Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Granbury, TX

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,485 in Granbury, TX, rent and utilities included – about $13,600 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Granbury, TX
🇺🇸 United States
$2,485
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Granbury, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Granbury, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,485 in Granbury, TX.

  • Ubud, Bali $1,353
  • Granbury, TX $2,485

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,608 in Granbury, TX.

  • Ubud, Bali $2,297
  • Granbury, TX $3,608

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,731 in Granbury, TX.

  • Ubud, Bali $3,241
  • Granbury, TX $4,731

Living in Ubud, Bali costs roughly 46% less than in Granbury, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Granbury, TX 83% above.

Currency
🍽 Eating Out
Ubud, Bali
Granbury, TX
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$20.23 $20.23
-84.03%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$50.4 $50.4
-30.75%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$11.13 $11.13
-48.79%
Cappuccino
$2.62 Rp 47.1K
$5.37 $5.37
-51.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.58 $2.58
-33.33%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$1.96 $1.96
-58.67%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$7.83 $7.83
-66.16%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$8.87 $8.87
-50.73%
🛒 Groceries & Markets
Ubud, Bali
Granbury, TX
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$0.82 $0.82
91.46%
White Bread (500g)
$2.19 Rp 39.5K
$3.40 $3.40
-35.59%
Rice (white) (1kg)
$1.18 Rp 21.2K
$3.24 $3.24
-63.58%
Eggs
$2.16 Rp 38.8K
$2.83 $2.83
-23.67%
Local Cheese (1kg)
$17.65 Rp 317.7K
$10.01 $10.01
76.32%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$14.34 $14.34
-73.64%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$15.86 $15.86
-24.65%
Apples (1kg)
$3.60 Rp 64.8K
$3.22 $3.22
11.80%
Banana (1kg)
$1.59 Rp 28.6K
$1.14 $1.14
39.47%
Oranges (1kg)
$2.31 Rp 41.6K
$3.10 $3.10
-25.48%
Tomato (1kg)
$1.91 Rp 34.3K
$4.28 $4.28
-55.37%
Potato (1kg)
$1.78 Rp 32.1K
$1.95 $1.95
-8.72%
Onion (1kg)
$2.33 Rp 41.9K
$2.31 $2.31
0.87%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.72 $1.72
-41.86%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$1.80 $1.80
-70.56%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$6.33 $6.33
-63.82%
Wine (Bottle)
$22.07 Rp 397.3K
$14.85 $14.85
48.62%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$2.12 $2.12
10.85%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$1.98 $1.98
50.51%
🚌 Getting Around
Ubud, Bali
Granbury, TX
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$1.72 $1.72
-86.63%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
-
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$2.69 $2.69
-82.53%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.58 $1.58
-72.78%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$35.60 $35.60
-84.63%
Gasoline (1 liter)
$0.83 Rp 14.9K
$0.91 $0.91
-8.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$34.0K $34.0K
-29.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$26.1K $26.1K
25.69%
🧾 Monthly Utilities & Internet
Ubud, Bali
Granbury, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$207 $207
-61.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$59.3 $59.3
-88.95%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$39.48 $39.48
-52.89%
🎉 Sport & Entertainment
Ubud, Bali
Granbury, TX
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$40.64 $40.64
33.17%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
-
-
Cinema Ticket
$4.25 Rp 76.5K
$10.91 $10.91
-61.04%
🧸 Childcare & Education
Ubud, Bali
Granbury, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$792 $792
-37.78%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$20.9K $20.9K
-73.24%
👕👟 Clothing & Footwear
Ubud, Bali
Granbury, TX
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$50.4 $50.4
-9.49%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$42.98 $42.98
-18.66%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$80.3 $80.3
-3.15%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$102 $102
-23.14%
🏠 Accommodation & Living
Ubud, Bali
Granbury, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,465 $1,465
-22.75%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,285 $1,285
-47.65%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$2,512 $2,512
43.82%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$2,191 $2,191
-22.33%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,754 $2,754
-1.32%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,680 $2,680
-16.38%
💵 Salaries & Financials
Ubud, Bali
Granbury, TX
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$3,647 $3,647
-95.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.79
102.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Granbury, TX: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Granbury, TX
$1.3K 91% $613
Groceries & Markets
Ubud, Bali
$287
Granbury, TX
$356 23.9% $69
Clothing & Footwear
Ubud, Bali
$107
Granbury, TX
$124 16.5% $18
Eating Out
Ubud, Bali
$106
Granbury, TX
$335 215% $228
Monthly Utilities & Internet
Ubud, Bali
$105
Granbury, TX
$305 191% $200
Sport & Entertainment
Ubud, Bali
$63
Granbury, TX
$62 0.3% $0.2
Getting Around
Ubud, Bali
$12
Granbury, TX
$17 * 40.5% $5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,465 in Granbury, TX. Housing cost is often the main lever when comparing two cities.

Granbury, TX pays 2092% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $50.0 in Granbury, TX for a mid-range dinner for two. Groceries echo the gap at $287 vs $356 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Granbury, TX
🕒 Local time
20:25 8:25 PM
07:25 7:25 AM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
11,000
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Granbury, TX 15,700 km ≈ 20 h nonstop flight
From you
  • Ubud, Bali
  • Granbury, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Granbury, TX: Cost of Living - Frequently Asked Questions
Is Granbury, TX cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 84% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Granbury, TX?
On paper, salaries run 2092% lower in Granbury, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Granbury, TX?
Rent for a central apartment: $1,131 in Ubud, Bali versus $1,465 in Granbury, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and in Granbury, TX?
Supermarket bills run roughly 24% higher in Granbury, TX. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Ubud, Bali and in Granbury, TX?
All in, you'll spend $1,353 per month in Ubud, Bali versus $2,485 in Granbury, TX – a 84% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Ubud, Bali or in Granbury, TX?
At $1,353 in Ubud, Bali versus $2,485 in Granbury, TX, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Granbury, TX. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Granbury, TX more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Granbury, TX, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Granbury, TX?
Safety-wise, Ubud, Bali and Granbury, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 84% less than in Granbury, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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