Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Goma

For one person, living is cheaper in Goma: $430 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Goma

🇨🇩 Democratic Republic of the Congo

$430

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Goma

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Goma actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $430 in Goma, rent included.

Ubud, Bali $1,368
Goma $430

A couple spends around $2,314 per month in Ubud, Bali vs $751 in Goma, rent included.

Ubud, Bali $2,314
Goma $751

A family of three spends $3,260 per month in Ubud, Bali vs $1,071 in Goma, rent included.

Ubud, Bali $3,260
Goma $1,071

Ubud, Bali costs about 218% more than Goma, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Goma is 68% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$14.95 CDF 33.9K

-77.73%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$45.52 CDF 103.1K

-22.72%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$10.19 CDF 23.1K

-43.08%

Cappuccino

$2.73 Rp 49.1K

$3.51 CDF 7,960

-22.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.03 CDF 2,331

59.22%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.01 CDF 2,292

-17.82%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.19 CDF 2,685

126.89%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.03 CDF 11.4K

-14.51%

Milk (1 liter)

$1.50 Rp 27.1K

$0.98 CDF 2,211

53.06%

White Bread (500g)

$2.30 Rp 41.4K

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.22 CDF 2,758

-3.28%

Eggs

$2.14 Rp 38.6K

$1.60 CDF 3,625

33.75%

Local Cheese (1kg)

$17.48 Rp 314.6K

$6.03 CDF 13.7K

189.88%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.57 CDF 5,814

56.81%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$5.02 CDF 11.4K

143.63%

Apples (1kg)

$3.55 Rp 63.9K

$1.97 CDF 4,470

80.20%

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.24 Rp 40.2K

$1.52 CDF 3,448

47.37%

Tomato (1kg)

$1.93 Rp 34.7K

Potato (1kg)

$1.88 Rp 33.9K

$0.51 CDF 1,165

268.63%

Onion (1kg)

$2.29 Rp 41.3K

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.69 CDF 1,552

-23.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.02 CDF 4,567

15.84%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.52 CDF 5,698

15.48%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$14.71 CDF 33.3K

-56.15%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$60.4 CDF 136.9K

-69.26%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$30.38 CDF 68.8K

83.74%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Goma: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Goma

–

Groceries & Markets

Ubud, Bali

$290 21.2%

Goma

–

Eating Out

Ubud, Bali

$109 8%

Goma

–

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Goma

–

Clothing & Footwear

Ubud, Bali

$108 7.9%

Goma

–

Sport & Entertainment

Ubud, Bali

$65 4.7%

Goma

–

Getting Around

Ubud, Bali

$13 0.9%

Goma

–

Cost Breakdown

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $46.00 in Goma. Groceries tell a different story – $290 in Ubud, Bali vs $108 in Goma – so Goma wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇨🇩 Goma

🕒 Local time

07:08 7:08 AM

01:08 1:08 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,000,000

💱 Currency

Indonesian Rupiah IDR Rp

Congolese Franc CDF Fr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 CDF = 4.41 USD

10,000 CDF = 3.93 EUR

Exchange rates and currency converter

CDF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Congolese Franc exchange rates as of October 19, 2026: 1 USD = 2,265 CDF (10,000 CDF = 4.41 USD). 1 EUR = 2,547 CDF (10,000 CDF = 3.93 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Goma 9,540 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Goma

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Goma: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 218% more than Goma, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $645 in Goma. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $430 in Goma. That's a gap of about 218%.

Groceries cost about 169% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Goma, where all-in costs run around $430, than in Ubud, Bali at $1,368. In Goma it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Goma costs $430 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Goma. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.