Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gilgit

For one person, living is cheaper in Gilgit: $439 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,000 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Gilgit
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Gilgit Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Gilgit

🇵🇰 Pakistan

$439

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gilgit

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gilgit actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $439 in Gilgit, rent included.

Ubud, Bali $1,353
Gilgit $439

A couple spends around $2,297 per month in Ubud, Bali vs $656 in Gilgit, rent included.

Ubud, Bali $2,297
Gilgit $656

A family of three spends $3,241 per month in Ubud, Bali vs $872 in Gilgit, rent included.

Ubud, Bali $3,241
Gilgit $872

Ubud, Bali costs about 208% more than Gilgit, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Gilgit is 68% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.48 PKR 411

118.24%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$10.94 PKR 3,029

218.83%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.30 PKR 1,467

7.55%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.60 PKR 719

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.29 PKR 1,464

Cappuccino

$2.62 Rp 47.1K

$1.64 PKR 454

59.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.32 PKR 89.9

437.50%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.21 PKR 58.3

285.71%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

$0.79 PKR 220

98.73%

White Bread (500g)

$2.19 Rp 39.5K

$0.64 PKR 176

242.19%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.14 PKR 315

3.51%

Eggs

$2.16 Rp 38.8K

$1.14 PKR 316

89.47%

Local Cheese (1kg)

$17.65 Rp 317.7K

$5.62 PKR 1,556

214.06%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.46 PKR 682

53.66%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$4.86 PKR 1,344

145.88%

Apples (1kg)

$3.60 Rp 64.8K

$1.17 PKR 325

207.69%

Banana (1kg)

$1.59 Rp 28.6K

$0.55 PKR 152

189.09%

Oranges (1kg)

$2.31 Rp 41.6K

$0.79 PKR 219

192.41%

Tomato (1kg)

$1.91 Rp 34.3K

$0.56 PKR 155

241.07%

Potato (1kg)

$1.78 Rp 32.1K

$0.30 PKR 83.8

493.33%

Onion (1kg)

$2.33 Rp 41.9K

$0.39 PKR 107

497.44%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.45 PKR 124

122.22%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.37 PKR 103

43.24%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.80 PKR 499

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.11 PKR 307

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.34 PKR 649

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$1.95 PKR 539

17.44%

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.17 PKR 48.31

35.29%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$10.11 PKR 2,797

-11.97%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.06 PKR 292

-55.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.71 PKR 196

-39.44%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.61 PKR 444

239.75%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.18 PKR 326

-29.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.3K PKR 5.9M

11.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$24.4K PKR 6.7M

34.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$100 PKR 27.7K

-20.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$5.54 PKR 1,535

18.41%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$14.42 PKR 3,991

28.99%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$15.11 PKR 4,182

258.17%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$8.27 PKR 2,289

121.04%

Cinema Ticket

$4.25 Rp 76.5K

$4.35 PKR 1,204

-2.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$43.23 PKR 12.0K

1039.69%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,055 PKR 292.1K

430.37%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$17.11 PKR 4,735

166.39%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$23.40 PKR 6,476

49.40%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$66.6 PKR 18.4K

16.75%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$33.21 PKR 9,191

136.43%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$126 PKR 34.8K

799.43%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$76.8 PKR 21.3K

776.26%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$257 PKR 71.0K

1307.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$150 PKR 41.6K

1031.01%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$926 PKR 256.4K

193.37%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$474 PKR 131.2K

372.64%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Gilgit: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Gilgit

$77 17.5% 88.6% $596

Groceries & Markets

Ubud, Bali

$287 21.2%

Gilgit

$90 20.6% 68.6% $197

Clothing & Footwear

Ubud, Bali

$107 7.9%

Gilgit

$63 14.4% 40.8% $43

Eating Out

Ubud, Bali

$106 7.9%

Gilgit

$50 11.3% 53.4% $57

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Gilgit

$120 27.4% 14.2% $15

Sport & Entertainment

Ubud, Bali

$63 4.6%

Gilgit

$24 5.4% 62% $39

Getting Around

Ubud, Bali

$12 0.9%

Gilgit

$15 3.5% 24% $3

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $126 in Gilgit. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $11.00 in Gilgit. Monthly groceries follow the same trend: $287 vs $90.0 – making Gilgit the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Gilgit

🕒 Local time

04:03 4:03 AM

01:03 1:03 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

216,760

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gilgit 6,540 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Gilgit

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gilgit: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 208% more than Gilgit, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $659 in Gilgit. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gilgit, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 218% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $11.00 in Gilgit. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Gilgit, where all-in costs run around $439, than in Ubud, Bali at $1,353. In Gilgit it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gilgit costs $439 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gilgit. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.