Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Georgetown

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,643 in Georgetown, rent and utilities included – about $3,300 less a year. The total is higher in Georgetown despite lower rent and utilities.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Georgetown
🇬🇾 Guyana
$1,643
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Georgetown

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Georgetown actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,643 in Georgetown, rent included.

  • Ubud, Bali $1,368
  • Georgetown $1,643

A couple spends around $2,314 per month in Ubud, Bali vs $2,771 in Georgetown, rent included.

  • Ubud, Bali $2,314
  • Georgetown $2,771

A family of three spends $3,260 per month in Ubud, Bali vs $3,899 in Georgetown, rent included.

  • Ubud, Bali $3,260
  • Georgetown $3,899

Ubud, Bali is about 17% cheaper than Georgetown, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Georgetown sit above the global median – Ubud, Bali by 1%, Georgetown by 22%.

Currency
🍽 Eating Out
Ubud, Bali
Georgetown
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$18.26 GYD 3,797
-81.76%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$71.3 GYD 14.8K
-50.65%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$9.19 GYD 1,911
-36.89%
Cappuccino
$2.73 Rp 49.1K
$5.71 GYD 1,188
-52.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$1.21 GYD 252
35.54%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$0.61 GYD 126
36.07%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$1.95 GYD 406
38.46%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$3.27 GYD 680
31.50%
🛒 Groceries & Markets
Ubud, Bali
Georgetown
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$3.56 GYD 741
-57.87%
White Bread (500g)
$2.30 Rp 41.4K
$2.08 GYD 432
10.58%
Rice (white) (1kg)
$1.18 Rp 21.2K
$2.07 GYD 430
-43.00%
Eggs
$2.14 Rp 38.6K
$3.94 GYD 819
-45.69%
Local Cheese (1kg)
$17.48 Rp 314.6K
$15.16 GYD 3,152
15.30%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$7.01 GYD 1,458
-42.51%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$8.91 GYD 1,853
37.26%
Apples (1kg)
$3.55 Rp 63.9K
$8.17 GYD 1,699
-56.55%
Banana (1kg)
$1.57 Rp 28.3K
$4.04 GYD 840
-61.14%
Oranges (1kg)
$2.24 Rp 40.2K
$4.06 GYD 844
-44.83%
Tomato (1kg)
$1.93 Rp 34.7K
$7.15 GYD 1,487
-73.01%
Potato (1kg)
$1.88 Rp 33.9K
$2.45 GYD 508
-23.27%
Onion (1kg)
$2.29 Rp 41.3K
$3.08 GYD 639
-25.65%
Lettuce (1 head)
$0.99 Rp 17.9K
$3.14 GYD 653
-68.47%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$1.60 GYD 332
-66.88%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$3.43 GYD 713
-33.53%
Wine (Bottle)
$23.01 Rp 414.2K
$16.72 GYD 3,476
37.62%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$1.83 GYD 380
27.87%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$2.54 GYD 529
14.57%
🚌 Getting Around
Ubud, Bali
Georgetown
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$0.58 GYD 121
-58.62%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$61.5 GYD 12.8K
-85.65%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$4.27 GYD 888
-88.76%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$2.33 GYD 485
-80.26%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$11.90 GYD 2,473
-54.20%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.07 GYD 223
-17.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$27.1K GYD 5.6M
-9.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$22.5K GYD 4.7M
38.48%
🧾 Monthly Utilities & Internet
Ubud, Bali
Georgetown
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$120 GYD 24.9K
-30.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$21.78 GYD 4,527
-70.39%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$44.50 GYD 9,251
-58.27%
🎉 Sport & Entertainment
Ubud, Bali
Georgetown
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$37.71 GYD 7,840
48.02%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$15.08 GYD 3,135
20.09%
Cinema Ticket
$4.38 Rp 78.9K
$6.04 GYD 1,256
-27.48%
🧸 Childcare & Education
Ubud, Bali
Georgetown
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,009 GYD 209.9K
-51.16%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$18.8K GYD 3.9M
-69.46%
👕👟 Clothing & Footwear
Ubud, Bali
Georgetown
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$37.95 GYD 7,889
21.71%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$41.02 GYD 8,528
-13.87%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$133 GYD 27.7K
-40.59%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$85.8 GYD 17.8K
-8.65%
🏠 Accommodation & Living
Ubud, Bali
Georgetown
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$958 GYD 199.1K
19.28%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$530 GYD 110.1K
27.57%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$3,344 GYD 695.3K
4.74%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$1,288 GYD 267.7K
31.99%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$3,596 GYD 747.6K
-22.58%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$1,560 GYD 324.2K
43.65%
💵 Salaries & Financials
Ubud, Bali
Georgetown
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$520 GYD 108.2K
-68.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.94
98.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Georgetown: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Georgetown
$530 21.6% $146
Groceries & Markets
Ubud, Bali
$290
Georgetown
$398 36.9% $107
Eating Out
Ubud, Bali
$109
Georgetown
$266 144% $157
Monthly Utilities & Internet
Ubud, Bali
$108
Georgetown
$186 72.3% $78
Clothing & Footwear
Ubud, Bali
$108
Georgetown
$134 24.6% $27
Sport & Entertainment
Ubud, Bali
$65
Georgetown
$50 22.9% $15
Getting Around
Ubud, Bali
$13
Georgetown
$80 535% $67

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $958 in Georgetown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 216% higher in Georgetown, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $71.0 in Georgetown. Monthly groceries follow the same trend: $290 vs $398 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇬🇾 Georgetown
🕒 Local time
09:03 9:03 AM
21:03 9:03 PM
12 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
310,320 Capital
💱 Currency
Exchange rates and currency converter

GYD, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Guyanese Dollar exchange rates as of October 19, 2026: 1 USD = 208 GYD (1,000 GYD = 4.81 USD). 1 EUR = 234 GYD (1,000 GYD = 4.28 EUR).

On the map
Between locations
  • Ubud, Bali Georgetown 19,270 km ≈ 25 h nonstop flight
From you
  • Ubud, Bali
  • Georgetown

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Georgetown: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Georgetown?
Georgetown costs about 20% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Georgetown?
For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,464 in Georgetown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Georgetown?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Ubud, Bali compared to Georgetown?
Public transport costs about 597% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Ubud, Bali and in Georgetown?
Kindergarten costs $493 per month in Ubud, Bali and $1,009 in Georgetown. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Georgetown?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Georgetown at $1,643. In Ubud, Bali it covers expenses comfortably, while in Georgetown it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Georgetown?
For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,643 in Georgetown. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Georgetown?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Georgetown?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Georgetown makes more sense. Both are solid long-term options with distinct trade-offs.

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