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Cost of Living Comparison Between Ubud, Bali and Erbil Cost of Living Comparison Between Ubud, Bali and Erbil

😐 Solo nomad: Ubud, Bali is 0.8% more expensive than Erbil without rent, and 38% more expensive with rent.
🙂 Family of 3: Ubud, Bali is 7.2% cheaper than Erbil without rent, and 85% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Erbil
Difference
Meal at Budget Restaurant
$3.43 Rp 58.1K
$7.45 IQD 9,770
-53.96%
Three-Course Dinner for Two, Mid-Range
$32.70 Rp 553.4K
$22.51 IQD 29.5K
45.27%
Fast Food Meal (McDonalds, etc)
$5.04 Rp 85.2K
$9.03 IQD 11.8K
-44.19%
Cappuccino
$2.85 Rp 48.2K
$3.26 IQD 4,278
-12.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 22.8K
$0.51 IQD 673
162.75%
Water (0.33 liter bottle)
$0.75 Rp 12.6K
$0.22 IQD 289
240.91%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$1.92 IQD 2,518
51.04%
Imported Beer (0.33 liter bottle)
$3.94 Rp 66.7K
$2.09 IQD 2,737
88.52%
🛒 Groceries & Markets
Ubud, Bali
Erbil
Difference
Milk (1 liter)
$1.80 Rp 30.5K
$1.38 IQD 1,814
30.43%
White Bread (500g)
$2.55 Rp 43.2K
$0.79 IQD 1,036
222.78%
Rice (white) (1kg)
$1.19 Rp 20.2K
$1.88 IQD 2,471
-36.70%
Eggs
$2.42 Rp 40.9K
$1.88 IQD 2,471
28.72%
Local Cheese (1kg)
$14.38 Rp 243.4K
$7.31 IQD 9,581
96.72%
Chicken Fillets (1kg)
$4.21 Rp 71.2K
$4.80 IQD 6,300
-12.29%
Beef Round Steak (1kg)
$11.88 Rp 201.0K
$14.16 IQD 18.6K
-16.10%
Apples (1kg)
$3.71 Rp 62.8K
$1.15 IQD 1,502
222.61%
Banana (1kg)
$1.56 Rp 26.4K
$1.15 IQD 1,506
35.65%
Oranges (1kg)
$2.77 Rp 46.9K
$1.18 IQD 1,545
134.75%
Tomato (1kg)
$2.22 Rp 37.6K
$0.80 IQD 1,053
177.50%
Potato (1kg)
$1.99 Rp 33.8K
$0.71 IQD 931
180.28%
Onion (1kg)
$2.29 Rp 38.8K
$0.71 IQD 935
222.54%
Lettuce (1 head)
$1.01 Rp 17.1K
$0.78 IQD 1,022
29.49%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$0.52 IQD 676
50.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rp 53.6K
$2.76 IQD 3,618
14.86%
Wine (Bottle)
$23.70 Rp 401.1K
$12.31 IQD 16.1K
92.53%
Local Beer (0.5 liter bottle)
$2.78 Rp 47.0K
$1.38 IQD 1,809
101.45%
Imported Beer (0.33 liter bottle)
$2.75 Rp 46.5K
$2.02 IQD 2,644
36.14%
🚌 Getting Around
Ubud, Bali
Erbil
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,514
$0.58 IQD 761
-53.45%
Public Transport Monthly Pass (Regular Price)
$8.14 Rp 137.7K
$34.12 IQD 44.7K
-76.14%
Taxi Start (Normal Tariff)
$0.45 Rp 7,609
$2.24 IQD 2,937
-79.91%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,192
$2.26 IQD 2,963
-81.42%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rp 104.6K
$6.95 IQD 9,110
-11.08%
Gasoline (1 liter)
$0.80 Rp 13.5K
$0.70 IQD 919
14.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 443.1M
$18.9K IQD 24.8M
38.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rp 534.8M
$20.8K IQD 27.3M
51.63%
🧾 Monthly Utilities & Internet
Ubud, Bali
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$100 IQD 131.7K
-19.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rp 69.8K
$17.33 IQD 22.7K
-76.23%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rp 401.0K
$29.27 IQD 38.4K
-19.03%
🎉 Sport & Entertainment
Ubud, Bali
Erbil
Difference
Gym Membership (Monthly)
$96.9 Rp 1.6M
$74.0 IQD 97.1K
30.86%
Tennis Court (1 Hour on Weekend)
$6.29 Rp 106.4K
$11.37 IQD 14.9K
-44.68%
Cinema Ticket
$4.11 Rp 69.5K
$11.37 IQD 14.9K
-63.85%
🧸 Childcare & Education
Ubud, Bali
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rp 5.0M
$263 IQD 345.1K
13.37%
International Primary School, 1 Child (Yearly)
$6,540 Rp 110.7M
$3,249 IQD 4.3M
101.26%
👕👟 Clothing & Footwear
Ubud, Bali
Erbil
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 904.2K
$32.51 IQD 42.6K
64.35%
Summer Dress (H&M, Zara, etc)
$38.33 Rp 648.6K
$49.92 IQD 65.5K
-23.22%
Sport Shoes (Adidas, Nike)
$86.4 Rp 1.5M
$83.0 IQD 108.8K
4.14%
Men's Leather Business Shoes
$78.9 Rp 1.3M
$76.4 IQD 100.2K
3.27%
🏠 Accommodation & Living
Ubud, Bali
Erbil
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rp 17.2M
$437 IQD 572.4K
132.64%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rp 11.3M
$285 IQD 373.2K
134.87%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rp 56.7M
$722 IQD 946.3K
363.95%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rp 35.8M
$480 IQD 629.0K
340.65%
Buy Apartment in City Center (m2)
$3,020 Rp 51.1M
$1,122 IQD 1.5M
169.08%
Buy Apartment Outside City Center (m2)
$2,334 Rp 39.5M
$673 IQD 882.6K
246.75%
💵 Salaries & Financials
Ubud, Bali
Erbil
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$544 IQD 713.4K
-67.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
14.33
-7.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Erbil: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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