Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gifu

For one person, living is cheaper in Gifu: $1,267 a month against $1,349 in Ubud, Bali, rent and utilities included – about $980 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
63

Cost of Living Index in Gifu
Learn more

Gifu Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gifu

🇯🇵 Japan

$1,267

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gifu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gifu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,267 in Gifu.

Ubud, Bali $1,349
Gifu $1,267

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,040 in Gifu.

Ubud, Bali $2,305
Gifu $2,040

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,814 in Gifu.

Ubud, Bali $3,261
Gifu $2,814

Living in Ubud, Bali is roughly 6% more expensive than in Gifu, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$7.71 ¥1,217

-56.94%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$31.30 ¥4,941

13.87%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.85 ¥765

14.02%

Cappuccino

$2.72 Rp 49.4K

$2.31 ¥364

17.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.18 ¥186

44.07%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.62 ¥97.3

22.58%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.12 ¥335

25.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.37 ¥374

84.81%

Milk (1 liter)

$1.49 Rp 27.1K

$1.50 ¥237

-0.67%

White Bread (500g)

$2.28 Rp 41.4K

$1.32 ¥208

72.73%

Rice (white) (1kg)

$1.19 Rp 21.6K

$5.52 ¥871

-78.44%

Eggs

$2.04 Rp 37.0K

$2.09 ¥330

-2.39%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.52 ¥1,977

41.37%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$9.60 ¥1,516

-58.75%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$32.24 ¥5,090

-62.19%

Apples (1kg)

$3.66 Rp 66.4K

$3.81 ¥602

-3.94%

Banana (1kg)

$1.52 Rp 27.6K

$2.30 ¥363

-33.91%

Oranges (1kg)

$2.23 Rp 40.5K

$6.42 ¥1,013

-65.26%

Tomato (1kg)

$1.97 Rp 35.9K

$4.21 ¥664

-53.21%

Potato (1kg)

$1.85 Rp 33.6K

$3.74 ¥590

-50.53%

Onion (1kg)

$2.42 Rp 44.1K

$3.47 ¥547

-30.26%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.29 ¥204

-23.26%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.95 ¥150

-46.32%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.54 ¥559

-37.29%

Wine (Bottle)

$22.24 Rp 404.2K

$8.36 ¥1,320

166.03%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.04 ¥322

10.78%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.53 ¥241

94.12%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.56 ¥246

-83.97%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$61.4 ¥9,700

-87.27%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.15 ¥497

-86.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$3.26 ¥514

-86.81%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$27.03 ¥4,268

-79.99%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.11 ¥175

-26.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$20.0K ¥3.2M

19.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$16.5K ¥2.6M

91.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$143 ¥22.6K

-44.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$24.52 ¥3,872

-73.69%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$42.97 ¥6,785

-56.76%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$49.00 ¥7,737

0.98%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$12.61 ¥1,991

-66.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$323 ¥51.1K

51.70%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$6,232 ¥983.9K

-8.96%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$49.60 ¥7,831

-10.00%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$25.33 ¥3,999

37.98%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$46.99 ¥7,419

70.04%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$66.0 ¥10.4K

20.26%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$564 ¥89.0K

99.45%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$298 ¥47.1K

125.08%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,075 ¥169.8K

231.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$737 ¥116.3K

133.92%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,525 ¥714.4K

-39.63%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,202 ¥347.6K

3.74%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.28

504.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gifu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gifu

$298 23.6% 55.6% $373

Groceries & Markets

Ubud, Bali

$288 21.4%

Gifu

$385 30.4% 33.5% $97

Eating Out

Ubud, Bali

$108 8%

Gifu

$126 10% 17.4% $19

Clothing & Footwear

Ubud, Bali

$108 8%

Gifu

$85 6.7% 21.3% $23

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gifu

$211 16.6% 102% $107

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gifu

$74 5.9% 27.9% $16

Getting Around

Ubud, Bali

$11 0.9%

Gifu

$87 6.9% 663% $76

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $564 in Gifu. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $31 in Gifu. Groceries flip the comparison at $288 vs $385, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Gifu

🕒 Local time

23:08 11:08 PM

00:08 12:08 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

404,352

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 28, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Gifu 5,380 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Gifu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gifu: Cost of Living - Frequently Asked Questions

Gifu is cheaper overall, especially in clothing. The 6% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $1,900 in Gifu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $564 in Gifu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Gifu. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $491 in Ubud, Bali versus $323 in Gifu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,500 a month, though Gifu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gifu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.