Cost of Living Comparison Between Ubud, Bali and Gilgit Cost of Living Comparison Between Ubud, Bali and Gilgit

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $388 in Gilgit, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $582 in Gilgit, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $776 in Gilgit, rent included.

Ubud, Bali costs about 259% more than Gilgit, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Gilgit is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$1.75 PKR 486

94.29%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$10.40 PKR 2,892

211.35%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$4.05 PKR 1,125

23.46%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.75 PKR 488

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.46 PKR 962

Cappuccino

$2.82 Rp 50.0K

$1.49 PKR 414

89.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.32 PKR 87.9

331.25%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.21 PKR 58.4

247.62%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

Milk (1 liter)

$1.79 Rp 31.8K

$0.73 PKR 202

145.21%

White Bread (500g)

$2.46 Rp 43.7K

$0.60 PKR 167

310.00%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.19 PKR 331

0.84%

Eggs

$2.39 Rp 42.3K

$1.28 PKR 356

86.72%

Local Cheese (1kg)

$14.40 Rp 255.1K

$3.79 PKR 1,054

279.95%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$3.00 PKR 834

42.67%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$3.58 PKR 995

230.17%

Apples (1kg)

$3.78 Rp 67.0K

$0.51 PKR 142

641.18%

Banana (1kg)

$1.63 Rp 28.9K

$0.52 PKR 143

213.46%

Oranges (1kg)

$2.80 Rp 49.6K

$0.61 PKR 170

359.02%

Tomato (1kg)

$2.26 Rp 40.0K

$0.56 PKR 154

303.57%

Potato (1kg)

$2.00 Rp 35.3K

$0.35 PKR 96.0

471.43%

Onion (1kg)

$2.21 Rp 39.2K

$0.60 PKR 165

268.33%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.31 PKR 85.1

245.16%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.48 PKR 134

58.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.59 PKR 441

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.87 PKR 240

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.03 PKR 565

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$1.93 PKR 536

62.18%

Wine (Bottle)

$23.81 Rp 421.9K

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.17 PKR 47.02

58.82%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$6.88 PKR 1,912

21.66%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$0.85 PKR 237

-47.06%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.40 PKR 113

7.50%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$1.81 PKR 504

230.39%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.96 PKR 268

-16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$21.3K PKR 5.9M

21.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$23.1K PKR 6.4M

37.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$100.0 PKR 27.8K

-19.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$1.92 PKR 533

115.63%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$13.97 PKR 3,883

72.66%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$12.25 PKR 3,406

697.96%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$5.98 PKR 1,664

11.04%

Cinema Ticket

$4.04 Rp 71.5K

$3.47 PKR 964

16.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$14.30 PKR 3,976

1977.13%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$1,101 PKR 306.1K

498.59%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$15.22 PKR 4,232

262.29%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$22.52 PKR 6,260

71.00%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$68.6 PKR 19.1K

25.54%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$29.00 PKR 8,062

168.79%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$76.4 PKR 21.2K

1189.57%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$51.6 PKR 14.3K

1189.58%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$167 PKR 46.5K

1958.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$104 PKR 29.0K

1857.51%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$859 PKR 238.8K

229.30%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$480 PKR 133.4K

375.55%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$183 PKR 50.9K

-7.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-30.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Gilgit: June 14, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $76.4 in Gilgit. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Gilgit, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $10.00 in Gilgit. Monthly groceries follow the same trend: $299 vs $80.0 – making Gilgit the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gilgit: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 259% more than Gilgit, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $582 in Gilgit. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gilgit, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 273% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $10.00 in Gilgit. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Gilgit, where all-in costs run around $388, than in Ubud, Bali at $1,394. In Gilgit it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gilgit costs $388 versus $1,394 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gilgit. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.