for a mid-range dinner for two. Groceries echo the gap at $286 vs $148 per month, with Halabjah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Halabjah: Cost of Living - Frequently Asked Questions

Ubud, Bali and Halabjah differ by about 143% in total monthly costs ($1,374 vs $566 including rent). Halabjah is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,062 in Ubud, Bali and $849 in Halabjah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $484 in Ubud, Bali versus $168 in Halabjah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Halabjah – a meal for two runs $19.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $566 in Halabjah versus $1,374 in Ubud, Bali, a $2,000 budget is realistic in Halabjah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Halabjah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Halabjah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Halabjah gentler on the wallet – expenses run 143% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.