Cost of Living Comparison Between Ubud, Bali and Florina Cost of Living Comparison Between Ubud, Bali and Florina

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,607 in Florina.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $2,358 in Florina.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $3,109 in Florina.

Living in Ubud, Bali costs roughly 14% less than in Florina, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Florina 19% above.

Currency
🍽 Eating Out
Ubud, Bali
Florina
Difference
Meal at Budget Restaurant
$3.32 Rp 59.8K
$17.19 €15.15
-80.69%
Three-Course Dinner for Two, Mid-Range
$35.33 Rp 635.6K
$28.18 €24.84
25.37%
Fast Food Meal (McDonalds, etc)
$5.33 Rp 95.9K
$11.18 €9.85
-52.33%
Cappuccino
$2.75 Rp 49.5K
$3.75 €3.31
-26.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.73 Rp 31.1K
$2.22 €1.96
-22.07%
Water (0.33 liter bottle)
$0.80 Rp 14.4K
$0.73 €0.64
9.59%
Local Beer (0.5 liter draught)
$2.95 Rp 53.0K
$4.23 €3.73
-30.26%
Imported Beer (0.33 liter bottle)
$4.44 Rp 79.9K
$3.66 €3.23
21.31%
🛒 Groceries & Markets
Ubud, Bali
Florina
Difference
Milk (1 liter)
$1.50 Rp 27.0K
$1.73 €1.53
-13.29%
White Bread (500g)
$2.30 Rp 41.3K
$1.66 €1.46
38.55%
Rice (white) (1kg)
$1.10 Rp 19.8K
$3.73 €3.29
-70.51%
Eggs
$2.16 Rp 38.9K
$5.32 €4.69
-59.40%
Local Cheese (1kg)
$17.09 Rp 307.4K
$13.97 €12.31
22.33%
Chicken Fillets (1kg)
$3.88 Rp 69.8K
$11.29 €9.95
-65.63%
Beef Round Steak (1kg)
$11.92 Rp 214.4K
$18.77 €16.55
-36.49%
Apples (1kg)
$3.57 Rp 64.1K
$2.64 €2.33
35.23%
Banana (1kg)
$1.58 Rp 28.5K
$2.24 €1.97
-29.46%
Oranges (1kg)
$2.36 Rp 42.5K
$2.19 €1.93
7.76%
Tomato (1kg)
$1.97 Rp 35.4K
$2.82 €2.48
-30.14%
Potato (1kg)
$1.81 Rp 32.5K
$1.26 €1.11
43.65%
Onion (1kg)
$2.39 Rp 43.0K
$1.19 €1.05
100.84%
Lettuce (1 head)
$1.02 Rp 18.3K
$1.62 €1.43
-37.04%
Water (1.5 liter bottle)
$0.49 Rp 8,841
$0.90 €0.79
-45.56%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 40.4K
$5.52 €4.87
-59.24%
Wine (Bottle)
$22.30 Rp 401.2K
$10.28 €9.06
116.93%
Local Beer (0.5 liter bottle)
$2.37 Rp 42.6K
$2.06 €1.82
15.05%
Imported Beer (0.33 liter bottle)
$2.90 Rp 52.1K
$3.24 €2.86
-10.49%
🚌 Getting Around
Ubud, Bali
Florina
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,482
$1.54 €1.36
-83.77%
Public Transport Monthly Pass (Regular Price)
$8.55 Rp 153.9K
$43.33 €38.20
-80.27%
Taxi Start (Normal Tariff)
$0.44 Rp 7,950
$4.51 €3.97
-90.24%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,598
$1.17 €1.03
-64.10%
Taxi 1hour Waiting (Normal Tariff)
$5.66 Rp 101.9K
$17.20 €15.16
-67.09%
Gasoline (1 liter)
$0.81 Rp 14.7K
$2.34 €2.06
-65.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.7K Rp 427.1M
$28.4K €25.1K
-16.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0K Rp 557.4M
$31.5K €27.8K
-1.75%
🧾 Monthly Utilities & Internet
Ubud, Bali
Florina
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.3 Rp 1.5M
$224 €197
-63.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.30 Rp 113.3K
$23.47 €20.69
-73.16%
Internet (50+ Mbps, Unlimited Data)
$18.63 Rp 335.3K
$30.37 €26.77
-38.66%
🎉 Sport & Entertainment
Ubud, Bali
Florina
Difference
Gym Membership (Monthly)
$54.7 Rp 984.7K
$51.7 €45.57
5.88%
Tennis Court (1 Hour on Weekend)
$18.45 Rp 331.9K
$21.93 €19.33
-15.87%
Cinema Ticket
$4.24 Rp 76.3K
$10.32 €9.09
-58.91%
🧸 Childcare & Education
Ubud, Bali
Florina
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$484 Rp 8.7M
$479 €422
1.08%
International Primary School, 1 Child (Yearly)
$5,590 Rp 100.6M
$9,226 €8,133
-39.41%
👕👟 Clothing & Footwear
Ubud, Bali
Florina
Difference
Jeans (Levis 501 Or Similar)
$45.77 Rp 823.5K
$97.4 €85.8
-52.98%
Summer Dress (H&M, Zara, etc)
$35.69 Rp 642.2K
$46.79 €41.25
-23.72%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$121 €107
-35.34%
Men's Leather Business Shoes
$80.1 Rp 1.4M
$134 €118
-40.38%
🏠 Accommodation & Living
Ubud, Bali
Florina
Difference
1-bedroom Apartment, City Center (Monthly)
$1,147 Rp 20.6M
$502 €443
128.30%
1-bedroom Apartment, Outside City Center (Monthly)
$678 Rp 12.2M
$401 €353
69.23%
3-bedroom Apartment, City Center (Monthly)
$3,504 Rp 63.0M
$758 €668
362.36%
3-bedroom Apartment, Outside City Center (Monthly)
$1,688 Rp 30.4M
$608 €536
177.56%
Buy Apartment in City Center (m2)
$2,788 Rp 50.2M
$2,409 €2,123
15.75%
Buy Apartment Outside City Center (m2)
$2,257 Rp 40.6M
$2,516 €2,218
-10.30%
💵 Salaries & Financials
Ubud, Bali
Florina
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
5.34
158.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Florina: September 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $502 in Florina. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $28.00 in Florina. Groceries flip the comparison at $286 vs $335, with Ubud, Bali cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Florina: Cost of Living - Frequently Asked Questions
Is Florina cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 17% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,062 in Ubud, Bali and $2,411 in Florina to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Florina?
Rent for a central apartment: $1,147 in Ubud, Bali versus $502 in Florina. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali and in Florina?
All in, you'll spend $1,374 per month in Ubud, Bali versus $1,607 in Florina – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 407% less than in Florina. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for living in Ubud, Bali or in Florina?
At $1,374 in Ubud, Bali versus $1,607 in Florina, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Florina. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Florina more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Florina, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Florina?
Safety-wise, Ubud, Bali and Florina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 17% less than in Florina. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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