Cost of Living Comparison Between Ubud, Bali and Galveston, TX Cost of Living Comparison Between Ubud, Bali and Galveston, TX

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,974 in Galveston, TX, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,910 in Galveston, TX, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,847 in Galveston, TX, rent included.

Ubud, Bali is about 29% cheaper than Galveston, TX, driven mainly by Eating Out.

Both Ubud, Bali and Galveston, TX sit above the global median – Ubud, Bali by 5%, Galveston, TX by 48%.

Currency
🍽 Eating Out
Ubud, Bali
Galveston, TX
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$12.90 $12.90
-73.26%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$64.1 $64.1
-49.58%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$8.63 $8.63
-43.92%
Cappuccino
$2.75 Rp 49.4K
$4.59 $4.59
-40.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$2.71 $2.71
-49.08%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$1.66 $1.66
-54.82%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$4.43 $4.43
-32.51%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$3.91 $3.91
-1.53%
🛒 Groceries & Markets
Ubud, Bali
Galveston, TX
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$0.90 $0.90
93.33%
White Bread (500g)
$2.46 Rp 44.2K
$2.62 $2.62
-6.11%
Rice (white) (1kg)
$1.17 Rp 21.0K
$2.23 $2.23
-47.53%
Eggs
$2.43 Rp 43.7K
$2.66 $2.66
-8.65%
Local Cheese (1kg)
$14.50 Rp 260.6K
$10.39 $10.39
39.56%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$8.61 $8.61
-49.48%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$13.48 $13.48
-11.13%
Apples (1kg)
$3.72 Rp 66.8K
$4.04 $4.04
-7.92%
Banana (1kg)
$1.63 Rp 29.2K
$1.13 $1.13
44.25%
Oranges (1kg)
$2.74 Rp 49.3K
$5.96 $5.96
-54.03%
Tomato (1kg)
$2.24 Rp 40.3K
$3.05 $3.05
-26.56%
Potato (1kg)
$1.92 Rp 34.5K
$2.00 $2.00
-4.00%
Onion (1kg)
$2.28 Rp 40.9K
$2.26 $2.26
0.88%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.70 $1.70
-37.65%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$1.47 $1.47
-51.02%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$7.91 $7.91
-58.41%
Wine (Bottle)
$23.19 Rp 416.8K
$11.16 $11.16
107.80%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$1.77 $1.77
57.06%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$1.54 $1.54
77.27%
🚌 Getting Around
Ubud, Bali
Galveston, TX
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$2.03 $2.03
-86.70%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$7.57 $7.57
-93.66%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$1.82 $1.82
-76.92%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$28.83 $28.83
-78.43%
Gasoline (1 liter)
$0.81 Rp 14.6K
$0.73 $0.73
10.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$30.6K $30.6K
-12.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$26.0K $26.0K
23.73%
🧾 Monthly Utilities & Internet
Ubud, Bali
Galveston, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$185 $185
-57.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$45.00 $45.00
-90.96%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$64.0 $64.0
-62.00%
🎉 Sport & Entertainment
Ubud, Bali
Galveston, TX
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$24.87 $24.87
296.50%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
-
-
Cinema Ticket
$3.99 Rp 71.6K
$11.03 $11.03
-63.83%
🧸 Childcare & Education
Ubud, Bali
Galveston, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$1,159 $1,159
-73.69%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$18.3K $18.3K
-63.61%
👕👟 Clothing & Footwear
Ubud, Bali
Galveston, TX
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$39.57 $39.57
36.82%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$38.64 $38.64
-2.15%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$71.3 $71.3
21.76%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$78.8 $78.8
-3.16%
🏠 Accommodation & Living
Ubud, Bali
Galveston, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$1,445 $1,445
-31.38%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$980 $980
-31.37%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$2,695 $2,695
25.22%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$1,685 $1,685
21.69%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
$2,742 $2,742
2.28%
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
$2,184 $2,184
1.98%
💵 Salaries & Financials
Ubud, Bali
Galveston, TX
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$4,136 $4,136
-95.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.71
97.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Galveston, TX: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,445 in Galveston, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2377% higher in Galveston, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $64.0 in Galveston, TX. Monthly groceries follow the same trend: $297 vs $305 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Galveston, TX: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Galveston, TX compare overall?
Monthly costs with rent: $1,408 in Ubud, Bali, $1,974 in Galveston, TX – roughly 40% apart. Galveston, TX costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Galveston, TX?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,961 in Galveston, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Galveston, TX?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Galveston, TX?
Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,974 in Galveston, TX. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Ubud, Bali and Galveston, TX?
Kindergarten costs $305 per month in Ubud, Bali and $1,159 in Galveston, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Galveston, TX at $1,974. In Ubud, Bali it covers expenses comfortably, while in Galveston, TX it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Galveston, TX?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $1,974 in Galveston, TX. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Galveston, TX safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Galveston, TX?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Galveston, TX makes more sense. Both are solid long-term options with distinct trade-offs.

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