Cost of Living Comparison Between Ubud, Bali and Gilgit Cost of Living Comparison Between Ubud, Bali and Gilgit

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $441 in Gilgit, rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $647 in Gilgit, rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $853 in Gilgit, rent included.

Ubud, Bali costs about 213% more than Gilgit, driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while Gilgit is 68% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$1.50 PKR 416

120.67%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$10.94 PKR 3,034

257.22%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$5.57 PKR 1,546

0.90%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.57 PKR 713

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.49 PKR 1,246

Cappuccino

$2.64 Rp 46.9K

$1.57 PKR 434

68.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.32 PKR 87.4

393.75%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.24 PKR 65.2

195.83%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

Milk (1 liter)

$1.54 Rp 27.4K

$0.82 PKR 226

87.80%

White Bread (500g)

$2.30 Rp 40.8K

$0.63 PKR 175

265.08%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.21 PKR 335

-14.88%

Eggs

$2.12 Rp 37.7K

$1.23 PKR 342

72.36%

Local Cheese (1kg)

$17.30 Rp 307.5K

$5.82 PKR 1,613

197.25%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$2.56 PKR 709

57.42%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$4.93 PKR 1,368

151.93%

Apples (1kg)

$3.70 Rp 65.7K

$1.18 PKR 327

213.56%

Banana (1kg)

$1.62 Rp 28.7K

$0.64 PKR 178

153.13%

Oranges (1kg)

$2.27 Rp 40.3K

$0.88 PKR 244

157.95%

Tomato (1kg)

$1.99 Rp 35.4K

$0.48 PKR 134

314.58%

Potato (1kg)

$1.83 Rp 32.5K

$0.31 PKR 85.8

490.32%

Onion (1kg)

$2.25 Rp 40.1K

$0.36 PKR 101

525.00%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.28 PKR 76.4

271.43%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.39 PKR 107

43.59%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.01 PKR 556

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.14 PKR 316

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 671

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$2.03 PKR 562

9.36%

Wine (Bottle)

$23.22 Rp 412.7K

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.16 PKR 44.85

56.25%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$9.09 PKR 2,520

-21.12%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$1.07 PKR 296

-57.01%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.69 PKR 190

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$1.84 PKR 509

209.78%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.12 PKR 312

-32.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$21.1K PKR 5.8M

16.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$22.9K PKR 6.3M

35.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$115 PKR 31.9K

-28.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$2.05 PKR 568

208.78%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$16.40 PKR 4,548

13.05%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$15.28 PKR 4,236

266.82%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$3.99 PKR 1,107

6.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$14.36 PKR 3,981

3307.10%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$1,068 PKR 296.2K

442.38%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$15.65 PKR 4,339

193.80%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$22.81 PKR 6,325

57.21%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$65.7 PKR 18.2K

20.98%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$33.75 PKR 9,359

139.79%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$121 PKR 33.7K

842.33%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$74.0 PKR 20.5K

835.36%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$247 PKR 68.6K

1327.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$150 PKR 41.5K

1042.08%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$911 PKR 252.6K

205.69%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$504 PKR 139.6K

349.03%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$182 PKR 50.5K

-7.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.08

5.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Gilgit: August 16, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $121 in Gilgit. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Gilgit, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $11.00 in Gilgit. Monthly groceries follow the same trend: $293 vs $92.0 – making Gilgit the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gilgit: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 213% more than Gilgit, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $661 in Gilgit. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gilgit, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 217% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $11.00 in Gilgit. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Gilgit, where all-in costs run around $441, than in Ubud, Bali at $1,379. In Gilgit it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gilgit costs $441 versus $1,379 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gilgit. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.