Cost of Living Comparison Between Ubud, Bali and Elmina Cost of Living Comparison Between Ubud, Bali and Elmina

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $526 in Elmina, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $905 in Elmina, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,284 in Elmina, rent included.

Ubud, Bali costs about 168% more than Elmina, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Elmina is 61% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.45 GHS 51.4

-22.47%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$48.28 GHS 557

-33.02%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.79 GHS 89.9

-37.87%

Cappuccino

$2.75 Rp 49.4K

$3.54 GHS 40.91

-22.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.92 GHS 10.67

50.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.34 GHS 3.96

120.59%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.58 GHS 18.18

89.24%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.48 GHS 28.58

55.24%

Milk (1 liter)

$1.74 Rp 31.2K

$3.47 GHS 40.05

-49.86%

White Bread (500g)

$2.46 Rp 44.2K

$1.45 GHS 16.79

69.66%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.37 GHS 27.31

-50.63%

Eggs

$2.43 Rp 43.7K

$2.40 GHS 27.68

1.25%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.04 GHS 127

31.34%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.54 GHS 52.4

-4.19%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$5.82 GHS 67.2

105.84%

Apples (1kg)

$3.72 Rp 66.8K

$2.91 GHS 33.59

27.84%

Banana (1kg)

$1.63 Rp 29.2K

$1.40 GHS 16.11

16.43%

Oranges (1kg)

$2.74 Rp 49.3K

$1.71 GHS 19.68

60.23%

Tomato (1kg)

$2.24 Rp 40.3K

$3.21 GHS 36.99

-30.22%

Potato (1kg)

$1.92 Rp 34.5K

$3.00 GHS 34.61

-36.00%

Onion (1kg)

$2.28 Rp 40.9K

$2.44 GHS 28.12

-6.56%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.75 GHS 8.68

41.33%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.49 GHS 5.60

46.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.65 GHS 19.04

99.39%

Wine (Bottle)

$23.19 Rp 416.8K

$7.42 GHS 85.7

212.53%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.11 GHS 12.84

150.45%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.96 GHS 22.62

39.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.62 GHS 18.64

-70.37%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.17 GHS 13.53

-64.10%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$5.48 GHS 63.2

13.50%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.09 GHS 12.58

-25.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$8,156 GHS 94.1K

226.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$9,546 GHS 110.2K

237.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$56.5 GHS 651

38.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$13.33 GHS 154

-69.47%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$38.32 GHS 442

-36.51%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$9.92 GHS 114

-59.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$71.4 GHS 824

327.15%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$7,919 GHS 91.4K

-16.13%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$14.66 GHS 169

269.30%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$19.23 GHS 222

96.62%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$28.80 GHS 332

201.53%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$41.81 GHS 483

82.61%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

25.4

-47.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Elmina: July 14, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $48.00 in Elmina. Groceries tell a different story – $297 in Ubud, Bali vs $234 in Elmina – so Elmina wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Elmina: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 168%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $789 in Elmina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $48.00 in Elmina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 27% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Elmina, where all-in costs run around $526, than in Ubud, Bali at $1,408. In Elmina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Elmina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elmina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.