Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gharb

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,217 in Gharb, rent and utilities included – about $10,400 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
100

Cost of Living Index in Gharb
Learn more

Gharb Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gharb

🇲🇹 Malta

$2,217

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gharb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gharb actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,217 in Gharb, rent included.

Ubud, Bali $1,349
Gharb $2,217

A couple spends around $2,305 per month in Ubud, Bali vs $3,242 in Gharb, rent included.

Ubud, Bali $2,305
Gharb $3,242

A family of three spends $3,261 per month in Ubud, Bali vs $4,267 in Gharb, rent included.

Ubud, Bali $3,261
Gharb $4,267

Ubud, Bali is about 39% cheaper than Gharb, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$22.16 €19.77

-85.02%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$89.5 €79.9

-60.18%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$13.17 €11.75

-58.01%

Cappuccino

$2.72 Rp 49.3K

$3.26 €2.91

-16.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.34 €2.09

-27.35%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.92 €1.72

-60.42%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.55 €4.95

-52.25%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.59 €5.88

-33.54%

Milk (1 liter)

$1.49 Rp 27.1K

$1.32 €1.17

12.88%

White Bread (500g)

$2.28 Rp 41.3K

$1.41 €1.26

61.70%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.51 €3.13

-66.10%

Eggs

$2.04 Rp 36.9K

$4.38 €3.90

-53.42%

Local Cheese (1kg)

$17.70 Rp 321.2K

$10.14 €9.04

74.56%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$12.11 €10.80

-67.30%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$18.36 €16.38

-33.61%

Apples (1kg)

$3.66 Rp 66.3K

$3.68 €3.28

-0.54%

Banana (1kg)

$1.52 Rp 27.5K

$2.73 €2.43

-44.32%

Oranges (1kg)

$2.23 Rp 40.4K

$3.79 €3.38

-41.16%

Tomato (1kg)

$1.97 Rp 35.8K

$3.81 €3.40

-48.29%

Potato (1kg)

$1.85 Rp 33.5K

$1.83 €1.64

1.09%

Onion (1kg)

$2.42 Rp 44.0K

$3.33 €2.97

-27.33%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.28 €2.04

-56.58%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.48 €1.32

-65.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.29 €5.61

-64.71%

Wine (Bottle)

$22.24 Rp 403.6K

$6.05 €5.40

267.60%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.43 €2.16

-7.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.38 €2.13

24.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.21 €1.97

-88.69%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.82 €3.41

-88.48%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.81 €1.62

-76.24%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$32.93 €29.38

-83.57%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.52 €1.36

-46.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$27.6K €24.6K

-13.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$38.7K €34.5K

-17.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$154 €137

-48.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$30.85 €27.53

-79.09%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$29.18 €26.03

-36.33%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$69.5 €62.0

-28.78%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$11.14 €9.94

-61.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$283 €252

73.64%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$12.4K €11.1K

-54.19%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$56.4 €50.3

-20.87%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$69.1 €61.7

-49.43%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$112 €99.7

-28.49%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$128 €115

-38.16%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$975 €870

15.39%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,070 €954

-37.23%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,644 €1,467

116.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,532 €1,367

12.45%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,033 €3,598

-32.27%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,039 €2,711

-24.83%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.05

240.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gharb: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gharb

$1.1K 48.2% 59.3% $398

Groceries & Markets

Ubud, Bali

$288 21.4%

Gharb

$342 15.4% 18.5% $53

Eating Out

Ubud, Bali

$108 8%

Gharb

$314 14.2% 192% $206

Clothing & Footwear

Ubud, Bali

$108 8%

Gharb

$165 7.4% 53.1% $57

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gharb

$214 9.6% 105% $110

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gharb

$92 4.1% 58.1% $34

Getting Around

Ubud, Bali

$11 0.9%

Gharb

$22 * 1% 90.2% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $975 in Gharb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $90 in Gharb. Monthly groceries follow the same trend: $288 vs $342 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇹 Gharb

🕒 Local time

04:08 4:08 AM

21:08 9:08 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,500

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Gharb 11,550 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Gharb

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gharb: Cost of Living - Frequently Asked Questions

Gharb costs about 64% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,326 in Gharb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gharb, especially for central apartments: a one-bedroom in the center costs $975 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,217 in Gharb. That makes Ubud, Bali about 39% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $283 in Gharb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,217 in Gharb. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,217 in Gharb. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.