Cost of Living Comparison Between Ubud, Bali and Georgetown Cost of Living Comparison Between Ubud, Bali and Georgetown

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,317 in Georgetown, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,386 in Georgetown, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,456 in Georgetown, rent included.

Ubud, Bali costs about 7% more than Georgetown, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Georgetown is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$12.09 GYD 2,515

-71.46%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

$70.6 GYD 14.7K

-54.17%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$8.51 GYD 1,770

-43.13%

Cappuccino

$2.75 Rp 49.1K

$5.08 GYD 1,057

-45.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.18 GYD 246

16.95%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.66 GYD 136

13.64%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

$2.00 GYD 417

49.50%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$2.39 GYD 497

61.09%

Milk (1 liter)

$1.74 Rp 31.1K

$3.33 GYD 692

-47.75%

White Bread (500g)

$2.46 Rp 44.0K

$2.03 GYD 423

21.18%

Rice (white) (1kg)

$1.17 Rp 20.9K

$1.98 GYD 411

-40.91%

Eggs

$2.43 Rp 43.5K

$3.99 GYD 830

-39.10%

Local Cheese (1kg)

$14.50 Rp 259.5K

$14.02 GYD 2,916

3.42%

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$6.26 GYD 1,302

-30.51%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

$9.40 GYD 1,955

27.45%

Apples (1kg)

$3.72 Rp 66.5K

$9.65 GYD 2,006

-61.45%

Banana (1kg)

$1.63 Rp 29.1K

$2.56 GYD 533

-36.33%

Oranges (1kg)

$2.74 Rp 49.1K

$3.26 GYD 677

-15.95%

Tomato (1kg)

$2.24 Rp 40.1K

$6.51 GYD 1,353

-65.59%

Potato (1kg)

$1.92 Rp 34.3K

$2.50 GYD 519

-23.20%

Onion (1kg)

$2.28 Rp 40.7K

$2.91 GYD 605

-21.65%

Lettuce (1 head)

$1.06 Rp 19.0K

$2.26 GYD 470

-53.10%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.45 GYD 301

-50.34%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$2.71 GYD 564

21.40%

Wine (Bottle)

$23.19 Rp 414.9K

$17.04 GYD 3,544

36.09%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$1.69 GYD 352

64.50%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$2.54 GYD 529

7.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,765

$0.59 GYD 123

-54.24%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

$28.90 GYD 6,010

-71.94%

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

$3.12 GYD 650

-84.62%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

$3.27 GYD 680

-87.16%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

$11.88 GYD 2,470

-47.64%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.00 GYD 208

-19.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

$22.6K GYD 4.7M

17.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

$17.7K GYD 3.7M

82.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$91.3 GYD 19.0K

-14.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$26.96 GYD 5,607

-84.90%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$51.8 GYD 10.8K

-53.01%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$39.09 GYD 8,129

152.26%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$3.99 Rp 71.3K

$6.88 GYD 1,431

-42.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,016 GYD 211.4K

-69.98%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

$22.9K GYD 4.8M

-71.05%

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$33.82 GYD 7,034

60.08%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

$53.2 GYD 11.1K

-28.98%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$130 GYD 27.0K

-32.99%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$75.4 GYD 15.7K

1.21%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

$783 GYD 162.7K

26.76%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$323 GYD 67.2K

108.19%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$2,442 GYD 507.8K

38.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$1,146 GYD 238.3K

78.92%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$3,584 GYD 745.4K

-21.74%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

$1,551 GYD 322.6K

43.58%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$514 GYD 107.0K

-67.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.5

77.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Georgetown: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $783 in Georgetown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 208% higher in Georgetown, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $71.0 in Georgetown. Monthly groceries follow the same trend: $297 vs $376 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Georgetown: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 7% more than Georgetown, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,975 in Georgetown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Georgetown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 256% less in Georgetown. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $1,016 in Georgetown. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Georgetown, where all-in costs run around $1,317, than in Ubud, Bali at $1,408. In Georgetown it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Georgetown costs $1,317 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Georgetown. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.