Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Girona

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,846 in Girona, rent and utilities included – about $6,000 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali, Indonesia
Girona, Spain
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Girona
🇪🇸 Spain
$1,846
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Girona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Girona actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,846 in Girona, rent included.

  • Ubud, Bali $1,349
  • Girona $1,846

A couple spends around $2,305 per month in Ubud, Bali vs $2,708 in Girona, rent included.

  • Ubud, Bali $2,305
  • Girona $2,708

A family of three spends $3,261 per month in Ubud, Bali vs $3,569 in Girona, rent included.

  • Ubud, Bali $3,261
  • Girona $3,569

Ubud, Bali is about 27% cheaper than Girona, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Girona
Difference
Meal at Budget Restaurant
$3.32 Rp 60.2K
$18.17 €16.28
-81.73%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 645.8K
$61.2 €54.8
-41.76%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.3K
$8.87 €7.95
-37.66%
Cappuccino
$2.72 Rp 49.3K
$2.39 €2.14
13.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.8K
$2.03 €1.81
-16.26%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$2.01 €1.80
-62.19%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$4.08 €3.65
-35.05%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.4K
$4.50 €4.03
-2.67%
🛒 Groceries & Markets
Ubud, Bali
Girona
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.21 €1.09
23.14%
White Bread (500g)
$2.28 Rp 41.2K
$1.21 €1.08
88.43%
Rice (white) (1kg)
$1.19 Rp 21.6K
$1.46 €1.31
-18.49%
Eggs
$2.04 Rp 36.9K
$2.95 €2.64
-30.85%
Local Cheese (1kg)
$17.70 Rp 320.8K
$11.12 €9.96
59.17%
Chicken Fillets (1kg)
$3.96 Rp 71.8K
$8.25 €7.39
-52.00%
Beef Round Steak (1kg)
$12.19 Rp 220.9K
$14.50 €12.98
-15.93%
Apples (1kg)
$3.66 Rp 66.2K
$2.45 €2.19
49.39%
Banana (1kg)
$1.52 Rp 27.5K
$2.17 €1.94
-29.95%
Oranges (1kg)
$2.23 Rp 40.4K
$2.14 €1.91
4.21%
Tomato (1kg)
$1.97 Rp 35.7K
$2.59 €2.32
-23.94%
Potato (1kg)
$1.85 Rp 33.5K
$1.62 €1.45
14.20%
Onion (1kg)
$2.42 Rp 43.9K
$1.92 €1.72
26.04%
Lettuce (1 head)
$0.99 Rp 17.9K
$1.36 €1.22
-27.21%
Water (1.5 liter bottle)
$0.51 Rp 9,303
$0.65 €0.58
-21.54%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$6.80 €6.09
-67.35%
Wine (Bottle)
$22.24 Rp 403.0K
$6.58 €5.89
237.99%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$1.69 €1.52
33.73%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.8K
$1.77 €1.59
67.80%
🚌 Getting Around
Ubud, Bali
Girona
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,548
$1.92 €1.72
-86.98%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.8K
$36.31 €32.52
-78.46%
Taxi Start (Normal Tariff)
$0.44 Rp 7,964
$2.67 €2.39
-83.52%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,793
$1.79 €1.60
-75.98%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.0K
$22.18 €19.86
-75.61%
Gasoline (1 liter)
$0.82 Rp 14.9K
$1.79 €1.61
-54.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.0M
$35.7K €32.0K
-33.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.3M
$30.4K €27.2K
4.49%
🧾 Monthly Utilities & Internet
Ubud, Bali
Girona
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$127 €114
-37.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.8K
$23.40 €20.95
-72.44%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 336.7K
$35.23 €31.56
-47.26%
🎉 Sport & Entertainment
Ubud, Bali
Girona
Difference
Gym Membership (Monthly)
$49.48 Rp 896.7K
$50.5 €45.19
-1.92%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 319.8K
$22.34 €20.00
-20.99%
Cinema Ticket
$4.27 Rp 77.4K
$9.06 €8.11
-52.87%
🧸 Childcare & Education
Ubud, Bali
Girona
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$697 €624
-29.60%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.8M
$9,315 €8,343
-39.09%
👕👟 Clothing & Footwear
Ubud, Bali
Girona
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 808.9K
$76.9 €68.8
-41.93%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 633.4K
$43.92 €39.34
-20.42%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$81.1 €72.6
-1.42%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$122 €109
-34.76%
🏠 Accommodation & Living
Ubud, Bali
Girona
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,236 €1,107
-8.99%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$890 €797
-24.56%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.6M
$2,042 €1,829
74.54%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.2M
$1,352 €1,211
27.43%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$5,303 €4,749
-48.49%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$3,682 €3,298
-37.97%
💵 Salaries & Financials
Ubud, Bali
Girona
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$1,807 €1,618
-90.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.02
356.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Girona: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Girona
$890 32.6% $219
Groceries & Markets
Ubud, Bali
$288
Girona
$254 12% $35
Eating Out
Ubud, Bali
$108
Girona
$246 129% $139
Clothing & Footwear
Ubud, Bali
$108
Girona
$146 35.4% $38
Monthly Utilities & Internet
Ubud, Bali
$104
Girona
$186 78.8% $82
Sport & Entertainment
Ubud, Bali
$58
Girona
$69 18.2% $11
Getting Around
Ubud, Bali
$11
Girona
$56 387% $44

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,236 in Girona. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Girona are about 11 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $61 in Girona. Groceries tell a different story – $288 in Ubud, Bali vs $254 in Girona – so Girona wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇪🇸 Girona
🕒 Local time
05:00 5:00 AM
22:00 10:00 PM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
104,320
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Girona 12,490 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Girona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Girona: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Girona?
Girona costs about 37% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Girona?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,769 in Girona. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Girona?
A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,236 in Girona. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
Are groceries more expensive in Ubud, Bali or in Girona?
Interestingly, groceries are about 12% cheaper in Girona – one category where the pricier city actually offers better value.
How do dining costs compare in Ubud, Bali and in Girona?
A mid-range dinner for two costs $36 in Ubud, Bali and $61 in Girona. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Girona?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,846 in Girona. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, Ubud, Bali or Girona?
For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,846 in Girona. Both appeal to remote workers, and the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Girona?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Ubud, Bali or to Girona?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Girona makes more sense. Both are solid long-term options with distinct trade-offs.

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