Cost of Living Comparison Between Ubud, Bali and Elmina Cost of Living Comparison Between Ubud, Bali and Elmina

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $532 in Elmina, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $903 in Elmina, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,274 in Elmina, rent included.

Ubud, Bali costs about 167% more than Elmina, driven mainly by Sport & Entertainment.

Ubud, Bali sits 6% above the global median, while Elmina is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$4.31 GHS 50.7

-17.40%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$47.20 GHS 554

-30.66%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.91 GHS 92.9

-37.42%

Cappuccino

$2.71 Rp 48.4K

$3.49 GHS 40.97

-22.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.93 GHS 10.87

44.09%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.34 GHS 4.05

105.88%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.56 GHS 18.37

87.18%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.56 GHS 30.01

54.69%

Milk (1 liter)

$1.81 Rp 32.3K

$3.45 GHS 40.52

-47.54%

White Bread (500g)

$2.52 Rp 45.0K

$1.43 GHS 16.81

76.22%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.35 GHS 27.59

-50.64%

Eggs

$2.46 Rp 43.9K

$2.30 GHS 26.98

6.96%

Local Cheese (1kg)

$14.71 Rp 262.7K

$11.32 GHS 133

29.95%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.79 GHS 56.2

-9.81%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$6.00 GHS 70.5

102.33%

Apples (1kg)

$3.84 Rp 68.6K

$2.89 GHS 33.93

32.87%

Banana (1kg)

$1.56 Rp 27.8K

$1.43 GHS 16.81

9.09%

Oranges (1kg)

$2.83 Rp 50.6K

$1.69 GHS 19.83

67.46%

Tomato (1kg)

$2.33 Rp 41.5K

$3.19 GHS 37.48

-26.96%

Potato (1kg)

$1.91 Rp 34.2K

$3.10 GHS 36.34

-38.39%

Onion (1kg)

$2.20 Rp 39.3K

$2.43 GHS 28.55

-9.47%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.77 GHS 9.00

31.17%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.51 GHS 6.03

52.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.59 GHS 18.62

108.81%

Wine (Bottle)

$23.74 Rp 423.9K

$7.05 GHS 82.8

236.74%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.12 GHS 13.16

149.11%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.93 GHS 22.68

48.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.55 GHS 18.18

-70.32%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.21 GHS 14.18

-62.81%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$5.40 GHS 63.3

12.96%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.07 GHS 12.59

-26.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$7,843 GHS 92.1K

233.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$9,458 GHS 111.0K

239.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$54.7 GHS 642

46.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$13.44 GHS 158

-69.79%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$37.50 GHS 440

-37.28%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$9.70 GHS 114

-57.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$73.4 GHS 861

314.28%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$8,040 GHS 94.4K

-17.75%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$14.53 GHS 171

282.24%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$18.52 GHS 217

106.86%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$29.62 GHS 348

199.12%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$40.75 GHS 478

91.09%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

25.4

-47.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Elmina: June 1, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $47.00 in Elmina. Groceries tell a different story – $302 in Ubud, Bali vs $236 in Elmina – so Elmina wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Elmina: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 167%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $798 in Elmina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $47.00 in Elmina. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 28% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Elmina, where all-in costs run around $532, than in Ubud, Bali at $1,419. In Elmina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Elmina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elmina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.