Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gozo

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,806 in Gozo, rent and utilities included – about $5,500 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
87

Cost of Living Index in Gozo
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Gozo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gozo

🇲🇹 Malta

$1,806

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gozo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gozo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,806 in Gozo.

Ubud, Bali $1,349
Gozo $1,806

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,747 in Gozo.

Ubud, Bali $2,305
Gozo $2,747

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,689 in Gozo.

Ubud, Bali $3,261
Gozo $3,689

Living in Ubud, Bali costs roughly 25% less than in Gozo, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$30.88 €27.55

-89.25%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$96.8 €86.4

-63.17%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.98 €9.80

-49.64%

Cappuccino

$2.72 Rp 49.3K

$2.82 €2.51

-3.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.41 €2.15

-29.46%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.37 €1.22

-44.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.29 €2.94

-19.45%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.87 €4.34

-10.06%

Milk (1 liter)

$1.49 Rp 27.1K

$1.21 €1.08

23.14%

White Bread (500g)

$2.28 Rp 41.3K

$1.12 €1.00

103.57%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.85 €2.54

-58.25%

Eggs

$2.04 Rp 36.9K

$2.71 €2.42

-24.72%

Local Cheese (1kg)

$17.70 Rp 321.2K

$10.50 €9.37

68.57%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.86 €7.01

-49.62%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$17.93 €16.00

-32.01%

Apples (1kg)

$3.66 Rp 66.3K

$2.68 €2.39

36.57%

Banana (1kg)

$1.52 Rp 27.5K

$2.35 €2.10

-35.32%

Oranges (1kg)

$2.23 Rp 40.4K

$2.68 €2.40

-16.79%

Tomato (1kg)

$1.97 Rp 35.8K

$1.48 €1.32

33.11%

Potato (1kg)

$1.85 Rp 33.5K

$1.93 €1.72

-4.15%

Onion (1kg)

$2.42 Rp 44.0K

$1.41 €1.26

71.63%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.36 €1.21

-27.21%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.08 €0.97

-52.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.31 €5.63

-64.82%

Wine (Bottle)

$22.24 Rp 403.6K

$3.36 €3.00

561.90%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.50 €1.34

50.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.20 €1.07

147.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.73 €2.44

-90.84%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.97 €3.54

-88.92%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.74 €1.55

-75.29%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$32.38 €28.89

-83.29%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.47 €1.31

-44.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$28.4K €25.4K

-16.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$38.6K €34.4K

-17.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$94.2 €84.1

-16.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$30.77 €27.45

-79.04%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$28.95 €25.83

-35.82%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$49.78 €44.41

-0.60%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$11.43 €10.20

-62.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$283 €252

73.53%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$12.3K €11.0K

-53.84%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$56.6 €50.5

-21.14%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$50.6 €45.12

-30.89%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$63.3 €56.4

26.30%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$130 €116

-38.97%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$897 €800

25.43%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$806 €719

-16.66%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,382 €1,233

157.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,159 €1,034

48.68%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,401 €3,926

-37.93%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,978 €3,549

-42.59%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,310 €1,169

-87.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.78

264.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gozo: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gozo

$806 44.6% 20% $134

Groceries & Markets

Ubud, Bali

$288 21.4%

Gozo

$259 14.4% 10.1% $29

Eating Out

Ubud, Bali

$108 8%

Gozo

$355 19.7% 230% $247

Clothing & Footwear

Ubud, Bali

$108 8%

Gozo

$135 7.5% 25.8% $28

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gozo

$154 8.5% 47.9% $50

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gozo

$73 4% 25.2% $15

Getting Around

Ubud, Bali

$11 0.9%

Gozo

$24 * 1.3% 107% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $897 in Gozo. Housing cost is often the main lever when comparing two cities.

Gozo pays about 8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $97 in Gozo. Groceries flip the comparison at $288 vs $259, with Gozo cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇲🇹 Gozo

🕒 Local time

03:09 3:09 AM

20:09 8:09 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

3,680

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gozo 11,550 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Gozo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gozo: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 25% lower than in Gozo. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $897 in Gozo. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Gozo pay roughly 10% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,806 in Gozo – Ubud, Bali is about 25% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gozo are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Gozo on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.