Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Finland

Name: Finland
Address: FI

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,950 in Finland, rent and utilities included – about $7,200 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
94

Cost of Living Index in Finland
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Finland Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

🇫🇮 Finland

$1,950

/mo nomad

🙂 Solo nomad: Ubud, Bali is 52.2% cheaper than Finland without rent, and 30.9% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 48.5% cheaper than Finland without rent, and 19.6% cheaper with rent.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$16.64 €14.83

-79.99%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.7K

$89.9 €80.2

-60.60%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

$12.54 €11.18

-54.07%

Cappuccino

$2.63 Rp 47.0K

$5.02 €4.48

-47.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$3.01 €2.69

-42.19%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$2.32 €2.07

-66.81%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$8.21 €7.32

-66.99%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$9.08 €8.09

-50.22%

Milk (1 liter)

$1.53 Rp 27.4K

$1.34 €1.20

14.18%

White Bread (500g)

$2.20 Rp 39.3K

$2.70 €2.41

-18.52%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.60 €2.32

-53.08%

Eggs

$2.14 Rp 38.3K

$3.51 €3.13

-39.03%

Local Cheese (1kg)

$17.73 Rp 317.2K

$8.99 €8.01

97.22%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$13.68 €12.20

-71.78%

Beef Round Steak (1kg)

$12.03 Rp 215.2K

$22.67 €20.21

-46.93%

Apples (1kg)

$3.61 Rp 64.6K

$2.60 €2.32

38.85%

Banana (1kg)

$1.51 Rp 27.1K

$2.18 €1.94

-30.73%

Oranges (1kg)

$2.32 Rp 41.5K

$2.46 €2.19

-5.69%

Tomato (1kg)

$2.00 Rp 35.9K

$4.24 €3.78

-52.83%

Potato (1kg)

$1.81 Rp 32.4K

$1.30 €1.16

39.23%

Onion (1kg)

$2.39 Rp 42.7K

$1.70 €1.52

40.59%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.14 €1.90

-53.74%

Water (1.5 liter bottle)

$0.52 Rp 9,381

$1.91 €1.70

-72.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$12.99 €11.58

-83.22%

Wine (Bottle)

$22.98 Rp 411.0K

$14.31 €12.76

60.59%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$3.46 €3.08

-30.64%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.47 €3.10

-13.54%

One-way Ticket (Public Transport)

$0.24 Rp 4,258

$3.49 €3.12

-93.12%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

$70.9 €63.3

-90.15%

Taxi Start (Normal Tariff)

$0.44 Rp 7,882

$9.08 €8.09

-95.15%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,589

$1.33 €1.19

-68.42%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

$67.2 €59.9

-91.89%

Gasoline (1 liter)

$0.84 Rp 15.1K

$2.31 €2.06

-63.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.2M

$37.0K €33.0K

-34.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.5M

$37.6K €33.6K

-15.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$144 €129

-44.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

$28.07 €25.03

-76.56%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

$25.45 €22.70

-28.33%

Gym Membership (Monthly)

$55.1 Rp 986.2K

$44.85 €39.99

22.92%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

$29.57 €26.36

-37.40%

Cinema Ticket

$4.24 Rp 75.9K

$18.07 €16.11

-76.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$383 €341

26.86%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$12.9K €11.5K

-56.12%

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.3K

$99.2 €88.4

-54.44%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.5K

$41.52 €37.02

-16.74%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$100 €89.3

-20.96%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$147 €131

-47.31%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$860 €767

30.99%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$700 €624

-3.69%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,556 €1,388

132.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,212 €1,080

43.17%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$4,973 €4,434

-43.11%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

$2,956 €2,635

-21.96%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,028 €2,700

-94.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.88

255.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Finland: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Finland

$700 36% 3.8% $26

Groceries & Markets

Ubud, Bali

$290 21.4%

Finland

$377 19.4% 30% $87

Eating Out

Ubud, Bali

$108 8%

Finland

$312 16% 188% $204

Clothing & Footwear

Ubud, Bali

$106 7.8%

Finland

$175 9% 64.1% $68

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Finland

$198 10.2% 87.4% $92

Sport & Entertainment

Ubud, Bali

$64 4.7%

Finland

$81 4.2% 27.3% $17

Getting Around

Ubud, Bali

$11 0.8%

Finland

$101 5.2% 859% $90

Good to know

🇮🇩 Ubud, Bali

🇫🇮 Finland

🕒 Local time

13:43 1:43 PM

08:43 8:43 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,608,218

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

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