Cost of Living Comparison Between Ubud, Bali and Florina Cost of Living Comparison Between Ubud, Bali and Florina

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,602 in Florina.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,254 in Florina.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,907 in Florina.

Living in Ubud, Bali costs roughly 10% less than in Florina, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Florina 20% above.

Currency
🍽 Eating Out
Ubud, Bali
Florina
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$13.14 €11.25
-72.83%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$29.23 €25.02
11.46%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$9.45 €8.09
-46.35%
Cappuccino
$2.83 Rp 49.0K
$3.81 €3.26
-25.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$1.69 €1.44
-20.71%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$0.60 €0.52
15.00%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$4.39 €3.76
-31.89%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$3.73 €3.19
3.22%
🛒 Groceries & Markets
Ubud, Bali
Florina
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.54 €1.32
12.99%
White Bread (500g)
$2.54 Rp 44.0K
$1.60 €1.37
58.75%
Rice (white) (1kg)
$1.19 Rp 20.6K
$2.11 €1.80
-43.60%
Eggs
$2.43 Rp 42.0K
$4.24 €3.63
-42.69%
Local Cheese (1kg)
$14.66 Rp 254.1K
$13.73 €11.75
6.77%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$9.93 €8.50
-57.91%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$12.93 €11.07
-7.66%
Apples (1kg)
$3.69 Rp 63.9K
$2.33 €2.00
58.37%
Banana (1kg)
$1.61 Rp 27.8K
$1.94 €1.66
-17.01%
Oranges (1kg)
$2.69 Rp 46.5K
$1.08 €0.93
149.07%
Tomato (1kg)
$2.33 Rp 40.4K
$2.02 €1.73
15.35%
Potato (1kg)
$1.91 Rp 33.0K
$1.12 €0.96
70.54%
Onion (1kg)
$2.19 Rp 37.9K
$1.22 €1.05
79.51%
Lettuce (1 head)
$1.06 Rp 18.3K
$1.04 €0.89
1.92%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.48 €0.41
50.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$5.31 €4.54
-41.05%
Wine (Bottle)
$23.49 Rp 407.1K
$9.35 €8.00
151.23%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$1.68 €1.44
63.10%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$2.40 €2.06
20.00%
🚌 Getting Around
Ubud, Bali
Florina
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$1.60 €1.37
-81.88%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$45.48 €38.93
-82.04%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$7.21 €6.17
-93.76%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
-
-
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$13.45 €11.51
-54.20%
Gasoline (1 liter)
$0.84 Rp 14.6K
$2.11 €1.81
-60.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$35.0K €29.9K
-24.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$29.8K €25.5K
9.12%
🧾 Monthly Utilities & Internet
Ubud, Bali
Florina
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$352 €302
-77.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$24.12 €20.65
-83.62%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$30.65 €26.24
-20.39%
🎉 Sport & Entertainment
Ubud, Bali
Florina
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$48.03 €41.12
101.00%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$26.47 €22.66
-76.01%
Cinema Ticket
$4.04 Rp 70.0K
$9.67 €8.27
-58.22%
🧸 Childcare & Education
Ubud, Bali
Florina
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$519 €444
-41.68%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$5,663 €4,847
15.18%
👕👟 Clothing & Footwear
Ubud, Bali
Florina
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$115 €98.5
-53.22%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$39.03 €33.41
-2.69%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$98.3 €84.2
-11.75%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$97.3 €83.3
-18.97%
🏠 Accommodation & Living
Ubud, Bali
Florina
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$497 €425
103.83%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$382 €327
76.43%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$787 €673
331.00%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$610 €522
243.79%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$2,986 €2,556
-0.06%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$2,492 €2,134
-6.15%
💵 Salaries & Financials
Ubud, Bali
Florina
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.34
205.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Florina: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $497 in Florina. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $29.00 in Florina for a mid-range dinner for two. Groceries echo the gap at $298 vs $272 per month, with Florina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Florina: Cost of Living - Frequently Asked Questions
Is Florina cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 11% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,158 in Ubud, Bali and $2,403 in Florina to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Florina?
Rent for a central apartment: $1,012 in Ubud, Bali versus $497 in Florina. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali vs Florina?
All in, you'll spend $1,438 per month in Ubud, Bali versus $1,602 in Florina – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 457% less than in Florina. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for Ubud, Bali or Florina?
At $1,438 in Ubud, Bali versus $1,602 in Florina, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Florina. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Florina more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Florina, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Florina?
Safety-wise, Ubud, Bali and Florina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 11% less than in Florina. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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