Cost of Living Comparison Between Ubud, Bali and Germantown, MD Cost of Living Comparison Between Ubud, Bali and Germantown, MD

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $3,166 in Germantown, MD, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $4,131 in Germantown, MD, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $5,096 in Germantown, MD, rent included.

Ubud, Bali is about 55% cheaper than Germantown, MD, driven mainly by Eating Out.

Both Ubud, Bali and Germantown, MD sit above the global median – Ubud, Bali by 6%, Germantown, MD by 136%.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$19.89 $19.89

-82.10%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$80.4 $80.4

-59.28%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$12.04 $12.04

-58.89%

Cappuccino

$2.71 Rp 48.4K

$4.85 $4.85

-44.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.46 $2.46

-45.53%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.95 $1.95

-64.10%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$5.97 $5.97

-51.09%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$7.81 $7.81

-49.30%

Milk (1 liter)

$1.81 Rp 32.3K

$0.78 $0.78

132.05%

White Bread (500g)

$2.52 Rp 45.0K

$3.94 $3.94

-36.04%

Rice (white) (1kg)

$1.16 Rp 20.7K

$4.38 $4.38

-73.52%

Eggs

$2.46 Rp 43.9K

$3.02 $3.02

-18.54%

Local Cheese (1kg)

$14.71 Rp 262.7K

$13.35 $13.35

10.19%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$9.06 $9.06

-52.32%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$13.03 $13.03

-6.83%

Apples (1kg)

$3.84 Rp 68.6K

$6.52 $6.52

-41.10%

Banana (1kg)

$1.56 Rp 27.8K

$1.08 $1.08

44.44%

Oranges (1kg)

$2.83 Rp 50.6K

$4.45 $4.45

-36.40%

Tomato (1kg)

$2.33 Rp 41.5K

$6.16 $6.16

-62.18%

Potato (1kg)

$1.91 Rp 34.2K

$2.14 $2.14

-10.75%

Onion (1kg)

$2.20 Rp 39.3K

$3.75 $3.75

-41.33%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.94 $1.94

-47.94%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$2.04 $2.04

-61.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$8.90 $8.90

-62.70%

Wine (Bottle)

$23.74 Rp 423.9K

$15.05 $15.05

57.74%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.71 $1.71

63.16%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.93 $2.93

-2.39%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$2.48 $2.48

-89.11%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$87.8 $87.8

-90.85%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$3.52 $3.52

-86.93%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.53 $1.53

-70.59%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$21.76 $21.76

-71.97%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.84 $0.84

-5.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$30.0K $30.0K

-12.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$23.4K $23.4K

37.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$176 $176

-54.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$49.68 $49.68

-91.83%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$55.8 $55.8

-57.87%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$43.63 $43.63

126.22%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$15.13 $15.13

-72.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$1,878 $1,878

-83.81%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$39.4K $39.4K

-83.22%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$45.50 $45.50

22.07%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$40.46 $40.46

-5.31%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$91.6 $91.6

-3.31%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$152 $152

-48.78%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$2,183 $2,183

-53.90%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$1,769 $1,769

-61.83%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$2,604 $2,604

32.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$2,262 $2,262

-9.83%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$4,500 $4,500

-96.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.55

102.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Germantown, MD: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $2,183 in Germantown, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2624% higher in Germantown, MD, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $80.0 in Germantown, MD. Monthly groceries follow the same trend: $302 vs $380 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Germantown, MD: Cost of Living - Frequently Asked Questions

Yes – Germantown, MD is pricier by about 123%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $4,749 in Germantown, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 26% more in Germantown, MD, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $80.0 in Germantown, MD. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Germantown, MD at $3,166. In Ubud, Bali it covers expenses comfortably, while in Germantown, MD it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Germantown, MD makes more sense. Both are solid long-term options with distinct trade-offs.