Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gharghur

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,966 in Gharghur, rent and utilities included – about $7,400 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali, Indonesia
Gharghur, Malta
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Gharghur
🇲🇹 Malta
$1,966
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gharghur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gharghur actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,966 in Gharghur, rent included.

  • Ubud, Bali $1,349
  • Gharghur $1,966

A couple spends around $2,305 per month in Ubud, Bali vs $2,987 in Gharghur, rent included.

  • Ubud, Bali $2,305
  • Gharghur $2,987

A family of three spends $3,261 per month in Ubud, Bali vs $4,008 in Gharghur, rent included.

  • Ubud, Bali $3,261
  • Gharghur $4,008

Ubud, Bali is about 31% cheaper than Gharghur, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Gharghur
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$13.64 €12.17
-75.66%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.7K
$84.5 €75.4
-57.80%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$13.54 €12.08
-59.16%
Cappuccino
$2.72 Rp 49.3K
$2.28 €2.03
19.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.33 €2.08
-27.04%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.09 €0.97
-30.28%
Local Beer (0.5 liter draught)
$2.65 Rp 48.2K
$4.98 €4.44
-46.79%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$3.88 €3.46
12.89%
🛒 Groceries & Markets
Ubud, Bali
Gharghur
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.19 €1.06
25.21%
White Bread (500g)
$2.28 Rp 41.3K
$1.25 €1.12
82.40%
Rice (white) (1kg)
$1.19 Rp 21.6K
$3.54 €3.16
-66.38%
Eggs
$2.04 Rp 36.9K
$4.24 €3.79
-51.89%
Local Cheese (1kg)
$17.70 Rp 321.2K
$10.36 €9.24
70.85%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$12.04 €10.74
-67.11%
Beef Round Steak (1kg)
$12.19 Rp 221.2K
$18.50 €16.50
-34.11%
Apples (1kg)
$3.66 Rp 66.3K
$3.70 €3.30
-1.08%
Banana (1kg)
$1.52 Rp 27.5K
$2.66 €2.37
-42.86%
Oranges (1kg)
$2.23 Rp 40.4K
$3.91 €3.49
-42.97%
Tomato (1kg)
$1.97 Rp 35.8K
$3.72 €3.32
-47.04%
Potato (1kg)
$1.85 Rp 33.5K
$1.94 €1.73
-4.64%
Onion (1kg)
$2.42 Rp 44.0K
$3.42 €3.05
-29.24%
Lettuce (1 head)
$0.99 Rp 18.0K
$2.30 €2.05
-56.96%
Water (1.5 liter bottle)
$0.51 Rp 9,316
$1.49 €1.33
-65.77%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$6.34 €5.65
-64.98%
Wine (Bottle)
$22.24 Rp 403.6K
$5.86 €5.23
279.52%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$2.38 €2.12
-5.04%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.27 €2.03
30.84%
🚌 Getting Around
Ubud, Bali
Gharghur
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,555
$2.27 €2.03
-88.99%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.0K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,975
$3.90 €3.48
-88.72%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,804
$1.81 €1.61
-76.24%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.2K
$32.83 €29.29
-83.52%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.54 €1.37
-46.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.6M
$27.7K €24.7K
-13.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 576.1M
$39.6K €35.3K
-19.84%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gharghur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$154 €137
-48.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.0K
$31.01 €27.66
-79.20%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.1K
$29.58 €26.39
-37.19%
🎉 Sport & Entertainment
Ubud, Bali
Gharghur
Difference
Gym Membership (Monthly)
$49.48 Rp 897.9K
$62.5 €55.8
-20.88%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.2K
-
-
Cinema Ticket
$4.27 Rp 77.6K
$11.14 €9.93
-61.67%
🧸 Childcare & Education
Ubud, Bali
Gharghur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$275 €245
78.61%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.0M
$12.1K €10.8K
-53.06%
👕👟 Clothing & Footwear
Ubud, Bali
Gharghur
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 810.0K
$57.8 €51.6
-22.78%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.2K
$68.4 €61.0
-48.91%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$112 €99.7
-28.53%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$114 €101
-30.06%
🏠 Accommodation & Living
Ubud, Bali
Gharghur
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,118 €998
0.59%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$924 €824
-27.32%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$1,768 €1,577
101.61%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$1,526 €1,362
12.90%
Buy Apartment in City Center (m2)
$2,732 Rp 49.6M
$4,063 €3,625
-32.77%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$2,924 €2,609
-21.88%
💵 Salaries & Financials
Ubud, Bali
Gharghur
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.05
240.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gharghur: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Gharghur
$924 37.6% $252
Groceries & Markets
Ubud, Bali
$288
Gharghur
$339 17.5% $51
Eating Out
Ubud, Bali
$108
Gharghur
$223 108% $116
Clothing & Footwear
Ubud, Bali
$108
Gharghur
$158 47.1% $51
Monthly Utilities & Internet
Ubud, Bali
$104
Gharghur
$215 106% $111
Sport & Entertainment
Ubud, Bali
$58
Gharghur
$85 46.1% $27
Getting Around
Ubud, Bali
$11
Gharghur
$22 * 92.9% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,118 in Gharghur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $84 in Gharghur. Monthly groceries follow the same trend: $288 vs $339 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇲🇹 Gharghur
🕒 Local time
04:08 4:08 AM
21:08 9:08 PM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
3,000
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Gharghur 11,530 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Gharghur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gharghur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Gharghur?
Gharghur costs about 46% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Gharghur?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,949 in Gharghur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Gharghur?
A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,118 in Gharghur. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
How much does it cost to live in Ubud, Bali compared to Gharghur?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,966 in Gharghur. That makes Ubud, Bali about 31% cheaper.
How do childcare costs compare in Ubud, Bali and in Gharghur?
Kindergarten costs $491 per month in Ubud, Bali and $275 in Gharghur. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Gharghur?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,966 in Gharghur. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, Ubud, Bali or Gharghur?
For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,966 in Gharghur. Both appeal to remote workers, and the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Gharghur?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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