Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Frisco, TX

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,815 in Frisco, TX, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
136

Cost of Living Index in Frisco, TX
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Frisco, TX Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Frisco, TX

🇺🇸 United States

$2,815

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Frisco, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Frisco, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,815 in Frisco, TX.

Ubud, Bali $1,349
Frisco, TX $2,815

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,225 in Frisco, TX.

Ubud, Bali $2,305
Frisco, TX $4,225

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,634 in Frisco, TX.

Ubud, Bali $3,261
Frisco, TX $5,634

Living in Ubud, Bali costs roughly 52% less than in Frisco, TX, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$14.75 $14.75

-77.49%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$78.8 $78.8

-54.76%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.03 $11.03

-49.86%

Cappuccino

$2.72 Rp 49.4K

$5.28 $5.28

-48.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.56 $2.56

-33.59%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.38 $2.38

-68.07%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.78 $6.78

-60.91%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$9.11 $9.11

-51.92%

Milk (1 liter)

$1.49 Rp 27.1K

$1.00 $1.00

49.00%

White Bread (500g)

$2.28 Rp 41.4K

$3.52 $3.52

-35.23%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.66 $3.66

-67.49%

Eggs

$2.04 Rp 37.0K

$4.12 $4.12

-50.49%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.89 $12.89

37.32%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$10.96 $10.96

-63.87%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$19.20 $19.20

-36.51%

Apples (1kg)

$3.66 Rp 66.4K

$4.79 $4.79

-23.59%

Banana (1kg)

$1.52 Rp 27.6K

$1.35 $1.35

12.59%

Oranges (1kg)

$2.23 Rp 40.5K

$3.14 $3.14

-28.98%

Tomato (1kg)

$1.97 Rp 35.9K

$3.99 $3.99

-50.63%

Potato (1kg)

$1.85 Rp 33.6K

$3.32 $3.32

-44.28%

Onion (1kg)

$2.42 Rp 44.1K

$2.86 $2.86

-15.38%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.05 $2.05

-51.71%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.53 $2.53

-79.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$10.01 $10.01

-77.82%

Wine (Bottle)

$22.24 Rp 404.2K

$14.26 $14.26

55.96%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.76 $1.76

28.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.26 $3.26

-8.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$3.07 $3.07

-91.86%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$132 $132

-94.08%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.69 $2.69

-83.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.27 $1.27

-66.14%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$29.94 $29.94

-81.93%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.99 $0.99

-17.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$27.3K $27.3K

-12.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.4K $26.4K

20.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$244 $244

-67.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$66.2 $66.2

-90.26%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$64.4 $64.4

-71.14%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$32.14 $32.14

53.95%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$11.76 $11.76

50.09%

Cinema Ticket

$4.27 Rp 77.7K

$15.16 $15.16

-71.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,557 $1,557

-68.50%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$24.0K $24.0K

-76.35%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$54.0 $54.0

-17.26%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$41.07 $41.07

-14.90%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$75.1 $75.1

6.33%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$139 $139

-43.04%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,776 $1,776

-36.67%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,409 $1,409

-52.34%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$3,426 $3,426

4.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,577 $2,577

-33.12%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,955 $2,955

-7.55%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,132 $2,132

7.12%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$7,022 $7,022

-97.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.51

111.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Frisco, TX: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Frisco, TX

$1.4K 50.1% 110% $738

Groceries & Markets

Ubud, Bali

$288 21.4%

Frisco, TX

$390 13.9% 35.3% $102

Eating Out

Ubud, Bali

$108 8%

Frisco, TX

$286 10.2% 166% $179

Clothing & Footwear

Ubud, Bali

$108 8%

Frisco, TX

$139 5% 29.6% $32

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Frisco, TX

$374 13.3% 260% $270

Sport & Entertainment

Ubud, Bali

$58 4.3%

Frisco, TX

$62 2.2% 7.7% $4.4

Getting Around

Ubud, Bali

$11 0.9%

Frisco, TX

$153 5.5% 1243% $142

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,776 in Frisco, TX. Housing cost is often the main lever when comparing two cities.

Frisco, TX pays about 43 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $79 in Frisco, TX for a mid-range dinner for two. Groceries echo the gap at $288 vs $390 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Frisco, TX

🕒 Local time

23:00 11:00 PM

10:00 10:00 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

873,965

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.899 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Frisco, TX 15,730 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Frisco, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Frisco, TX: Cost of Living - Frequently Asked Questions

Ubud, Bali and Frisco, TX differ by about 109% in total monthly costs ($1,349 vs $2,815 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,776 in Frisco, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 35% higher in Frisco, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $79 in Frisco, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 52% less than in Frisco, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.