Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gence

For one person, living is cheaper in Gence: $714 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in Gence
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Gence Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gence

🇦🇿 Azerbaijan

$714

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gence

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gence actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $714 in Gence, rent included.

Ubud, Bali $1,349
Gence $714

A couple spends around $2,305 per month in Ubud, Bali vs $1,177 in Gence, rent included.

Ubud, Bali $2,305
Gence $1,177

A family of three spends $3,261 per month in Ubud, Bali vs $1,640 in Gence, rent included.

Ubud, Bali $3,261
Gence $1,640

Ubud, Bali costs about 89% more than Gence, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$6.92 ₼11.76

-52.02%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$29.15 ₼49.55

22.26%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.29 ₼14.09

-33.29%

Cappuccino

$2.72 Rp 49.4K

$2.73 ₼4.65

-0.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.92 ₼1.56

84.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.48 ₼0.81

58.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.16 ₼1.97

128.45%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.39 ₼4.07

83.26%

Milk (1 liter)

$1.49 Rp 27.1K

$1.35 ₼2.29

10.37%

White Bread (500g)

$2.28 Rp 41.4K

$0.33 ₼0.55

590.91%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.68 ₼2.86

-29.17%

Eggs

$2.04 Rp 37.0K

$1.18 ₼2.00

72.88%

Local Cheese (1kg)

$17.70 Rp 321.7K

$2.85 ₼4.84

521.05%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.58 ₼6.09

10.61%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$7.63 ₼12.97

59.76%

Apples (1kg)

$3.66 Rp 66.4K

$0.68 ₼1.16

438.24%

Banana (1kg)

$1.52 Rp 27.6K

$1.30 ₼2.21

16.92%

Oranges (1kg)

$2.23 Rp 40.5K

$1.43 ₼2.44

55.94%

Tomato (1kg)

$1.97 Rp 35.9K

$1.05 ₼1.79

87.62%

Potato (1kg)

$1.85 Rp 33.6K

$0.61 ₼1.03

203.28%

Onion (1kg)

$2.42 Rp 44.1K

$0.48 ₼0.82

404.17%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.44 ₼0.75

125.00%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.43 ₼0.73

18.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.56 ₼6.05

-37.64%

Wine (Bottle)

$22.24 Rp 404.2K

$1.45 ₼2.46

1433.79%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.91 ₼1.54

148.35%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.72 ₼2.93

72.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.30 ₼0.51

-16.67%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$14.77 ₼25.10

-47.05%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.79 ₼3.05

-75.42%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.28 ₼0.47

53.57%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$2.42 ₼4.11

123.55%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.65 ₼1.10

26.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$20.9K ₼35.5K

14.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$22.2K ₼37.7K

43.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$33.49 ₼56.9

136.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$12.75 ₼21.67

-49.41%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$14.76 ₼25.09

25.88%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$20.28 ₼34.47

143.98%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$23.85 ₼40.53

-26.00%

Cinema Ticket

$4.27 Rp 77.7K

$5.87 ₼9.97

-27.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$239 ₼407

104.99%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$5,997 ₼10.2K

-5.39%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$88.2 ₼150

-49.39%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$59.4 ₼101

-41.18%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$129 ₼220

-38.21%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$118 ₼201

-32.88%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$358 ₼609

214.00%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$174 ₼296

284.90%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$580 ₼986

514.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$355 ₼603

385.30%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$840 ₼1,427

225.34%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$471 ₼800

385.05%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$290 ₼493

-43.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gence: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gence

$174 24.4% 74% $497

Groceries & Markets

Ubud, Bali

$288 21.4%

Gence

$120 16.9% 58.3% $168

Eating Out

Ubud, Bali

$108 8%

Gence

$129 18.1% 20% $22

Clothing & Footwear

Ubud, Bali

$108 8%

Gence

$178 24.9% 65.5% $70

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gence

$61 8.5% 41.4% $43

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gence

$32 4.5% 44.8% $26

Getting Around

Ubud, Bali

$11 0.9%

Gence

$19 2.7% 67.7% $7.7

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $358 in Gence. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 77% higher in Gence, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $29 in Gence. Monthly groceries follow the same trend: $288 vs $120 – making Gence the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇦🇿 Gence

🕒 Local time

10:13 10:13 AM

06:13 6:13 AM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

335,800

💱 Currency

Indonesian Rupiah IDR Rp

Azerbaijani Manat AZN ₼

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 AZN = 0.588 USD

1 AZN = 0.529 EUR

Exchange rates and currency converter

AZN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Azerbaijani Manat exchange rates as of October 29, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.89 AZN (1 AZN = 0.529 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gence 8,900 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Gence

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gence: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 89%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,071 in Gence. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gence, especially for central apartments: a one-bedroom in the center costs $358 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $239 in Gence. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 140% more in Ubud, Bali, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Gence, where all-in costs run around $714, than in Ubud, Bali at $1,349. In Gence it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Gence – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.