Cost of Living Comparison Between Ubud, Bali and Finale Emilia Cost of Living Comparison Between Ubud, Bali and Finale Emilia

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,770 in Finale Emilia.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $2,749 in Finale Emilia.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $3,727 in Finale Emilia.

Living in Ubud, Bali costs roughly 22% less than in Finale Emilia, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Finale Emilia 31% above.

Meal at Budget Restaurant

$3.32 Rp 59.8K

$17.88 €15.76

-81.43%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 635.6K

$90.1 €79.4

-60.77%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.9K

$13.39 €11.81

-60.19%

Cappuccino

$2.75 Rp 49.5K

$2.21 €1.95

24.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.1K

$3.33 €2.94

-48.05%

Water (0.33 liter bottle)

$0.80 Rp 14.4K

$1.62 €1.42

-50.62%

Local Beer (0.5 liter draught)

$2.95 Rp 53.0K

$6.29 €5.55

-53.10%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.9K

$5.65 €4.98

-21.42%

Milk (1 liter)

$1.50 Rp 27.0K

$1.78 €1.57

-15.73%

White Bread (500g)

$2.30 Rp 41.3K

$2.88 €2.54

-20.14%

Rice (white) (1kg)

$1.10 Rp 19.8K

$3.21 €2.83

-65.73%

Eggs

$2.16 Rp 38.9K

$4.78 €4.22

-54.81%

Local Cheese (1kg)

$17.09 Rp 307.4K

$17.88 €15.76

-4.42%

Chicken Fillets (1kg)

$3.88 Rp 69.8K

$12.66 €11.16

-69.35%

Beef Round Steak (1kg)

$11.92 Rp 214.4K

$25.67 €22.63

-53.56%

Apples (1kg)

$3.57 Rp 64.1K

$3.01 €2.65

18.60%

Banana (1kg)

$1.58 Rp 28.5K

$2.83 €2.49

-44.17%

Oranges (1kg)

$2.36 Rp 42.5K

$3.82 €3.37

-38.22%

Tomato (1kg)

$1.97 Rp 35.4K

$4.51 €3.98

-56.32%

Potato (1kg)

$1.81 Rp 32.5K

$2.49 €2.20

-27.31%

Onion (1kg)

$2.39 Rp 43.0K

$2.45 €2.16

-2.45%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.97 €1.74

-48.22%

Water (1.5 liter bottle)

$0.49 Rp 8,841

$0.33 €0.29

48.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.4K

$6.88 €6.07

-67.30%

Wine (Bottle)

$22.30 Rp 401.2K

$9.65 €8.50

131.09%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.6K

$1.42 €1.25

66.90%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.1K

$2.05 €1.81

41.46%

One-way Ticket (Public Transport)

$0.25 Rp 4,482

$1.74 €1.53

-85.63%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

$42.57 €37.53

-79.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$8.78 €7.74

-94.99%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

$2.00 €1.77

-79.00%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.9K

$33.86 €29.85

-83.28%

Gasoline (1 liter)

$0.81 Rp 14.7K

$2.01 €1.78

-59.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.1M

$37.4K €33.0K

-36.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 557.4M

$37.7K €33.3K

-17.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$196 €173

-58.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.3K

$9.44 €8.32

-33.26%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 335.3K

$31.30 €27.60

-40.48%

Gym Membership (Monthly)

$54.7 Rp 984.7K

$61.9 €54.6

-11.60%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

$26.04 €22.95

-29.15%

Cinema Ticket

$4.24 Rp 76.3K

$12.56 €11.08

-66.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$590 €520

-17.88%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.6M

$10.3K €9,057

-45.59%

Jeans (Levis 501 Or Similar)

$45.77 Rp 823.5K

$95.2 €83.9

-51.93%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 642.2K

$36.82 €32.46

-3.07%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$112 €98.5

-29.90%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$103 €90.4

-21.88%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$680 €600

68.55%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$562 €495

20.75%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

$1,248 €1,100

180.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

$933 €822

80.94%

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

$3,275 €2,887

-14.86%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

$1,870 €1,649

20.67%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,167 €1,910

-92.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.37

308.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Finale Emilia: September 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $680 in Finale Emilia. Housing cost is often the main lever when comparing two cities.

Finale Emilia pays 1213% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $90.0 in Finale Emilia for a mid-range dinner for two. Groceries echo the gap at $286 vs $397 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Finale Emilia: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 29% lower than in Finale Emilia. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1213% lower in Finale Emilia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $680 in Finale Emilia. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 39% higher in Finale Emilia. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $90.0 in Finale Emilia. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,374 in Ubud, Bali versus $1,770 in Finale Emilia, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Finale Emilia. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Finale Emilia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 29% less than in Finale Emilia. Beyond cost, consider language, visa policies, and how big the international community is in each city.