Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Elva

For one person, living is cheaper in Elva: $1,107 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali, Indonesia
Elva, Estonia
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Elva
🇪🇪 Estonia
$1,107
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Elva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Elva actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,107 in Elva, rent included.

  • Ubud, Bali $1,349
  • Elva $1,107

A couple spends around $2,305 per month in Ubud, Bali vs $1,724 in Elva, rent included.

  • Ubud, Bali $2,305
  • Elva $1,724

A family of three spends $3,261 per month in Ubud, Bali vs $2,341 in Elva, rent included.

  • Ubud, Bali $3,261
  • Elva $2,341

Ubud, Bali costs about 22% more than Elva, and outside of rent the biggest gap is in leisure.

Currency
🍽 Eating Out
Ubud, Bali
Elva
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$16.86 €15.11
-80.31%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$70.5 €63.2
-49.44%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$11.15 €9.99
-50.40%
Cappuccino
$2.72 Rp 49.3K
$3.92 €3.52
-30.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.16 €1.94
-21.30%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$2.26 €2.03
-66.37%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$6.58 €5.90
-59.73%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$6.69 €5.99
-34.53%
🛒 Groceries & Markets
Ubud, Bali
Elva
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.13 €1.01
31.86%
White Bread (500g)
$2.28 Rp 41.3K
$1.44 €1.29
58.33%
Rice (white) (1kg)
$1.19 Rp 21.6K
$2.36 €2.11
-49.58%
Eggs
$2.04 Rp 36.9K
$2.89 €2.59
-29.41%
Local Cheese (1kg)
$17.70 Rp 321.1K
$11.24 €10.07
57.47%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$8.55 €7.66
-53.68%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$14.85 €13.30
-17.91%
Apples (1kg)
$3.66 Rp 66.3K
$2.10 €1.88
74.29%
Banana (1kg)
$1.52 Rp 27.5K
$1.44 €1.29
5.56%
Oranges (1kg)
$2.23 Rp 40.4K
$2.54 €2.27
-12.20%
Tomato (1kg)
$1.97 Rp 35.8K
$2.95 €2.65
-33.22%
Potato (1kg)
$1.85 Rp 33.5K
$0.77 €0.69
140.26%
Onion (1kg)
$2.42 Rp 44.0K
$0.76 €0.68
218.42%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.80 €1.61
-45.00%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$0.95 €0.85
-46.32%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$6.92 €6.20
-67.92%
Wine (Bottle)
$22.24 Rp 403.4K
$10.15 €9.09
119.11%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$1.90 €1.70
18.95%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.10 €1.88
41.43%
🚌 Getting Around
Ubud, Bali
Elva
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
-
-
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$3.51 €3.15
-87.46%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$1.04 €0.93
-58.65%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$26.62 €23.85
-79.68%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.97 €1.77
-58.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$27.6K €24.7K
-13.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$29.2K €26.1K
8.88%
🧾 Monthly Utilities & Internet
Ubud, Bali
Elva
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$311 €279
-74.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$17.19 €15.40
-62.48%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$32.13 €28.79
-42.17%
🎉 Sport & Entertainment
Ubud, Bali
Elva
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
-
-
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
-
-
Cinema Ticket
$4.27 Rp 77.5K
$11.55 €10.35
-63.03%
🧸 Childcare & Education
Ubud, Bali
Elva
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$474 €424
3.55%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
$9,988 €8,950
-43.19%
👕👟 Clothing & Footwear
Ubud, Bali
Elva
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$101 €90.4
-55.76%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$47.93 €42.95
-27.08%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$104 €93.3
-23.28%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$119 €106
-33.05%
🏠 Accommodation & Living
Ubud, Bali
Elva
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
-
-
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
-
-
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Elva
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.44
300.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Elva: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Elva
- * 100%
Groceries & Markets
Ubud, Bali
$288
Elva
$268 7% $20
Eating Out
Ubud, Bali
$108
Elva
$279 160% $172
Clothing & Footwear
Ubud, Bali
$108
Elva
$167 55.5% $60
Monthly Utilities & Internet
Ubud, Bali
$104
Elva
$360 246% $256
Sport & Entertainment
Ubud, Bali
$58
Elva
$23 * 60.2% $35
Getting Around
Ubud, Bali
$11
Elva
$8.7 * 23.9% $2.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $70 in Elva. Groceries tell a different story – $288 in Ubud, Bali vs $268 in Elva – so Elva wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇪🇪 Elva
🕒 Local time
18:40 6:40 PM
12:40 12:40 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
5,600
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Elva 10,740 km ≈ 14 h nonstop flight
From you
  • Ubud, Bali
  • Elva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Elva: Cost of Living - Frequently Asked Questions
Is Elva cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 22%, and outside of rent the gap shows up most in leisure.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,660 in Elva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Ubud, Bali or in Elva?
A mid-range dinner for two costs $36 in Ubud, Bali and $70 in Elva. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Ubud, Bali and in Elva?
Groceries cost about 8% more in Ubud, Bali, though the gap depends on what you buy.
Is $1,500 enough for either Ubud, Bali or Elva?
$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,107 in Elva, leaving budget for savings and extras in both cases.
Is it better to live in Ubud, Bali or in Elva?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,107 in Elva to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Ubud, Bali vs other spots: cost of living compared

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