Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Guayaquil

For one person, living is cheaper in Guayaquil: $1,136 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Guayaquil
🇪🇨 Ecuador
$1,136
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Guayaquil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Guayaquil actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,136 in Guayaquil, rent included.

  • Ubud, Bali $1,368
  • Guayaquil $1,136

A couple spends around $2,314 per month in Ubud, Bali vs $1,775 in Guayaquil, rent included.

  • Ubud, Bali $2,314
  • Guayaquil $1,775

A family of three spends $3,260 per month in Ubud, Bali vs $2,413 in Guayaquil, rent included.

  • Ubud, Bali $3,260
  • Guayaquil $2,413

Ubud, Bali costs about 20% more than Guayaquil, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Guayaquil is 16% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Guayaquil
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$3.94 $3.94
-15.48%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$52.6 $52.6
-33.14%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$9.15 $9.15
-36.61%
Cappuccino
$2.73 Rp 49.1K
$2.82 $2.82
-3.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$0.91 $0.91
80.22%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$0.74 $0.74
12.16%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$3.05 $3.05
-11.48%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$4.15 $4.15
3.61%
🛒 Groceries & Markets
Ubud, Bali
Guayaquil
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$1.16 $1.16
29.31%
White Bread (500g)
$2.30 Rp 41.4K
$1.98 $1.98
16.16%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.47 $1.47
-19.73%
Eggs
$2.14 Rp 38.6K
$2.07 $2.07
3.38%
Local Cheese (1kg)
$17.48 Rp 314.6K
$7.02 $7.02
149.00%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$5.18 $5.18
-22.20%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$9.26 $9.26
32.07%
Apples (1kg)
$3.55 Rp 63.9K
$1.48 $1.48
139.86%
Banana (1kg)
$1.57 Rp 28.3K
$1.14 $1.14
37.72%
Oranges (1kg)
$2.24 Rp 40.2K
$0.98 $0.98
128.57%
Tomato (1kg)
$1.93 Rp 34.7K
$0.94 $0.94
105.32%
Potato (1kg)
$1.88 Rp 33.9K
$1.22 $1.22
54.10%
Onion (1kg)
$2.29 Rp 41.3K
$0.98 $0.98
133.67%
Lettuce (1 head)
$0.99 Rp 17.9K
$0.88 $0.88
12.50%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$0.94 $0.94
-43.62%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$5.91 $5.91
-61.42%
Wine (Bottle)
$23.01 Rp 414.2K
$12.19 $12.19
88.76%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$1.55 $1.55
50.97%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$2.19 $2.19
32.88%
🚌 Getting Around
Ubud, Bali
Guayaquil
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$0.36 $0.36
-33.33%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$19.61 $19.61
-55.02%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$2.77 $2.77
-82.67%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$1.80 $1.80
-74.44%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$12.16 $12.16
-55.18%
Gasoline (1 liter)
$0.88 Rp 15.9K
$0.88 $0.88
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$21.1K $21.1K
16.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$31.3K $31.3K
-0.39%
🧾 Monthly Utilities & Internet
Ubud, Bali
Guayaquil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$131 $131
-36.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$14.76 $14.76
-56.30%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$26.25 $26.25
-29.26%
🎉 Sport & Entertainment
Ubud, Bali
Guayaquil
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$46.30 $46.30
20.56%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$26.54 $26.54
-31.76%
Cinema Ticket
$4.38 Rp 78.9K
$7.29 $7.29
-39.92%
🧸 Childcare & Education
Ubud, Bali
Guayaquil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$378 $378
30.40%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$5,590 $5,590
2.93%
👕👟 Clothing & Footwear
Ubud, Bali
Guayaquil
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$66.2 $66.2
-30.17%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$41.10 $41.10
-14.04%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$124 $124
-36.09%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$93.8 $93.8
-16.43%
🏠 Accommodation & Living
Ubud, Bali
Guayaquil
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$476 $476
139.85%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$401 $401
68.45%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$800 $800
338.13%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$740 $740
129.57%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$2,275 $2,275
22.37%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,451 $1,451
54.36%
💵 Salaries & Financials
Ubud, Bali
Guayaquil
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$612 $612
-73.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
10.05
37.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Guayaquil: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Guayaquil
$401 40.6% $275
Groceries & Markets
Ubud, Bali
$290
Guayaquil
$200 31.1% $90
Eating Out
Ubud, Bali
$109
Guayaquil
$123 13.1% $14
Monthly Utilities & Internet
Ubud, Bali
$108
Guayaquil
$172 59% $64
Clothing & Footwear
Ubud, Bali
$108
Guayaquil
$146 35.9% $39
Sport & Entertainment
Ubud, Bali
$65
Guayaquil
$61 5.7% $3.7
Getting Around
Ubud, Bali
$13
Guayaquil
$33 162% $20

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $476 in Guayaquil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 272% higher in Guayaquil, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $53.0 in Guayaquil. Groceries tell a different story – $290 in Ubud, Bali vs $200 in Guayaquil – so Guayaquil wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇪🇨 Guayaquil
🕒 Local time
06:36 6:36 AM
17:36 5:36 PM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
3,500,000
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Guayaquil 17,930 km ≈ 23 h nonstop flight
From you
  • Ubud, Bali
  • Guayaquil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Guayaquil: Cost of Living - Frequently Asked Questions
Is Guayaquil cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 20%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,704 in Guayaquil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Guayaquil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $493 per month in Ubud, Bali and $378 in Guayaquil. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Guayaquil?
Groceries cost about 45% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Ubud, Bali or in Guayaquil?
A $1,500 monthly budget goes further in Guayaquil, where all-in costs run around $1,136, than in Ubud, Bali at $1,368. In Guayaquil it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Guayaquil more family-friendly?
Families tend to lean toward Guayaquil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Guayaquil?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Guayaquil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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