Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Grundarfjordur

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,722 in Grundarfjordur, rent and utilities included – about $4,200 less a year. The total is higher in Grundarfjordur despite lower rent and utilities.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
84

Cost of Living Index in Grundarfjordur
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Grundarfjordur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Grundarfjordur

🇮🇸 Iceland

$1,722

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Grundarfjordur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Grundarfjordur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,722 in Grundarfjordur.

Ubud, Bali $1,368
Grundarfjordur $1,722

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,930 in Grundarfjordur.

Ubud, Bali $2,314
Grundarfjordur $2,930

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $4,138 in Grundarfjordur.

Ubud, Bali $3,260
Grundarfjordur $4,138

Living in Ubud, Bali costs roughly 21% less than in Grundarfjordur, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Grundarfjordur 28% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$31.43 ISK 3,812

-89.41%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$123 ISK 14.9K

-71.30%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$27.34 ISK 3,316

-78.79%

Cappuccino

$2.73 Rp 49.1K

$6.73 ISK 816

-59.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$3.35 ISK 406

-51.04%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$3.02 ISK 367

-72.52%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$13.78 ISK 1,671

-80.41%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$12.34 ISK 1,496

-65.15%

Milk (1 liter)

$1.50 Rp 27.1K

$2.11 ISK 255

-28.91%

White Bread (500g)

$2.30 Rp 41.4K

$4.31 ISK 523

-46.64%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.60 ISK 437

-67.22%

Eggs

$2.14 Rp 38.6K

$7.15 ISK 867

-70.07%

Local Cheese (1kg)

$17.48 Rp 314.6K

$21.52 ISK 2,610

-18.77%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$24.59 ISK 2,983

-83.61%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$41.30 ISK 5,010

-70.39%

Apples (1kg)

$3.55 Rp 63.9K

$3.23 ISK 392

9.91%

Banana (1kg)

$1.57 Rp 28.3K

$2.88 ISK 349

-45.49%

Oranges (1kg)

$2.24 Rp 40.2K

$3.27 ISK 396

-31.50%

Tomato (1kg)

$1.93 Rp 34.7K

$6.39 ISK 776

-69.80%

Potato (1kg)

$1.88 Rp 33.9K

$3.96 ISK 480

-52.53%

Onion (1kg)

$2.29 Rp 41.3K

$1.68 ISK 204

36.31%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.67 ISK 445

-73.02%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.83 ISK 222

-71.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$13.67 ISK 1,658

-83.32%

Wine (Bottle)

$23.01 Rp 414.2K

$23.72 ISK 2,877

-2.99%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.53 ISK 428

-33.71%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.48 ISK 423

-16.38%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$6.67 ISK 809

-92.80%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$2.90 ISK 352

-84.14%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$81.7 ISK 9,913

-93.33%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.02 ISK 245

-56.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$51.5K ISK 6.2M

-52.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$52.9K ISK 6.4M

-41.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$97.1 ISK 11.8K

-14.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$32.85 ISK 3,985

-80.37%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$85.2 ISK 10.3K

-78.19%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$19.40 ISK 2,353

-77.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,191 ISK 144.4K

-58.60%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$25.8K ISK 3.1M

-77.68%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$147 ISK 17.8K

-68.51%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$66.1 ISK 8,022

-46.58%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$185 ISK 22.5K

-57.35%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$253 ISK 30.7K

-69.01%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,121 ISK 135.9K

99.90%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.81

56.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Grundarfjordur: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Grundarfjordur

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

Grundarfjordur

$621 36.1% 114% $331

Eating Out

Ubud, Bali

$109 8%

Grundarfjordur

$533 31% 390% $424

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Grundarfjordur

$215 12.5% 99.1% $107

Clothing & Footwear

Ubud, Bali

$108 7.9%

Grundarfjordur

$293 17% 173% $186

Sport & Entertainment

Ubud, Bali

$65 4.7%

Grundarfjordur

$39 * 2.3% 39.9% $26

Getting Around

Ubud, Bali

$13 0.9%

Grundarfjordur

$21 * 1.2% 68.8% $8.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $123 in Grundarfjordur for a mid-range dinner for two. Groceries echo the gap at $290 vs $621 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇸 Grundarfjordur

🕒 Local time

03:05 3:05 AM

19:05 7:05 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

800

💱 Currency

Indonesian Rupiah IDR Rp

Icelandic Króna ISK kr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.95 EUR

1,000 ISK = 8.24 USD

1,000 ISK = 7.35 EUR

Exchange rates and currency converter

ISK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,188 IDR (100,000 IDR = 4.95 EUR).

Icelandic Króna exchange rates as of October 16, 2026: 1 USD = 121 ISK (1,000 ISK = 8.24 USD). 1 EUR = 136 ISK (1,000 ISK = 7.35 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Grundarfjordur 12,970 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Grundarfjordur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Grundarfjordur: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 26% lower than in Grundarfjordur. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,051 in Ubud, Bali and $2,584 in Grundarfjordur to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 114% higher in Grundarfjordur. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,722 in Grundarfjordur – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $1,722 in Grundarfjordur, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Grundarfjordur. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Grundarfjordur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 26% less than in Grundarfjordur. Beyond cost, consider language, visa policies, and how big the international community is in each city.