Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Fort Madison, IA

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,559 in Fort Madison, IA, rent and utilities included – about $14,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
124

Cost of Living Index in Fort Madison, IA
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Fort Madison, IA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Fort Madison, IA

🇺🇸 United States

$2,559

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Fort Madison, IA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Fort Madison, IA actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,559 in Fort Madison, IA, rent included.

Ubud, Bali $1,353
Fort Madison, IA $2,559

A couple spends around $2,297 per month in Ubud, Bali vs $3,754 in Fort Madison, IA, rent included.

Ubud, Bali $2,297
Fort Madison, IA $3,754

A family of three spends $3,241 per month in Ubud, Bali vs $4,950 in Fort Madison, IA, rent included.

Ubud, Bali $3,241
Fort Madison, IA $4,950

Ubud, Bali is about 47% cheaper than Fort Madison, IA, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Fort Madison, IA sit above the global median – Ubud, Bali by 0%, Fort Madison, IA by 89%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$19.82 $19.82

-83.70%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$76.2 $76.2

-54.21%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$11.40 $11.40

-50.00%

Cappuccino

$2.62 Rp 47.1K

$5.49 $5.49

-52.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.63 $2.63

-34.60%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.98 $1.98

-59.09%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$6.13 $6.13

-56.77%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$7.37 $7.37

-40.71%

Milk (1 liter)

$1.57 Rp 28.3K

$1.05 $1.05

49.52%

White Bread (500g)

$2.19 Rp 39.5K

$3.45 $3.45

-36.52%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.30 $4.30

-72.56%

Eggs

$2.16 Rp 38.8K

$4.15 $4.15

-47.95%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.60 $12.60

40.08%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$11.33 $11.33

-66.64%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$17.07 $17.07

-29.99%

Apples (1kg)

$3.60 Rp 64.8K

$4.89 $4.89

-26.38%

Banana (1kg)

$1.59 Rp 28.6K

$1.58 $1.58

0.63%

Oranges (1kg)

$2.31 Rp 41.6K

$4.23 $4.23

-45.39%

Tomato (1kg)

$1.91 Rp 34.3K

$4.82 $4.82

-60.37%

Potato (1kg)

$1.78 Rp 32.1K

$2.84 $2.84

-37.32%

Onion (1kg)

$2.33 Rp 41.9K

$2.94 $2.94

-20.75%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.14 $2.14

-53.27%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.21 $2.21

-76.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.10 $10.10

-77.33%

Wine (Bottle)

$22.07 Rp 397.3K

$15.04 $15.04

46.74%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.68 $1.68

39.88%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.00 $3.00

-0.67%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.27 $2.27

-89.87%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.33 $3.33

-85.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.76 $1.76

-75.57%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$31.70 $31.70

-82.74%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.92 $0.92

-9.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$26.6K $26.6K

-10.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$23.8K $23.8K

37.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$201 $201

-60.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$59.0 $59.0

-88.88%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$71.0 $71.0

-73.80%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$41.05 $41.05

31.84%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$14.14 $14.14

-69.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,439 $1,439

-65.76%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$23.7K $23.7K

-76.40%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$53.8 $53.8

-15.23%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$40.89 $40.89

-14.50%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$88.0 $88.0

-11.68%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$115 $115

-31.56%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,582 $1,582

-28.46%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,287 $1,287

-47.72%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,533 $2,533

42.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,141 $2,141

-20.52%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,414 $2,414

12.55%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,589 $2,589

-13.43%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.57

109.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Fort Madison, IA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Fort Madison, IA

$1.3K 50.3% 91.3% $614

Groceries & Markets

Ubud, Bali

$287 21.2%

Fort Madison, IA

$393 15.4% 37% $106

Clothing & Footwear

Ubud, Bali

$107 7.9%

Fort Madison, IA

$134 5.2% 25.6% $27

Eating Out

Ubud, Bali

$106 7.9%

Fort Madison, IA

$322 12.6% 203% $216

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Fort Madison, IA

$331 13% 215% $226

Sport & Entertainment

Ubud, Bali

$63 4.6%

Fort Madison, IA

$69 2.7% 10.7% $6.7

Getting Around

Ubud, Bali

$12 0.9%

Fort Madison, IA

$21 * 0.8% 70.6% $8.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,582 in Fort Madison, IA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $76.0 in Fort Madison, IA. Monthly groceries follow the same trend: $287 vs $393 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Fort Madison, IA

🕒 Local time

09:51 9:51 AM

20:51 8:51 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,270

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Fort Madison, IA 15,580 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Fort Madison, IA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Fort Madison, IA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $2,559 in Fort Madison, IA – roughly 89% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,838 in Fort Madison, IA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $76.0 in Fort Madison, IA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 37% more in Fort Madison, IA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Fort Madison, IA at $2,559. In Ubud, Bali it covers expenses comfortably, while in Fort Madison, IA it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $2,559 in Fort Madison, IA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fort Madison, IA makes more sense. Both are solid long-term options with distinct trade-offs.