Cost of Living Comparison Between Ubud, Bali and Georgetown Cost of Living Comparison Between Ubud, Bali and Georgetown

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,637 in Georgetown, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $2,760 in Georgetown, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $3,884 in Georgetown, rent included.

Ubud, Bali is about 15% cheaper than Georgetown, driven mainly by Eating Out.

Both Ubud, Bali and Georgetown sit above the global median – Ubud, Bali by 2%, Georgetown by 19%.

Currency
🍽 Eating Out
Ubud, Bali
Georgetown
Difference
Meal at Budget Restaurant
$3.37 Rp 59.9K
$17.79 GYD 3,699
-81.06%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 685.5K
$70.6 GYD 14.7K
-45.36%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 98.1K
$9.56 GYD 1,988
-42.26%
Cappuccino
$2.64 Rp 47.0K
$5.74 GYD 1,194
-54.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.7K
$1.22 GYD 254
36.89%
Water (0.33 liter bottle)
$0.77 Rp 13.7K
$0.62 GYD 128
24.19%
Local Beer (0.5 liter draught)
$2.63 Rp 46.8K
$1.88 GYD 391
39.89%
Imported Beer (0.33 liter bottle)
$4.28 Rp 76.1K
$3.43 GYD 713
24.78%
🛒 Groceries & Markets
Ubud, Bali
Georgetown
Difference
Milk (1 liter)
$1.55 Rp 27.5K
$3.31 GYD 688
-53.17%
White Bread (500g)
$2.22 Rp 39.5K
$2.14 GYD 444
3.74%
Rice (white) (1kg)
$1.13 Rp 20.0K
$2.00 GYD 415
-43.50%
Eggs
$2.09 Rp 37.1K
$4.18 GYD 869
-50.00%
Local Cheese (1kg)
$17.39 Rp 309.0K
$15.60 GYD 3,245
11.47%
Chicken Fillets (1kg)
$3.87 Rp 68.7K
$7.14 GYD 1,485
-45.80%
Beef Round Steak (1kg)
$12.55 Rp 222.9K
$9.13 GYD 1,899
37.46%
Apples (1kg)
$3.62 Rp 64.2K
$8.09 GYD 1,682
-55.25%
Banana (1kg)
$1.56 Rp 27.7K
$3.94 GYD 820
-60.41%
Oranges (1kg)
$2.35 Rp 41.8K
$3.95 GYD 821
-40.51%
Tomato (1kg)
$2.06 Rp 36.5K
$7.00 GYD 1,457
-70.57%
Potato (1kg)
$1.90 Rp 33.7K
$2.44 GYD 508
-22.13%
Onion (1kg)
$2.34 Rp 41.5K
$3.10 GYD 645
-24.52%
Lettuce (1 head)
$1.03 Rp 18.3K
$3.04 GYD 632
-66.12%
Water (1.5 liter bottle)
$0.55 Rp 9,854
$1.68 GYD 349
-67.26%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 40.0K
$3.42 GYD 712
-34.21%
Wine (Bottle)
$23.81 Rp 422.9K
$16.81 GYD 3,496
41.64%
Local Beer (0.5 liter bottle)
$2.31 Rp 41.1K
$1.84 GYD 383
25.54%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.8K
$2.62 GYD 546
6.87%
🚌 Getting Around
Ubud, Bali
Georgetown
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,839
$0.55 GYD 115
-50.91%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 153.9K
$61.0 GYD 12.7K
-85.81%
Taxi Start (Normal Tariff)
$0.48 Rp 8,554
$4.36 GYD 906
-88.99%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,924
$2.33 GYD 484
-80.69%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 101.6K
$11.98 GYD 2,491
-52.25%
Gasoline (1 liter)
$0.76 Rp 13.5K
$1.02 GYD 212
-25.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 434.9M
$27.6K GYD 5.7M
-11.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 570.6M
$22.8K GYD 4.7M
40.93%
🧾 Monthly Utilities & Internet
Ubud, Bali
Georgetown
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$122 GYD 25.4K
-31.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 114.7K
$21.33 GYD 4,435
-69.71%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 337.4K
$43.92 GYD 9,133
-56.76%
🎉 Sport & Entertainment
Ubud, Bali
Georgetown
Difference
Gym Membership (Monthly)
$56.0 Rp 994.4K
$38.59 GYD 8,026
45.04%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 330.7K
$15.11 GYD 3,142
23.23%
Cinema Ticket
$4.28 Rp 76.1K
$6.34 GYD 1,319
-32.49%
🧸 Childcare & Education
Ubud, Bali
Georgetown
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$1,015 GYD 211.2K
-52.08%
International Primary School, 1 Child (Yearly)
$5,856 Rp 104.0M
$19.0K GYD 4.0M
-69.23%
👕👟 Clothing & Footwear
Ubud, Bali
Georgetown
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 809.3K
$37.78 GYD 7,858
20.59%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 646.3K
$41.31 GYD 8,591
-11.93%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.5M
$136 GYD 28.3K
-39.87%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$86.5 GYD 18.0K
-7.07%
🏠 Accommodation & Living
Ubud, Bali
Georgetown
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.8M
$954 GYD 198.4K
17.04%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.5M
$514 GYD 106.9K
36.38%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.8M
$3,290 GYD 684.2K
7.50%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.3M
$1,312 GYD 272.8K
34.37%
Buy Apartment in City Center (m2)
$2,826 Rp 50.2M
$3,628 GYD 754.6K
-22.11%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.7M
$1,559 GYD 324.2K
47.03%
💵 Salaries & Financials
Ubud, Bali
Georgetown
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
$515 GYD 107.2K
-67.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.94
98.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Georgetown: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $954 in Georgetown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 203% higher in Georgetown, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $71.0 in Georgetown. Monthly groceries follow the same trend: $293 vs $398 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Georgetown: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Georgetown?
Georgetown costs about 17% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Georgetown?
For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $2,455 in Georgetown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Georgetown?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Ubud, Bali compared to Georgetown?
Public transport costs about 605% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Ubud, Bali and in Georgetown?
Kindergarten costs $487 per month in Ubud, Bali and $1,015 in Georgetown. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Georgetown?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Georgetown at $1,637. In Ubud, Bali it covers expenses comfortably, while in Georgetown it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Georgetown?
For digital nomads, it depends on budget. Ubud, Bali costs $1,396 versus $1,637 in Georgetown. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Georgetown?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Georgetown?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Georgetown makes more sense. Both are solid long-term options with distinct trade-offs.

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