Cost of Living Comparison Between Ubud, Bali and Halabjah Cost of Living Comparison Between Ubud, Bali and Halabjah

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $582 in Halabjah.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $838 in Halabjah.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $1,095 in Halabjah.

Living in Ubud, Bali is roughly 137% more expensive than in Halabjah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Halabjah is 58% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$3.83 IQD 5,018

-13.58%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$18.82 IQD 24.6K

107.65%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$7.82 IQD 10.2K

-28.13%

Cappuccino

$2.64 Rp 46.9K

$1.94 IQD 2,537

36.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.40 IQD 521

295.00%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.24 IQD 312

195.83%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$2.75 IQD 3,599

-0.73%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$3.76 IQD 4,927

14.89%

Milk (1 liter)

$1.54 Rp 27.4K

$0.59 IQD 769

161.02%

White Bread (500g)

$2.30 Rp 40.8K

$0.78 IQD 1,023

194.87%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.52 IQD 1,988

-32.24%

Eggs

$2.12 Rp 37.7K

$1.50 IQD 1,966

41.33%

Local Cheese (1kg)

$17.30 Rp 307.5K

$3.88 IQD 5,079

345.88%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$1.94 IQD 2,534

107.73%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$9.82 IQD 12.9K

26.48%

Apples (1kg)

$3.70 Rp 65.7K

$0.74 IQD 975

400.00%

Banana (1kg)

$1.62 Rp 28.7K

$1.05 IQD 1,374

54.29%

Oranges (1kg)

$2.27 Rp 40.3K

$0.74 IQD 970

206.76%

Tomato (1kg)

$1.99 Rp 35.4K

$0.74 IQD 963

168.92%

Potato (1kg)

$1.83 Rp 32.5K

$0.69 IQD 905

165.22%

Onion (1kg)

$2.25 Rp 40.1K

$0.71 IQD 929

216.90%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.66 IQD 865

57.58%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.70 IQD 916

-20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$1.86 IQD 2,432

19.35%

Wine (Bottle)

$23.22 Rp 412.7K

$13.35 IQD 17.5K

73.93%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.94 IQD 2,538

23.20%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$0.98 IQD 1,277

192.86%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.39 IQD 514

-35.90%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$1.51 IQD 1,977

-69.54%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$1.50 IQD 1,967

-69.33%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$2.33 IQD 3,057

144.64%

Gasoline (1 liter)

$0.76 Rp 13.6K

$0.68 IQD 891

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$19.0K IQD 24.9M

29.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$9,618 IQD 12.6M

222.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$154 IQD 201.1K

-46.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$11.25 IQD 14.7K

-43.73%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$29.32 IQD 38.4K

-36.77%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$23.30 IQD 30.5K

140.56%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$10.55 IQD 13.8K

-59.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$164 IQD 215.3K

197.60%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$3,480 IQD 4.6M

66.48%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$7.71 IQD 10.1K

496.37%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$39.55 IQD 51.8K

-9.33%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$77.8 IQD 101.9K

2.18%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$50.2 IQD 65.8K

61.18%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Halabjah: August 16, 2026

Cost Breakdown

Dining out: $39.00 in Ubud, Bali vs $19.00 in Halabjah for a mid-range dinner for two. Groceries echo the gap at $293 vs $146 per month, with Halabjah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Halabjah: Cost of Living - Frequently Asked Questions

Ubud, Bali and Halabjah differ by about 137% in total monthly costs ($1,379 vs $582 including rent). Halabjah is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,069 in Ubud, Bali and $873 in Halabjah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $489 in Ubud, Bali versus $164 in Halabjah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Halabjah – a meal for two runs $19.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $582 in Halabjah versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in Halabjah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Halabjah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Halabjah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Halabjah gentler on the wallet – expenses run 137% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.