Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and English Harbour

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,366 in English Harbour, rent and utilities included – about $12,200 less a year.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

English Harbour

🇦🇬 Antigua and Barbuda

$2,366

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in English Harbour

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in English Harbour actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,366 in English Harbour, rent included.

Ubud, Bali $1,349
English Harbour $2,366

Ubud, Bali is about 43% cheaper than English Harbour.

Meal at Budget Restaurant

$3.32 Rp 60.3K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

Cappuccino

$2.72 Rp 49.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

Milk (1 liter)

$1.49 Rp 27.1K

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 37.0K

Local Cheese (1kg)

$17.70 Rp 321.5K

Chicken Fillets (1kg)

$3.96 Rp 72.0K

Beef Round Steak (1kg)

$12.19 Rp 221.4K

Apples (1kg)

$3.66 Rp 66.4K

Banana (1kg)

$1.52 Rp 27.6K

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.6K

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,324

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

Wine (Bottle)

$22.24 Rp 403.9K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,559

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

Gym Membership (Monthly)

$49.48 Rp 898.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$4.27 Rp 77.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$3,052 EC$8,240

-63.14%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$2,366 EC$6,388

-71.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$3,538 EC$9,552

0.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$5,927 EC$16.0K

-53.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for English Harbour: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

English Harbour

–

Groceries & Markets

Ubud, Bali

$288 21.4%

English Harbour

–

Eating Out

Ubud, Bali

$108 8%

English Harbour

–

Clothing & Footwear

Ubud, Bali

$108 8%

English Harbour

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

English Harbour

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

English Harbour

–

Getting Around

Ubud, Bali

$11 0.9%

English Harbour

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $3,052 in English Harbour. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Good to know

🇮🇩 Ubud, Bali

🇦🇬 English Harbour

🕒 Local time

18:51 6:51 PM

06:51 6:51 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

778

💱 Currency

Indonesian Rupiah IDR Rp

East Caribbean Dollar XCD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 XCD = 0.37 USD

1 XCD = 0.331 EUR

Exchange rates and currency converter

XCD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

East Caribbean Dollar exchange rates as of November 3, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.02 XCD (1 XCD = 0.331 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali English Harbour 19,020 km ≈ 24 h nonstop flight

From you

Ubud, Bali
English Harbour

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs English Harbour: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,549 in English Harbour. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $3,052 in English Harbour.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,366 in English Harbour. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,366 in English Harbour. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.