Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gandia

For one person, living is cheaper in Gandia: $1,273 a month against $1,349 in Ubud, Bali, rent and utilities included – about $910 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali, Indonesia
Gandia, Spain
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Gandia
🇪🇸 Spain
$1,273
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gandia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gandia actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,273 in Gandia, rent included.

  • Ubud, Bali $1,349
  • Gandia $1,273

A couple spends around $2,305 per month in Ubud, Bali vs $1,863 in Gandia, rent included.

  • Ubud, Bali $2,305
  • Gandia $1,863

A family of three spends $3,261 per month in Ubud, Bali vs $2,454 in Gandia, rent included.

  • Ubud, Bali $3,261
  • Gandia $2,454

Ubud, Bali costs about 6% more than Gandia, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Ubud, Bali
Gandia
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$12.68 €11.36
-73.82%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$56.0 €50.2
-36.32%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$9.68 €8.67
-42.87%
Cappuccino
$2.72 Rp 49.3K
$1.81 €1.62
50.28%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.82 €2.53
-39.72%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.83 €1.64
-58.47%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$2.82 €2.53
-6.03%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$3.42 €3.06
28.07%
🛒 Groceries & Markets
Ubud, Bali
Gandia
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.16 €1.04
28.45%
White Bread (500g)
$2.28 Rp 41.3K
$1.39 €1.25
64.03%
Rice (white) (1kg)
$1.19 Rp 21.6K
$1.45 €1.30
-17.93%
Eggs
$2.04 Rp 36.9K
$2.56 €2.29
-20.31%
Local Cheese (1kg)
$17.70 Rp 321.1K
$10.59 €9.49
67.14%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$6.49 €5.81
-38.98%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$9.35 €8.38
30.37%
Apples (1kg)
$3.66 Rp 66.3K
$2.42 €2.17
51.24%
Banana (1kg)
$1.52 Rp 27.5K
$1.50 €1.35
1.33%
Oranges (1kg)
$2.23 Rp 40.4K
$1.37 €1.23
62.77%
Tomato (1kg)
$1.97 Rp 35.8K
$2.12 €1.90
-7.08%
Potato (1kg)
$1.85 Rp 33.5K
$0.99 €0.89
86.87%
Onion (1kg)
$2.42 Rp 44.0K
$0.93 €0.84
160.22%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.30 €1.17
-23.85%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$0.36 €0.32
41.67%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$5.43 €4.86
-59.12%
Wine (Bottle)
$22.24 Rp 403.4K
$3.29 €2.95
575.99%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$0.99 €0.89
128.28%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$1.00 €0.89
197.00%
🚌 Getting Around
Ubud, Bali
Gandia
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
$1.85 €1.66
-86.49%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
$23.99 €21.50
-67.40%
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$2.87 €2.57
-84.67%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$2.28 €2.04
-81.14%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$39.23 €35.15
-86.21%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.63 €1.46
-49.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$34.6K €31.0K
-31.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$31.5K €28.2K
0.95%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gandia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$86.0 €77.0
-8.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$18.88 €16.92
-65.84%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$25.73 €23.06
-27.79%
🎉 Sport & Entertainment
Ubud, Bali
Gandia
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
$26.95 €24.15
83.60%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
$10.16 €9.11
73.72%
Cinema Ticket
$4.27 Rp 77.5K
$8.18 €7.33
-47.80%
🧸 Childcare & Education
Ubud, Bali
Gandia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$384 €344
27.63%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
$7,245 €6,492
-21.68%
👕👟 Clothing & Footwear
Ubud, Bali
Gandia
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$73.1 €65.5
-38.90%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$38.18 €34.22
-8.46%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$53.6 €48.03
49.07%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$95.3 €85.4
-16.67%
🏠 Accommodation & Living
Ubud, Bali
Gandia
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$674 €604
66.77%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$545 €489
23.15%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$916 €821
289.23%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$717 €642
140.49%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$1,240 €1,111
120.29%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$985 €882
131.97%
💵 Salaries & Financials
Ubud, Bali
Gandia
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$1,923 €1,724
-91.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.18
333.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gandia: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Gandia
$545 18.8% $126
Groceries & Markets
Ubud, Bali
$288
Gandia
$199 31% $90
Eating Out
Ubud, Bali
$108
Gandia
$192 78.1% $84
Clothing & Footwear
Ubud, Bali
$108
Gandia
$117 8.9% $9.6
Monthly Utilities & Internet
Ubud, Bali
$104
Gandia
$131 25.5% $26
Sport & Entertainment
Ubud, Bali
$58
Gandia
$43 25.4% $15
Getting Around
Ubud, Bali
$11
Gandia
$46 300% $34

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $674 in Gandia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gandia are about 12 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $56 in Gandia. Groceries tell a different story – $288 in Ubud, Bali vs $199 in Gandia – so Gandia wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇪🇸 Gandia
🕒 Local time
10:07 10:07 AM
03:07 3:07 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
78,108
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Gandia 12,790 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Gandia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gandia: Cost of Living - Frequently Asked Questions
Is Gandia cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 6%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,909 in Gandia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Gandia, especially for central apartments: a one-bedroom in the center costs $674 there versus $1,125 in Ubud, Bali.
Which city has cheaper kindergarten?
Kindergarten costs $491 per month in Ubud, Bali and $384 in Gandia. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and in Gandia?
Groceries cost about 45% more in Ubud, Bali, though the gap depends on what you buy.
Is $1,500 enough for either Ubud, Bali or Gandia?
$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,273 in Gandia, leaving budget for savings and extras in both cases.
Is Ubud, Bali or Gandia more family-friendly?
Families tend to lean toward Gandia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Gandia?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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