Cost of Living Comparison Between Ubud, Bali and Gilgit Cost of Living Comparison Between Ubud, Bali and Gilgit

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $385 in Gilgit, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $583 in Gilgit, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $780 in Gilgit, rent included.

Ubud, Bali costs about 274% more than Gilgit, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Gilgit is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.81 PKR 505

97.24%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$10.79 PKR 3,008

201.95%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$4.14 PKR 1,155

22.46%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.81 PKR 503

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.62 PKR 1,008

Cappuccino

$2.83 Rp 49.0K

$1.43 PKR 400

97.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.32 PKR 88.8

318.75%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.23 PKR 64.4

200.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

$0.72 PKR 200

141.67%

White Bread (500g)

$2.54 Rp 44.0K

$0.59 PKR 165

330.51%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.15 PKR 321

3.48%

Eggs

$2.43 Rp 42.0K

$1.24 PKR 346

95.97%

Local Cheese (1kg)

$14.66 Rp 254.1K

$3.95 PKR 1,100

271.14%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.00 PKR 837

39.33%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$3.61 PKR 1,006

230.75%

Apples (1kg)

$3.69 Rp 63.9K

$0.51 PKR 143

623.53%

Banana (1kg)

$1.61 Rp 27.8K

$0.51 PKR 142

215.69%

Oranges (1kg)

$2.69 Rp 46.5K

$0.65 PKR 181

313.85%

Tomato (1kg)

$2.33 Rp 40.4K

$0.52 PKR 144

348.08%

Potato (1kg)

$1.91 Rp 33.0K

$0.35 PKR 97.2

445.71%

Onion (1kg)

$2.19 Rp 37.9K

$0.60 PKR 169

265.00%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.33 PKR 92.3

221.21%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.47 PKR 132

53.19%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 344

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.92 PKR 257

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.99 PKR 553

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.91 PKR 532

63.87%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.20 PKR 57.0

45.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$6.89 PKR 1,920

18.58%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.86 PKR 240

-47.67%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.44 PKR 122

-4.55%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.74 PKR 484

254.02%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.97 PKR 270

-13.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$21.4K PKR 6.0M

22.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$23.1K PKR 6.4M

40.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$103 PKR 28.7K

-23.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$1.93 PKR 538

104.66%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$13.63 PKR 3,799

79.02%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$12.33 PKR 3,438

682.97%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$5.97 PKR 1,663

6.37%

Cinema Ticket

$4.04 Rp 70.0K

$3.62 PKR 1,009

11.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$14.35 PKR 4,001

2008.92%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$1,116 PKR 311.2K

484.31%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$14.95 PKR 4,168

260.13%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$22.52 PKR 6,277

68.65%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$68.8 PKR 19.2K

26.10%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$29.02 PKR 8,091

171.74%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$75.9 PKR 21.1K

1234.33%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$52.3 PKR 14.6K

1189.09%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$169 PKR 47.2K

1901.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$104 PKR 29.0K

1916.06%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$813 PKR 226.7K

266.98%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$584 PKR 162.8K

300.63%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$179 PKR 50.0K

-3.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-30.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Gilgit: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $75.9 in Gilgit. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Gilgit, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $11.00 in Gilgit. Monthly groceries follow the same trend: $298 vs $80.0 – making Gilgit the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gilgit: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 274% more than Gilgit, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $578 in Gilgit. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gilgit, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 270% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $11.00 in Gilgit. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Gilgit, where all-in costs run around $385, than in Ubud, Bali at $1,438. In Gilgit it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gilgit costs $385 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gilgit. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.