Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gera

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,515 in Gera, rent and utilities included – about $1,800 less a year. The total is higher in Gera despite lower rent and utilities.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
73

Cost of Living Index in Gera
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Gera Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Gera

🇩🇪 Germany

$1,515

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gera

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gera actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,515 in Gera.

Ubud, Bali $1,368
Gera $1,515

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,328 in Gera.

Ubud, Bali $2,314
Gera $2,328

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,140 in Gera.

Ubud, Bali $3,260
Gera $3,140

Living in Ubud, Bali costs roughly 10% less than in Gera, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Gera 12% above.

Meal at Budget Restaurant

$3.33 Rp 59.8K

$16.63 €14.83

-79.98%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 631.2K

$53.9 €48.06

-34.73%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.1K

$11.24 €10.03

-48.40%

Cappuccino

$2.73 Rp 49.0K

$3.78 €3.37

-27.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$3.66 €3.27

-55.19%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$3.00 €2.67

-72.33%

Local Beer (0.5 liter draught)

$2.70 Rp 48.4K

$3.65 €3.26

-26.03%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.1K

$4.01 €3.58

7.23%

Milk (1 liter)

$1.50 Rp 27.0K

$1.16 €1.03

29.31%

White Bread (500g)

$2.30 Rp 41.2K

$2.03 €1.81

13.30%

Rice (white) (1kg)

$1.18 Rp 21.1K

$2.80 €2.50

-57.86%

Eggs

$2.14 Rp 38.5K

$3.83 €3.41

-44.13%

Local Cheese (1kg)

$17.48 Rp 313.6K

$14.60 €13.02

19.73%

Chicken Fillets (1kg)

$4.03 Rp 72.3K

$11.54 €10.29

-65.08%

Beef Round Steak (1kg)

$12.23 Rp 219.4K

$17.83 €15.90

-31.41%

Apples (1kg)

$3.55 Rp 63.7K

$2.59 €2.31

37.07%

Banana (1kg)

$1.57 Rp 28.2K

$1.66 €1.48

-5.42%

Oranges (1kg)

$2.24 Rp 40.1K

$1.96 €1.74

14.29%

Tomato (1kg)

$1.93 Rp 34.6K

$3.82 €3.41

-49.48%

Potato (1kg)

$1.88 Rp 33.8K

$1.51 €1.35

24.50%

Onion (1kg)

$2.29 Rp 41.1K

$1.42 €1.27

61.27%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.46 €1.30

-32.19%

Water (1.5 liter bottle)

$0.53 Rp 9,445

$1.11 €0.99

-52.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.0K

$9.45 €8.43

-75.87%

Wine (Bottle)

$23.01 Rp 412.9K

$5.51 €4.91

317.60%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.0K

$1.02 €0.91

129.41%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.2K

$1.40 €1.25

107.86%

One-way Ticket (Public Transport)

$0.24 Rp 4,301

$2.44 €2.17

-90.16%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.2K

$70.2 €62.6

-87.43%

Taxi Start (Normal Tariff)

$0.48 Rp 8,657

$4.57 €4.08

-89.50%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,207

$2.69 €2.40

-82.90%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.9K

$33.60 €29.96

-83.78%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.00 €1.78

-56.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 440.8M

$32.9K €29.4K

-25.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 559.6M

$28.4K €25.3K

9.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$322 €287

-74.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.7K

$20.26 €18.07

-68.16%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 333.1K

$43.77 €39.03

-57.57%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$26.02 €23.20

114.53%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.9K

$21.93 €19.55

-17.42%

Cinema Ticket

$4.38 Rp 78.6K

$13.50 €12.04

-67.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$228 €204

115.93%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.2M

$15.1K €13.5K

-61.87%

Jeans (Levis 501 Or Similar)

$46.19 Rp 828.8K

$85.4 €76.2

-45.92%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 634.0K

$40.65 €36.25

-13.09%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$108 €96.4

-26.87%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$121 €108

-35.35%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.5M

$276 €246

314.40%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$244 €218

176.89%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.9M

$588 €525

495.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.5M

$517 €461

228.75%

Buy Apartment in City Center (m2)

$2,784 Rp 50.0M

$1,524 €1,359

82.70%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,437 €2,173

-93.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.96

247.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Gera: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Gera

$244 16.1% 63.9% $432

Groceries & Markets

Ubud, Bali

$290 21.2%

Gera

$309 20.4% 6.3% $18

Eating Out

Ubud, Bali

$109 8%

Gera

$265 17.5% 144% $156

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Gera

$386 25.5% 258% $278

Clothing & Footwear

Ubud, Bali

$108 7.9%

Gera

$160 10.6% 48.7% $52

Sport & Entertainment

Ubud, Bali

$65 4.7%

Gera

$53 3.5% 17.9% $12

Getting Around

Ubud, Bali

$13 0.9%

Gera

$98 6.5% 681% $85

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $276 in Gera. Housing cost is often the main lever when comparing two cities.

Gera pays 1381% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $54.0 in Gera for a mid-range dinner for two. Groceries echo the gap at $290 vs $309 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Gera

🕒 Local time

17:17 5:17 PM

11:17 11:17 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

93,125

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,124 IDR (100,000 IDR = 4.97 EUR).

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Gera 11,660 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Gera

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gera: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1381% lower in Gera. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $276 in Gera. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,515 in Gera – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 696% less than in Gera. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $1,515 in Gera, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gera. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Gera, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 11% less than in Gera. Beyond cost, consider language, visa policies, and how big the international community is in each city.