Cost of Living Comparison Between Ubud, Bali and English Harbour Cost of Living Comparison Between Ubud, Bali and English Harbour

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,684 in English Harbour, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,991 in English Harbour, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,299 in English Harbour, rent included.

Ubud, Bali is about 48% cheaper than English Harbour, driven mainly by Groceries & Markets.

Both Ubud, Bali and English Harbour sit above the global median – Ubud, Bali by 5%, English Harbour by 101%.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$11.08 EC$29.91

-68.86%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$110 EC$298

-70.66%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$8.13 EC$21.95

-40.47%

Cappuccino

$2.75 Rp 49.3K

$4.92 EC$13.29

-44.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.16 EC$5.82

-36.11%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.10 EC$2.97

-31.82%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$3.67 EC$9.90

4.90%

Milk (1 liter)

$1.74 Rp 31.1K

$2.48 EC$6.69

-29.84%

White Bread (500g)

$2.46 Rp 44.1K

$2.52 EC$6.81

-2.38%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.46 EC$3.94

-19.86%

Eggs

$2.43 Rp 43.6K

$3.74 EC$10.11

-35.03%

Local Cheese (1kg)

$14.50 Rp 260.2K

Chicken Fillets (1kg)

$4.35 Rp 78.0K

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

Banana (1kg)

$1.63 Rp 29.2K

$4.17 EC$11.25

-60.91%

Oranges (1kg)

$2.74 Rp 49.2K

Tomato (1kg)

$2.24 Rp 40.2K

Potato (1kg)

$1.92 Rp 34.4K

Onion (1kg)

$2.28 Rp 40.8K

Lettuce (1 head)

$1.06 Rp 19.1K

$2.17 EC$5.86

-51.15%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.51 EC$4.08

-52.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$5.75 EC$15.53

-51.65%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$1.38 EC$3.72

-80.43%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$3,035 EC$8,196

-67.32%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$2,366 EC$6,388

-71.57%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$3,528 EC$9,526

-4.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$5,985 EC$16.2K

-53.14%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for English Harbour: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $3,035 in English Harbour. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $110 in English Harbour. Groceries tell a different story – $297 in Ubud, Bali vs $151 in English Harbour – so English Harbour wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs English Harbour: Cost of Living - Frequently Asked Questions

English Harbour costs about 91% more than Ubud, Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $4,026 in English Harbour. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $2,684 in English Harbour. The difference isn't just one category – it shows up across housing, food, transport, and services.

Interestingly, groceries are about 96% cheaper in English Harbour – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in English Harbour at $2,684. In Ubud, Bali it covers expenses comfortably, while in English Harbour it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $2,684 in English Harbour. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, English Harbour makes more sense. Both are solid long-term options with distinct trade-offs.