Cost of Living Comparison Between Ubud, Bali and Gurjaani Cost of Living Comparison Between Ubud, Bali and Gurjaani

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $978 in Gurjaani.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,162 in Gurjaani.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,346 in Gurjaani.

Living in Ubud, Bali is roughly 44% more expensive than Gurjaani, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Gurjaani is 27% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$5.37 ₾14.22

-33.52%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$21.80 ₾57.7

49.08%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.53 ₾14.65

-12.12%

Cappuccino

$2.75 Rp 49.2K

$1.13 ₾2.98

143.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.46 ₾1.22

186.96%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.25 ₾0.66

180.00%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.93 ₾2.47

212.90%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.68 ₾4.45

125.60%

Milk (1 liter)

$1.71 Rp 30.6K

$1.48 ₾3.92

15.54%

White Bread (500g)

$2.47 Rp 44.3K

$0.40 ₾1.07

517.50%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.93 ₾2.46

29.03%

Eggs

$2.44 Rp 43.8K

$1.75 ₾4.64

39.43%

Local Cheese (1kg)

$14.38 Rp 257.7K

$5.35 ₾14.16

168.79%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.98 ₾7.90

44.63%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$6.74 ₾17.86

81.16%

Apples (1kg)

$3.68 Rp 66.0K

$0.71 ₾1.89

418.31%

Banana (1kg)

$1.55 Rp 27.8K

$1.45 ₾3.84

6.90%

Oranges (1kg)

$2.79 Rp 49.9K

$1.78 ₾4.71

56.74%

Tomato (1kg)

$2.33 Rp 41.8K

$1.10 ₾2.93

111.82%

Potato (1kg)

$1.97 Rp 35.3K

$0.28 ₾0.74

603.57%

Onion (1kg)

$2.31 Rp 41.4K

$0.67 ₾1.78

244.78%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.71 ₾1.87

49.30%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.43 ₾1.13

69.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.01 ₾7.98

8.97%

Wine (Bottle)

$22.79 Rp 408.4K

$3.77 ₾9.99

504.51%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.02 ₾2.70

175.49%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.72 ₾4.57

61.63%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.20 ₾0.54

45.00%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$5.42 ₾14.36

48.71%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.12 ₾2.97

-59.82%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.69 ₾1.81

-34.78%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$3.77 ₾9.98

65.52%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.87 ₾2.29

-2.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$18.6K ₾49.3K

39.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.1K ₾53.3K

57.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$39.69 ₾105

103.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$5.43 ₾14.39

-25.23%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$15.19 ₾40.24

60.76%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$18.03 ₾47.75

441.71%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$6.62 ₾17.53

-38.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$262 ₾693

16.25%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$5,061 ₾13.4K

30.82%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$75.3 ₾199

-27.95%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$43.33 ₾115

-10.50%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$120 ₾317

-28.13%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$112 ₾296

-31.40%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$289 ₾764

241.48%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$515 ₾1,364

27.76%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$381 ₾1,009

784.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$253 ₾670

716.32%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$519 ₾1,376

427.79%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$372 ₾986

498.63%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$388 ₾1,029

-57.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.89

11.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Gurjaani: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $289 in Gurjaani. Housing cost is often the main lever when comparing two cities.

Gurjaani pays 138% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $22.00 in Gurjaani for a mid-range dinner for two. Groceries echo the gap at $297 vs $132 per month, with Gurjaani cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gurjaani: Cost of Living - Frequently Asked Questions

Gurjaani is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 44% gap adds up to real monthly savings that compound significantly over time.

On paper, Gurjaani earns 138% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $289 in Gurjaani. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 125% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Gurjaani – a meal for two runs $22.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $978 in Gurjaani versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Gurjaani but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gurjaani the clear choice for anyone on this budget.

For families, Gurjaani is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gurjaani are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gurjaani gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.