Cost of Living Comparison Between Ubud, Bali and Gandia Cost of Living Comparison Between Ubud, Bali and Gandia

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,299 in Gandia, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,894 in Gandia, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,488 in Gandia, rent included.

Ubud, Bali costs about 11% more than Gandia, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Gandia is 3% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Gandia
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$12.58 €10.77
-71.62%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$45.63 €39.06
-28.60%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$9.36 €8.01
-45.83%
Cappuccino
$2.83 Rp 49.0K
$1.88 €1.61
50.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$2.51 €2.15
-46.61%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$1.68 €1.43
-58.93%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$2.85 €2.44
4.91%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$3.37 €2.88
14.24%
🛒 Groceries & Markets
Ubud, Bali
Gandia
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.21 €1.04
43.80%
White Bread (500g)
$2.54 Rp 44.0K
$1.54 €1.32
64.94%
Rice (white) (1kg)
$1.19 Rp 20.6K
$1.63 €1.39
-26.99%
Eggs
$2.43 Rp 42.0K
$2.70 €2.31
-10.00%
Local Cheese (1kg)
$14.66 Rp 254.1K
$11.40 €9.76
28.60%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$6.83 €5.85
-38.80%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$10.07 €8.62
18.57%
Apples (1kg)
$3.69 Rp 63.9K
$2.42 €2.07
52.48%
Banana (1kg)
$1.61 Rp 27.8K
$1.49 €1.27
8.05%
Oranges (1kg)
$2.69 Rp 46.5K
$1.43 €1.22
88.11%
Tomato (1kg)
$2.33 Rp 40.4K
$2.21 €1.89
5.43%
Potato (1kg)
$1.91 Rp 33.0K
$1.06 €0.91
80.19%
Onion (1kg)
$2.19 Rp 37.9K
$0.90 €0.77
143.33%
Lettuce (1 head)
$1.06 Rp 18.3K
$1.50 €1.28
-29.33%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.49 €0.42
46.94%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$5.70 €4.88
-45.09%
Wine (Bottle)
$23.49 Rp 407.1K
$3.54 €3.03
563.56%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$0.99 €0.85
176.77%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$1.03 €0.88
179.61%
🚌 Getting Around
Ubud, Bali
Gandia
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$1.64 €1.41
-82.32%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$25.11 €21.49
-67.46%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$2.94 €2.52
-84.69%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$2.04 €1.75
-79.41%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$22.93 €19.63
-73.14%
Gasoline (1 liter)
$0.84 Rp 14.6K
$1.70 €1.46
-50.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$37.0K €31.7K
-29.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$29.7K €25.4K
9.24%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gandia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$87.3 €74.7
-10.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$19.79 €16.94
-80.04%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$26.58 €22.75
-8.20%
🎉 Sport & Entertainment
Ubud, Bali
Gandia
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$27.38 €23.43
252.59%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$10.47 €8.96
-39.35%
Cinema Ticket
$4.04 Rp 70.0K
$8.77 €7.51
-53.93%
🧸 Childcare & Education
Ubud, Bali
Gandia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$334 €286
-9.48%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$7,048 €6,033
-7.46%
👕👟 Clothing & Footwear
Ubud, Bali
Gandia
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$95.7 €81.9
-43.76%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$41.14 €35.22
-7.68%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$54.8 €46.92
58.29%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$110 €94.3
-28.41%
🏠 Accommodation & Living
Ubud, Bali
Gandia
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$688 €589
47.14%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$555 €475
21.62%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$959 €821
253.39%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$732 €627
186.44%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$1,296 €1,109
130.36%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$1,012 €866
131.23%
💵 Salaries & Financials
Ubud, Bali
Gandia
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$1,897 €1,624
-90.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.67
261.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Gandia: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $688 in Gandia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 996% higher in Gandia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $46.00 in Gandia. Groceries tell a different story – $298 in Ubud, Bali vs $212 in Gandia – so Gandia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gandia: Cost of Living - Frequently Asked Questions
Is Gandia cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 11%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,948 in Gandia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Gandia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $303 per month in Ubud, Bali and $334 in Gandia. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and Gandia?
Groceries cost about 40% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Ubud, Bali or Gandia?
A $1,500 monthly budget goes further in Gandia, where all-in costs run around $1,299, than in Ubud, Bali at $1,438. In Gandia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Gandia more family-friendly?
Families tend to lean toward Gandia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Gandia?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Gandia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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