Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Freehold, NJ

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,635 in Freehold, NJ, rent and utilities included – about $15,400 less a year.

Ubud, Bali, Indonesia
Freehold, NJ, United States
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Freehold, NJ
🇺🇸 United States
$2,635
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Freehold, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Freehold, NJ actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,635 in Freehold, NJ, rent included.

  • Ubud, Bali $1,349
  • Freehold, NJ $2,635

A couple spends around $2,305 per month in Ubud, Bali vs $3,842 in Freehold, NJ, rent included.

  • Ubud, Bali $2,305
  • Freehold, NJ $3,842

A family of three spends $3,261 per month in Ubud, Bali vs $5,050 in Freehold, NJ, rent included.

  • Ubud, Bali $3,261
  • Freehold, NJ $5,050

Ubud, Bali is about 49% cheaper than Freehold, NJ, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Freehold, NJ
Difference
Meal at Budget Restaurant
$2.78 Rp 50.5K
$39.55 $39.55
-92.97%
Three-Course Dinner for Two, Mid-Range
$19.49 Rp 354.0K
$69.9 $69.9
-72.10%
Fast Food Meal (McDonalds, etc)
$2.98 Rp 54.2K
$12.81 $12.81
-76.74%
Cappuccino
$2.01 Rp 36.5K
$4.47 $4.47
-55.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.31 Rp 23.9K
$2.30 $2.30
-43.04%
Water (0.33 liter bottle)
$0.39 Rp 7,163
$1.86 $1.86
-79.03%
Local Beer (0.5 liter draught)
$2.22 Rp 40.4K
$3.97 $3.97
-44.08%
Imported Beer (0.33 liter bottle)
$3.66 Rp 66.4K
$6.64 $6.64
-44.88%
🛒 Groceries & Markets
Ubud, Bali
Freehold, NJ
Difference
Milk (1 liter)
$1.39 Rp 25.3K
$1.08 $1.08
28.70%
White Bread (500g)
$1.85 Rp 33.6K
$3.50 $3.50
-47.14%
Rice (white) (1kg)
$1.08 Rp 19.6K
$1.56 $1.56
-30.77%
Eggs
$2.14 Rp 38.9K
$9.84 $9.84
-78.25%
Local Cheese (1kg)
$15.18 Rp 275.7K
$22.03 $22.03
-31.09%
Chicken Fillets (1kg)
$3.86 Rp 70.1K
$22.14 $22.14
-82.57%
Beef Round Steak (1kg)
$10.99 Rp 199.6K
$17.98 $17.98
-38.88%
Apples (1kg)
$3.49 Rp 63.4K
$8.79 $8.79
-60.30%
Banana (1kg)
$1.45 Rp 26.3K
$1.10 $1.10
31.82%
Oranges (1kg)
$2.13 Rp 38.7K
$4.86 $4.86
-56.17%
Tomato (1kg)
$1.24 Rp 22.5K
$5.54 $5.54
-77.62%
Potato (1kg)
$1.44 Rp 26.2K
$2.66 $2.66
-45.86%
Onion (1kg)
$2.15 Rp 39.0K
$4.28 $4.28
-49.77%
Lettuce (1 head)
$1.39 Rp 25.3K
$2.03 $2.03
-31.53%
Water (1.5 liter bottle)
$0.49 Rp 8,951
$2.94 $2.94
-83.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.13 Rp 38.7K
$9.11 $9.11
-76.62%
Wine (Bottle)
$13.73 Rp 249.3K
$19.68 $19.68
-30.23%
Local Beer (0.5 liter bottle)
$2.15 Rp 39.1K
$2.94 $2.94
-26.87%
Imported Beer (0.33 liter bottle)
$2.83 Rp 51.4K
$3.04 $3.04
-6.91%
🚌 Getting Around
Ubud, Bali
Freehold, NJ
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,559
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,982
-
-
Taxi (Normal Tariff) (1km)
$0.32 Rp 5,728
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.42 Rp 98.4K
-
-
Gasoline (1 liter)
$0.70 Rp 12.7K
$1.02 $1.02
-31.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 433.8M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.5M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Freehold, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$75.6 Rp 1.4M
-
-
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.00 Rp 90.7K
$101 $101
-95.05%
Internet (50+ Mbps, Unlimited Data)
$19.54 Rp 354.9K
$75.2 $75.2
-74.03%
🎉 Sport & Entertainment
Ubud, Bali
Freehold, NJ
Difference
Gym Membership (Monthly)
$51.3 Rp 931.5K
$30.38 $30.38
68.83%
Tennis Court (1 Hour on Weekend)
$21.69 Rp 393.9K
-
-
Cinema Ticket
$3.57 Rp 64.8K
$18.26 $18.26
-80.45%
🧸 Childcare & Education
Ubud, Bali
Freehold, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$446 Rp 8.1M
$1,988 $1,988
-77.55%
International Primary School, 1 Child (Yearly)
$10.7K Rp 195.1M
$15.3K $15.3K
-29.71%
👕👟 Clothing & Footwear
Ubud, Bali
Freehold, NJ
Difference
Jeans (Levis 501 Or Similar)
$42.59 Rp 773.6K
$79.5 $79.5
-46.41%
Summer Dress (H&M, Zara, etc)
$22.08 Rp 400.9K
$50.1 $50.1
-55.88%
Sport Shoes (Adidas, Nike)
$76.2 Rp 1.4M
$49.88 $49.88
52.83%
Men's Leather Business Shoes
$75.8 Rp 1.4M
$74.3 $74.3
2.05%
🏠 Accommodation & Living
Ubud, Bali
Freehold, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$538 Rp 9.8M
$1,934 $1,934
-72.17%
1-bedroom Apartment, Outside City Center (Monthly)
$398 Rp 7.2M
-
-
3-bedroom Apartment, City Center (Monthly)
$1,930 Rp 35.0M
$3,165 $3,165
-39.03%
3-bedroom Apartment, Outside City Center (Monthly)
$1,389 Rp 25.2M
-
-
Buy Apartment in City Center (m2)
$990 Rp 18.0M
$4,795 $4,795
-79.35%
Buy Apartment Outside City Center (m2)
$862 Rp 15.6M
$4,108 $4,108
-79.03%
💵 Salaries & Financials
Ubud, Bali
Freehold, NJ
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$3,850 $3,850
-95.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.35
117.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Freehold, NJ: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Freehold, NJ
$1.3K 96% $645
Groceries & Markets
Ubud, Bali
$288
Freehold, NJ
$397 37.5% $108
Eating Out
Ubud, Bali
$108
Freehold, NJ
$306 184% $198
Clothing & Footwear
Ubud, Bali
$108
Freehold, NJ
$133 23.5% $25
Monthly Utilities & Internet
Ubud, Bali
$104
Freehold, NJ
$327 214% $223
Sport & Entertainment
Ubud, Bali
$58
Freehold, NJ
$69 18.7% $11
Getting Around
Ubud, Bali
$11
Freehold, NJ
$87 666% $76

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,590 in Freehold, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Freehold, NJ are about 23 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $70 in Freehold, NJ. Monthly groceries follow the same trend: $288 vs $397 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Freehold, NJ
🕒 Local time
18:57 6:57 PM
05:57 5:57 AM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
11,394
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

On the map
Between locations
  • Ubud, Bali Freehold, NJ 16,360 km ≈ 21 h nonstop flight
From you
  • Ubud, Bali
  • Freehold, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Freehold, NJ: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Freehold, NJ?
Yes – Freehold, NJ is pricier by about 95%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,952 in Freehold, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,590 in Freehold, NJ.
What are total monthly expenses in Ubud, Bali and in Freehold, NJ?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,635 in Freehold, NJ. That makes Ubud, Bali about 49% cheaper.
Which city has cheaper public transport?
Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 enough to cover costs in Ubud, Bali or in Freehold, NJ?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,635 in Freehold, NJ. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Ubud, Bali or Freehold, NJ more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Freehold, NJ makes more sense. Both are solid long-term options with distinct trade-offs.

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