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Cost of Living Comparison Between Ubud, Bali and Erbil Cost of Living Comparison Between Ubud, Bali and Erbil

🙂 Solo nomad: Ubud, Bali is 29.1% cheaper than Erbil without rent, and 27.5% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 9.1% cheaper than Erbil without rent, and 25.5% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Erbil
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$7.47 IQD 9,784
-61.85%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$23.25 IQD 30.4K
-47.27%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$8.58 IQD 11.2K
-61.77%
Cappuccino
$2.3 Rp 38.3K
$3.08 IQD 4,040
-25.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$0.52 IQD 682
113.46%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.22 IQD 288
18.18%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$2.02 IQD 2,641
18.81%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$2.07 IQD 2,708
52.17%
🛒 Groceries & Markets
Ubud, Bali
Erbil
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.33 IQD 1,739
12.03%
White Bread (500g)
$1.65 Rp 27.5K
$0.85 IQD 1,118
94.12%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.83 IQD 2,390
-38.25%
Eggs
$2.33 Rp 38.9K
$1.89 IQD 2,476
23.28%
Local Cheese (1kg)
$13.7 Rp 228.3K
$7.45 IQD 9,758
83.89%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$4.83 IQD 6,325
-17.81%
Beef Round Steak (1kg)
$11.22 Rp 187K
$14.2 IQD 18.6K
-20.99%
Apples (1kg)
$3.48 Rp 57.9K
$1.2 IQD 1,574
190.00%
Banana (1kg)
$1.5 Rp 25K
$1.14 IQD 1,499
31.58%
Oranges (1kg)
$2.68 Rp 44.6K
$1.19 IQD 1,558
125.21%
Tomato (1kg)
$1.35 Rp 22.5K
$0.8 IQD 1,050
68.75%
Potato (1kg)
$1.57 Rp 26.2K
$0.67 IQD 881
134.33%
Onion (1kg)
$2.1 Rp 34.9K
$0.76 IQD 989
176.32%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.72 IQD 943
43.06%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.53 IQD 689
7.55%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$2.75 IQD 3,600
-16.00%
Wine (Bottle)
$15.21 Rp 253.5K
$12.57 IQD 16.5K
21.00%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.45 IQD 1,893
71.72%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.02 IQD 2,649
31.68%
🚌 Getting Around
Ubud, Bali
Erbil
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.54 IQD 712
-46.30%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$34.99 IQD 45.8K
-71.33%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.27 IQD 2,969
-80.18%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$2.24 IQD 2,930
-84.82%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$6.92 IQD 9,066
-13.73%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.7 IQD 917
7.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$19.5K IQD 25.5M
32.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$20.2K IQD 26.5M
56.88%
🧾 Monthly Utilities & Internet
Ubud, Bali
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$98.8 IQD 129.4K
-34.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$17.74 IQD 23.2K
-76.66%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$30.39 IQD 39.8K
-21.06%
🎉 Sport & Entertainment
Ubud, Bali
Erbil
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$74.1 IQD 97.1K
-68.59%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$11.41 IQD 14.9K
-45.75%
Cinema Ticket
$3.45 Rp 57.5K
$11.51 IQD 15.1K
-70.03%
🧸 Childcare & Education
Ubud, Bali
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$271 IQD 355.4K
-66.14%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$3,279 IQD 4.3M
80.29%
👕👟 Clothing & Footwear
Ubud, Bali
Erbil
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$33.02 IQD 43.2K
55.88%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$48.12 IQD 63K
-49.19%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$83.4 IQD 109.2K
1.15%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$76.6 IQD 100.3K
-3.03%
🏠 Accommodation & Living
Ubud, Bali
Erbil
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$434 IQD 567.8K
-39.74%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$285 IQD 373.1K
-44.01%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$718 IQD 940K
-18.51%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$480 IQD 628K
-31.54%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$1,181 IQD 1.5M
-16.61%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$676 IQD 884.6K
25.37%
💵 Salaries & Financials
Ubud, Bali
Erbil
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$510 IQD 668.5K
-65.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
14.33
-7.33%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Erbil: November 29, 2025

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