Cost of Living Comparison Between Ubud, Bali and Flanders, NJ Cost of Living Comparison Between Ubud, Bali and Flanders, NJ

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,578 in Flanders, NJ, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $3,893 in Flanders, NJ, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $5,208 in Flanders, NJ, rent included.

Ubud, Bali is about 45% cheaper than Flanders, NJ, driven mainly by Eating Out.

Both Ubud, Bali and Flanders, NJ sit above the global median – Ubud, Bali by 5%, Flanders, NJ by 92%.

Currency
🍽 Eating Out
Ubud, Bali
Flanders, NJ
Difference
Meal at Budget Restaurant
$3.42 Rp 58.7K
$20.07 $20.07
-82.96%
Three-Course Dinner for Two, Mid-Range
$32.96 Rp 566.5K
$119 $119
-72.31%
Fast Food Meal (McDonalds, etc)
$5.08 Rp 87.3K
$12.56 $12.56
-59.55%
Cappuccino
$2.82 Rp 48.5K
$5.73 $5.73
-50.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.5K
$2.79 $2.79
-50.90%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$2.13 $2.13
-66.67%
Local Beer (0.5 liter draught)
$2.97 Rp 51.0K
$8.23 $8.23
-63.91%
Imported Beer (0.33 liter bottle)
$3.91 Rp 67.2K
$7.89 $7.89
-50.44%
🛒 Groceries & Markets
Ubud, Bali
Flanders, NJ
Difference
Milk (1 liter)
$1.75 Rp 30.0K
$1.02 $1.02
71.57%
White Bread (500g)
$2.52 Rp 43.2K
$4.70 $4.70
-46.38%
Rice (white) (1kg)
$1.21 Rp 20.8K
$1.97 $1.97
-38.58%
Eggs
$2.33 Rp 40.1K
$2.55 $2.55
-8.63%
Local Cheese (1kg)
$14.50 Rp 249.2K
$13.66 $13.66
6.15%
Chicken Fillets (1kg)
$4.36 Rp 74.9K
$12.59 $12.59
-65.37%
Beef Round Steak (1kg)
$12.05 Rp 207.0K
$15.34 $15.34
-21.45%
Apples (1kg)
$3.82 Rp 65.6K
$4.41 $4.41
-13.38%
Banana (1kg)
$1.61 Rp 27.7K
$1.26 $1.26
27.78%
Oranges (1kg)
$2.70 Rp 46.5K
$2.73 $2.73
-1.10%
Tomato (1kg)
$2.23 Rp 38.3K
$5.38 $5.38
-58.55%
Potato (1kg)
$1.90 Rp 32.6K
$2.20 $2.20
-13.64%
Onion (1kg)
$2.18 Rp 37.5K
$2.75 $2.75
-20.73%
Lettuce (1 head)
$1.03 Rp 17.7K
$2.04 $2.04
-49.51%
Water (1.5 liter bottle)
$0.77 Rp 13.3K
$2.39 $2.39
-67.78%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 54.7K
$11.14 $11.14
-71.45%
Wine (Bottle)
$23.23 Rp 399.2K
$15.29 $15.29
51.93%
Local Beer (0.5 liter bottle)
$2.85 Rp 48.9K
$2.59 $2.59
10.04%
Imported Beer (0.33 liter bottle)
$2.72 Rp 46.7K
$3.67 $3.67
-25.89%
🚌 Getting Around
Ubud, Bali
Flanders, NJ
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,022
$1.95 $1.95
-85.13%
Public Transport Monthly Pass (Regular Price)
$8.43 Rp 144.8K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 8,344
$3.08 $3.08
-84.09%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,812
$1.63 $1.63
-72.39%
Taxi 1hour Waiting (Normal Tariff)
$6.28 Rp 107.8K
$42.01 $42.01
-85.05%
Gasoline (1 liter)
$0.85 Rp 14.6K
$0.98 $0.98
-13.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 447.8M
$25.3K $25.3K
2.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K Rp 541.8M
$24.7K $24.7K
27.84%
🧾 Monthly Utilities & Internet
Ubud, Bali
Flanders, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.8 Rp 1.4M
$160 $160
-50.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 70.3K
$59.4 $59.4
-93.12%
Internet (50+ Mbps, Unlimited Data)
$24.06 Rp 413.6K
$67.6 $67.6
-64.39%
🎉 Sport & Entertainment
Ubud, Bali
Flanders, NJ
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$43.33 $43.33
121.99%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 112.2K
-
-
Cinema Ticket
$4.13 Rp 71.1K
$14.21 $14.21
-70.94%
🧸 Childcare & Education
Ubud, Bali
Flanders, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.1M
$1,942 $1,942
-84.72%
International Primary School, 1 Child (Yearly)
$6,661 Rp 114.5M
$14.3K $14.3K
-53.38%
👕👟 Clothing & Footwear
Ubud, Bali
Flanders, NJ
Difference
Jeans (Levis 501 Or Similar)
$55.0 Rp 944.5K
$29.98 $29.98
83.32%
Summer Dress (H&M, Zara, etc)
$38.75 Rp 666.0K
$59.9 $59.9
-35.35%
Sport Shoes (Adidas, Nike)
$89.6 Rp 1.5M
$70.2 $70.2
27.65%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$133 $133
-40.63%
🏠 Accommodation & Living
Ubud, Bali
Flanders, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 Rp 17.5M
$1,626 $1,626
-37.38%
1-bedroom Apartment, Outside City Center (Monthly)
$660 Rp 11.3M
$1,378 $1,378
-52.10%
3-bedroom Apartment, City Center (Monthly)
$3,435 Rp 59.0M
$2,583 $2,583
32.99%
3-bedroom Apartment, Outside City Center (Monthly)
$2,053 Rp 35.3M
$2,238 $2,238
-8.24%
Buy Apartment in City Center (m2)
$2,981 Rp 51.2M
$2,494 $2,494
19.51%
Buy Apartment Outside City Center (m2)
$2,368 Rp 40.7M
$2,030 $2,030
16.64%
💵 Salaries & Financials
Ubud, Bali
Flanders, NJ
Difference
Average Monthly Net Salary (After Tax)
$172 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Flanders, NJ: April 20, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $1,626 in Flanders, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33 in Ubud, Bali versus $119 in Flanders, NJ. Monthly groceries follow the same trend: $299 vs $392 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Flanders, NJ: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and Flanders, NJ compare overall?
Monthly costs with rent: $1,408 in Ubud, Bali, $2,578 in Flanders, NJ – roughly 83% apart. Flanders, NJ costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Flanders, NJ?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $3,868 in Flanders, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Flanders, NJ?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Flanders, NJ?
Monthly expenses with rent come to $1,408 in Ubud, Bali and $2,578 in Flanders, NJ. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Ubud, Bali and Flanders, NJ?
Kindergarten costs $297 per month in Ubud, Bali and $1,942 in Flanders, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Flanders, NJ at $2,578. In Ubud, Bali it covers expenses comfortably, while in Flanders, NJ it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Flanders, NJ?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $2,578 in Flanders, NJ. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Flanders, NJ safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Flanders, NJ?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Flanders, NJ makes more sense. Both are solid long-term options with distinct trade-offs.

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