Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Frederiksted

For one person, living is cheaper in Frederiksted: $355 a month against $1,348 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Frederiksted

🇻🇮 U.S. Virgin Islands

$355

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Frederiksted

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Frederiksted actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $355 in Frederiksted, rent included.

Ubud, Bali $1,348
Frederiksted $355

A couple spends around $2,312 per month in Ubud, Bali vs $745 in Frederiksted, rent included.

Ubud, Bali $2,312
Frederiksted $745

A family of three spends $3,276 per month in Ubud, Bali vs $1,136 in Frederiksted, rent included.

Ubud, Bali $3,276
Frederiksted $1,136

Ubud, Bali costs about 280% more than Frederiksted, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Frederiksted is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$30.02 $30.02

-88.91%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.3K

$79.4 $79.4

-55.37%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

Cappuccino

$2.63 Rp 47.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

Water (0.33 liter bottle)

$0.77 Rp 13.8K

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$7.17 $7.17

-62.20%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$8.04 $8.04

-43.78%

Milk (1 liter)

$1.53 Rp 27.4K

White Bread (500g)

$2.20 Rp 39.2K

Rice (white) (1kg)

$1.22 Rp 21.8K

Eggs

$2.14 Rp 38.2K

Local Cheese (1kg)

$17.73 Rp 317.0K

Chicken Fillets (1kg)

$3.86 Rp 68.9K

Beef Round Steak (1kg)

$12.03 Rp 215.0K

Apples (1kg)

$3.61 Rp 64.5K

Banana (1kg)

$1.51 Rp 27.1K

Oranges (1kg)

$2.32 Rp 41.5K

Tomato (1kg)

$2.00 Rp 35.8K

Potato (1kg)

$1.81 Rp 32.4K

Onion (1kg)

$2.39 Rp 42.7K

Lettuce (1 head)

$0.99 Rp 17.8K

Water (1.5 liter bottle)

$0.52 Rp 9,375

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

Wine (Bottle)

$22.98 Rp 410.8K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

One-way Ticket (Public Transport)

$0.24 Rp 4,256

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,877

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,584

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

Gasoline (1 liter)

$0.84 Rp 15.1K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

Gym Membership (Monthly)

$55.1 Rp 985.6K

$60.8 $60.8

-9.34%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.0K

Cinema Ticket

$4.24 Rp 75.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.8K

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.1K

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

Men's Leather Business Shoes

$77.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,343 $1,343

-16.08%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Frederiksted: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Frederiksted

–

Groceries & Markets

Ubud, Bali

$290 21.4%

Frederiksted

–

Eating Out

Ubud, Bali

$108 8%

Frederiksted

–

Clothing & Footwear

Ubud, Bali

$106 7.8%

Frederiksted

–

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Frederiksted

–

Sport & Entertainment

Ubud, Bali

$64 4.7%

Frederiksted

–

Getting Around

Ubud, Bali

$11 0.8%

Frederiksted

–

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $1,343 in Frederiksted. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $79.0 in Frederiksted. Use this as a proxy for overall food spending across the two cities.

Good to know

🇮🇩 Ubud, Bali

🇻🇮 Frederiksted

🕒 Local time

08:38 8:38 AM

20:38 8:38 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

528

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,879 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,037 IDR (100,000 IDR = 4.99 EUR).

United States Dollar exchange rates as of October 13, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Frederiksted 18,990 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Frederiksted

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Frederiksted: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 280%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $532 in Frederiksted. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Frederiksted, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,348 in Ubud, Bali and $355 in Frederiksted. That's a gap of about 280%.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $79.0 in Frederiksted. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Frederiksted, where all-in costs run around $355, than in Ubud, Bali at $1,348. In Frederiksted it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Frederiksted – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Frederiksted. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.