Cost of Living Comparison Between Ubud, Bali and Georgetown Cost of Living Comparison Between Ubud, Bali and Georgetown

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,317 in Georgetown, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,426 in Georgetown, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $3,535 in Georgetown, rent included.

Ubud, Bali costs about 8% more than Georgetown, driven mainly by Eating Out.

Ubud, Bali sits 6% above the global median, while Georgetown is 2% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Georgetown
Difference
Meal at Budget Restaurant
$3.56 Rp 63.9K
$11.78 GYD 2,449
-69.78%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 586.8K
$72.5 GYD 15.1K
-54.83%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.7K
$8.59 GYD 1,786
-42.37%
Cappuccino
$2.71 Rp 48.6K
$5.16 GYD 1,073
-47.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.1K
$1.19 GYD 247
12.61%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$0.65 GYD 135
7.69%
Local Beer (0.5 liter draught)
$2.92 Rp 52.3K
$2.06 GYD 428
41.75%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.9K
$2.35 GYD 488
68.51%
🛒 Groceries & Markets
Ubud, Bali
Georgetown
Difference
Milk (1 liter)
$1.81 Rp 32.4K
$3.36 GYD 699
-46.13%
White Bread (500g)
$2.52 Rp 45.1K
$2.14 GYD 445
17.76%
Rice (white) (1kg)
$1.16 Rp 20.8K
$1.89 GYD 393
-38.62%
Eggs
$2.46 Rp 44.1K
$4.00 GYD 831
-38.50%
Local Cheese (1kg)
$14.71 Rp 263.7K
$13.94 GYD 2,898
5.52%
Chicken Fillets (1kg)
$4.32 Rp 77.4K
$6.17 GYD 1,283
-29.98%
Beef Round Steak (1kg)
$12.14 Rp 217.5K
$9.42 GYD 1,958
28.87%
Apples (1kg)
$3.84 Rp 68.8K
$9.36 GYD 1,947
-58.97%
Banana (1kg)
$1.56 Rp 27.9K
$2.60 GYD 541
-40.00%
Oranges (1kg)
$2.83 Rp 50.8K
$3.23 GYD 671
-12.38%
Tomato (1kg)
$2.33 Rp 41.7K
$6.26 GYD 1,301
-62.78%
Potato (1kg)
$1.91 Rp 34.3K
$2.40 GYD 498
-20.42%
Onion (1kg)
$2.20 Rp 39.5K
$3.01 GYD 627
-26.91%
Lettuce (1 head)
$1.01 Rp 18.2K
$2.29 GYD 475
-55.90%
Water (1.5 liter bottle)
$0.78 Rp 13.9K
$1.44 GYD 300
-45.83%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.4K
$2.57 GYD 535
29.18%
Wine (Bottle)
$23.74 Rp 425.5K
$17.05 GYD 3,544
39.24%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.0K
$1.75 GYD 363
59.43%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.3K
$2.45 GYD 509
16.73%
🚌 Getting Around
Ubud, Bali
Georgetown
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,819
$0.61 GYD 126
-55.74%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.9K
$29.07 GYD 6,043
-72.38%
Taxi Start (Normal Tariff)
$0.46 Rp 8,181
$3.20 GYD 664
-85.63%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,068
$3.29 GYD 684
-86.32%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.3K
$12.07 GYD 2,509
-49.46%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.04 GYD 216
-24.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 468.8M
$22.0K GYD 4.6M
18.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 575.8M
$17.3K GYD 3.6M
85.42%
🧾 Monthly Utilities & Internet
Ubud, Bali
Georgetown
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$90.5 GYD 18.8K
-11.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.9K
$27.39 GYD 5,695
-85.18%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 421.6K
$51.1 GYD 10.6K
-54.01%
🎉 Sport & Entertainment
Ubud, Bali
Georgetown
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$39.07 GYD 8,122
152.62%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.8K
-
-
Cinema Ticket
$4.15 Rp 74.3K
$6.55 GYD 1,362
-36.64%
🧸 Childcare & Education
Ubud, Bali
Georgetown
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$1,023 GYD 212.6K
-70.28%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.5M
$22.9K GYD 4.8M
-71.08%
👕👟 Clothing & Footwear
Ubud, Bali
Georgetown
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 995.6K
$34.88 GYD 7,251
59.23%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 686.7K
$52.0 GYD 10.8K
-26.34%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$130 GYD 27.1K
-32.05%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$77.7 GYD 16.2K
0.19%
🏠 Accommodation & Living
Ubud, Bali
Georgetown
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$793 GYD 164.8K
26.98%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$315 GYD 65.6K
114.15%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.7M
$2,481 GYD 515.8K
38.72%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.6M
$1,191 GYD 247.6K
71.21%
Buy Apartment in City Center (m2)
$2,841 Rp 50.9M
$3,505 GYD 728.7K
-18.95%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.6M
$1,573 GYD 327.0K
43.91%
💵 Salaries & Financials
Ubud, Bali
Georgetown
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$517 GYD 107.4K
-68.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
7.5
77.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Georgetown: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $793 in Georgetown. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 213% higher in Georgetown, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $72.0 in Georgetown. Monthly groceries follow the same trend: $302 vs $373 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Georgetown: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Georgetown?
Ubud, Bali costs about 8% more than Georgetown, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Georgetown?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,976 in Georgetown. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Georgetown?
Rent is clearly cheaper in Georgetown, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Ubud, Bali vs Georgetown?
Public transport costs about 262% less in Georgetown. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Ubud, Bali and Georgetown?
Kindergarten costs $304 per month in Ubud, Bali and $1,023 in Georgetown. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or Georgetown?
A $1,000 monthly budget goes further in Georgetown, where all-in costs run around $1,317, than in Ubud, Bali at $1,419. In Georgetown it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Georgetown?
For digital nomads, it depends on budget. Georgetown costs $1,317 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Georgetown?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Georgetown?
If budget matters most, go with Georgetown. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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