Cost of Living Comparison Between Ubud, Bali and Funchal Cost of Living Comparison Between Ubud, Bali and Funchal

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $2,195 in Funchal.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $3,193 in Funchal.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $4,190 in Funchal.

Living in Ubud, Bali costs roughly 36% less than in Funchal, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Funchal 60% above.

Meal at Budget Restaurant

$3.37 Rp 59.9K

$15.73 €13.58

-78.58%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 685.5K

$67.1 €57.9

-42.46%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 98.1K

$13.76 €11.88

-59.88%

Cappuccino

$2.64 Rp 47.0K

$2.03 €1.75

30.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.7K

$1.77 €1.52

-5.65%

Water (0.33 liter bottle)

$0.77 Rp 13.7K

$1.45 €1.25

-46.90%

Local Beer (0.5 liter draught)

$2.63 Rp 46.8K

$2.96 €2.56

-11.15%

Imported Beer (0.33 liter bottle)

$4.28 Rp 76.1K

$4.00 €3.45

7.00%

Milk (1 liter)

$1.55 Rp 27.5K

$1.09 €0.94

42.20%

White Bread (500g)

$2.22 Rp 39.5K

$1.82 €1.57

21.98%

Rice (white) (1kg)

$1.13 Rp 20.0K

$1.74 €1.50

-35.06%

Eggs

$2.09 Rp 37.1K

$4.06 €3.50

-48.52%

Local Cheese (1kg)

$17.39 Rp 309.0K

$10.50 €9.06

65.62%

Chicken Fillets (1kg)

$3.87 Rp 68.7K

$7.84 €6.76

-50.64%

Beef Round Steak (1kg)

$12.55 Rp 222.9K

$12.39 €10.70

1.29%

Apples (1kg)

$3.62 Rp 64.2K

$1.81 €1.56

100.00%

Banana (1kg)

$1.56 Rp 27.7K

$1.79 €1.54

-12.85%

Oranges (1kg)

$2.35 Rp 41.8K

$1.85 €1.59

27.03%

Tomato (1kg)

$2.06 Rp 36.5K

$2.61 €2.26

-21.07%

Potato (1kg)

$1.90 Rp 33.7K

$1.99 €1.71

-4.52%

Onion (1kg)

$2.34 Rp 41.5K

$2.08 €1.79

12.50%

Lettuce (1 head)

$1.03 Rp 18.3K

$1.69 €1.46

-39.05%

Water (1.5 liter bottle)

$0.55 Rp 9,854

$0.83 €0.72

-33.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.0K

$5.67 €4.89

-60.32%

Wine (Bottle)

$23.81 Rp 422.9K

$7.09 €6.12

235.83%

Local Beer (0.5 liter bottle)

$2.31 Rp 41.1K

$1.32 €1.13

75.00%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.8K

$2.60 €2.24

7.69%

One-way Ticket (Public Transport)

$0.27 Rp 4,839

$2.29 €1.98

-88.21%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.9K

$35.46 €30.60

-75.58%

Taxi Start (Normal Tariff)

$0.48 Rp 8,554

$4.05 €3.49

-88.15%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,924

$1.46 €1.26

-69.18%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.6K

$19.43 €16.76

-70.56%

Gasoline (1 liter)

$0.76 Rp 13.5K

$2.07 €1.79

-63.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 434.9M

$34.5K €29.8K

-29.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 570.6M

$38.9K €33.5K

-17.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$128 €110

-34.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.7K

$17.67 €15.25

-63.44%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 337.4K

$49.91 €43.07

-61.95%

Gym Membership (Monthly)

$56.0 Rp 994.4K

$42.24 €36.45

32.50%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 330.7K

$8.55 €7.38

117.78%

Cinema Ticket

$4.28 Rp 76.1K

$9.20 €7.94

-53.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$431 €372

12.87%

International Primary School, 1 Child (Yearly)

$5,856 Rp 104.0M

$8,907 €7,686

-34.26%

Jeans (Levis 501 Or Similar)

$45.56 Rp 809.3K

$63.8 €55.1

-28.60%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 646.3K

$35.11 €30.30

3.62%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.5M

$91.3 €78.8

-10.25%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$78.8 €68.0

2.10%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.8M

$1,536 €1,325

-27.31%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.5M

$1,269 €1,095

-44.75%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.8M

$2,562 €2,211

38.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.3M

$2,071 €1,787

-14.90%

Buy Apartment in City Center (m2)

$2,826 Rp 50.2M

$4,884 €4,215

-42.14%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.7M

$3,454 €2,981

-33.65%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,461 €1,260

-88.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.59

283.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Funchal: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $1,536 in Funchal. Housing cost is often the main lever when comparing two cities.

Funchal pays 760% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $67.0 in Funchal. Groceries flip the comparison at $293 vs $253, with Funchal cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Funchal: Cost of Living - Frequently Asked Questions

Ubud, Bali and Funchal differ by about 57% in total monthly costs ($1,396 vs $2,195 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 760% lower in Funchal. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $1,536 in Funchal. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,396 per month in Ubud, Bali versus $2,195 in Funchal – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 309% less than in Funchal. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,396 in Ubud, Bali versus $2,195 in Funchal, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Funchal. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Funchal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 57% less than in Funchal. Beyond cost, consider language, visa policies, and how big the international community is in each city.