🙂Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,607 in Florina.
🙂Estimated couple costs with rent: $2,313 in Ubud, Bali versus $2,358 in Florina.
😐Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $3,109 in Florina.
🌍Living in Ubud, Bali costs roughly 14% less than in Florina, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali2% above, Florina19% above.
Currency
🍽 Eating Out
Ubud, Bali
Florina
Difference
Meal at Budget Restaurant
$3.32Rp 59.8K
$17.19€15.15
-80.69%
Three-Course Dinner for Two, Mid-Range
$35.33Rp 635.6K
$28.18€24.84
25.37%
Fast Food Meal(McDonalds, etc)
$5.33Rp 95.9K
$11.18€9.85
-52.33%
Cappuccino
$2.75Rp 49.5K
$3.75€3.31
-26.67%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.73Rp 31.1K
$2.22€1.96
-22.07%
Water(0.33 liter bottle)
$0.80Rp 14.4K
$0.73€0.64
9.59%
Local Beer(0.5 liter draught)
$2.95Rp 53.0K
$4.23€3.73
-30.26%
Imported Beer(0.33 liter bottle)
$4.44Rp 79.9K
$3.66€3.23
21.31%
🛒 Groceries & Markets
Ubud, Bali
Florina
Difference
Milk(1 liter)
$1.50Rp 27.0K
$1.73€1.53
-13.29%
White Bread(500g)
$2.30Rp 41.3K
$1.66€1.46
38.55%
Rice(white)(1kg)
$1.10Rp 19.8K
$3.73€3.29
-70.51%
Eggs
$2.16Rp 38.9K
$5.32€4.69
-59.40%
Local Cheese(1kg)
$17.09Rp 307.4K
$13.97€12.31
22.33%
Chicken Fillets(1kg)
$3.88Rp 69.8K
$11.29€9.95
-65.63%
Beef Round Steak(1kg)
$11.92Rp 214.4K
$18.77€16.55
-36.49%
Apples(1kg)
$3.57Rp 64.1K
$2.64€2.33
35.23%
Banana(1kg)
$1.58Rp 28.5K
$2.24€1.97
-29.46%
Oranges(1kg)
$2.36Rp 42.5K
$2.19€1.93
7.76%
Tomato(1kg)
$1.97Rp 35.4K
$2.82€2.48
-30.14%
Potato(1kg)
$1.81Rp 32.5K
$1.26€1.11
43.65%
Onion(1kg)
$2.39Rp 43.0K
$1.19€1.05
100.84%
Lettuce(1 head)
$1.02Rp 18.3K
$1.62€1.43
-37.04%
Water(1.5 liter bottle)
$0.49Rp 8,841
$0.90€0.79
-45.56%
Cigarettes 20 Pack(Marlboro, Camel)
$2.25Rp 40.4K
$5.52€4.87
-59.24%
Wine(Bottle)
$22.30Rp 401.2K
$10.28€9.06
116.93%
Local Beer(0.5 liter bottle)
$2.37Rp 42.6K
$2.06€1.82
15.05%
Imported Beer(0.33 liter bottle)
$2.90Rp 52.1K
$3.24€2.86
-10.49%
🚌 Getting Around
Ubud, Bali
Florina
Difference
One-way Ticket(Public Transport)
$0.25Rp 4,482
$1.54€1.36
-83.77%
Public Transport Monthly Pass(Regular Price)
$8.55Rp 153.9K
$43.33€38.20
-80.27%
Taxi Start(Normal Tariff)
$0.44Rp 7,950
$4.51€3.97
-90.24%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,598
$1.17€1.03
-64.10%
Taxi 1hour Waiting(Normal Tariff)
$5.66Rp 101.9K
$17.20€15.16
-67.09%
Gasoline(1 liter)
$0.81Rp 14.7K
$2.34€2.06
-65.38%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.7KRp 427.1M
$28.4K€25.1K
-16.51%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0KRp 557.4M
$31.5K€27.8K
-1.75%
🧾 Monthly Utilities & Internet
Ubud, Bali
Florina
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.3Rp 1.5M
$224€197
-63.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.30Rp 113.3K
$23.47€20.69
-73.16%
Internet(50+ Mbps, Unlimited Data)
$18.63Rp 335.3K
$30.37€26.77
-38.66%
🎉 Sport & Entertainment
Ubud, Bali
Florina
Difference
Gym Membership(Monthly)
$54.7Rp 984.7K
$51.7€45.57
5.88%
Tennis Court(1 Hour on Weekend)
$18.45Rp 331.9K
$21.93€19.33
-15.87%
Cinema Ticket
$4.24Rp 76.3K
$10.32€9.09
-58.91%
🧸 Childcare & Education
Ubud, Bali
Florina
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$484Rp 8.7M
$479€422
1.08%
International Primary School, 1 Child(Yearly)
$5,590Rp 100.6M
$9,226€8,133
-39.41%
👕👟 Clothing & Footwear
Ubud, Bali
Florina
Difference
Jeans(Levis 501 Or Similar)
$45.77Rp 823.5K
$97.4€85.8
-52.98%
Summer Dress(H&M, Zara, etc)
$35.69Rp 642.2K
$46.79€41.25
-23.72%
Sport Shoes(Adidas, Nike)
$78.3Rp 1.4M
$121€107
-35.34%
Men's Leather Business Shoes
$80.1Rp 1.4M
$134€118
-40.38%
🏠 Accommodation & Living
Ubud, Bali
Florina
Difference
1-bedroom Apartment, City Center(Monthly)
$1,147Rp 20.6M
$502€443
128.30%
1-bedroom Apartment, Outside City Center(Monthly)
$678Rp 12.2M
$401€353
69.23%
3-bedroom Apartment, City Center(Monthly)
$3,504Rp 63.0M
$758€668
362.36%
3-bedroom Apartment, Outside City Center(Monthly)
$1,688Rp 30.4M
$608€536
177.56%
Buy Apartment in City Center(m2)
$2,788Rp 50.2M
$2,409€2,123
15.75%
Buy Apartment Outside City Center(m2)
$2,257Rp 40.6M
$2,516€2,218
-10.30%
💵 Salaries & Financials
Ubud, Bali
Florina
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
5.34
158.05%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 28, 2026
Last update for Florina: September 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $502 in Florina. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $35.00 in Ubud, Bali vs $28.00 in Florina. Groceries flip the comparison at $286 vs $335, with Ubud, Bali cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Florina: Cost of Living - Frequently Asked Questions
Is Florina cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 17% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,062 in Ubud, Bali and $2,411 in Florina to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Florina?
Rent for a central apartment: $1,147 in Ubud, Bali versus $502 in Florina. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali and in Florina?
All in, you'll spend $1,374 per month in Ubud, Bali versus $1,607 in Florina – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 407% less than in Florina. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for living in Ubud, Bali or in Florina?
At $1,374 in Ubud, Bali versus $1,607 in Florina, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Florina. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Florina more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Florina, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Florina?
Safety-wise, Ubud, Bali and Florina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 17% less than in Florina. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared