Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Eldoret

For one person, living is cheaper in Eldoret: $505 a month against $1,368 in Ubud, Bali, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
25

Cost of Living Index in Eldoret
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Eldoret Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Eldoret

🇰🇪 Kenya

$505

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Eldoret

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Eldoret actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $505 in Eldoret.

Ubud, Bali $1,368
Eldoret $505

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $869 in Eldoret.

Ubud, Bali $2,314
Eldoret $869

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,233 in Eldoret.

Ubud, Bali $3,260
Eldoret $1,233

Living in Ubud, Bali is roughly 171% more expensive than in Eldoret, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Eldoret is 63% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$1.52 KES 198

119.08%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$34.76 KES 4,507

1.21%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$6.21 KES 805

-6.60%

Cappuccino

$2.73 Rp 49.1K

$2.59 KES 336

5.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.30 KES 38.85

446.67%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.41 KES 52.6

102.44%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.28 KES 296

18.42%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.69 KES 348

59.85%

Milk (1 liter)

$1.50 Rp 27.1K

$0.72 KES 93.4

108.33%

White Bread (500g)

$2.30 Rp 41.4K

$0.49 KES 63.9

369.39%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.56 KES 203

-24.36%

Eggs

$2.14 Rp 38.6K

$1.56 KES 203

37.18%

Local Cheese (1kg)

$17.48 Rp 314.6K

$3.79 KES 491

361.21%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.16 KES 539

-3.12%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$4.34 KES 563

181.80%

Apples (1kg)

$3.55 Rp 63.9K

$2.27 KES 295

56.39%

Banana (1kg)

$1.57 Rp 28.3K

$1.10 KES 143

42.73%

Oranges (1kg)

$2.24 Rp 40.2K

$0.72 KES 93.6

211.11%

Tomato (1kg)

$1.93 Rp 34.7K

$0.92 KES 119

109.78%

Potato (1kg)

$1.88 Rp 33.9K

$0.56 KES 72.9

235.71%

Onion (1kg)

$2.29 Rp 41.3K

$0.45 KES 58.0

408.89%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.69 KES 89.7

43.48%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.63 KES 81.6

-15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.44 KES 447

-33.72%

Wine (Bottle)

$23.01 Rp 414.2K

$5.70 KES 739

303.68%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.09 KES 271

11.96%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.53 KES 198

90.20%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.41 KES 183

-82.98%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.58 KES 204

-69.62%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.52 KES 198

-69.74%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$2.97 KES 385

83.50%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.54 KES 199

-42.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$21.8K KES 2.8M

12.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$20.0K KES 2.6M

56.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$39.37 KES 5,105

110.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$15.13 KES 1,962

-57.37%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$35.19 KES 4,562

-47.23%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$38.92 KES 5,045

43.42%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$7.54 KES 978

-41.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$63.5 KES 8,232

676.36%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$12.3K KES 1.6M

-53.15%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$11.52 KES 1,494

300.95%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$28.96 KES 3,754

22.00%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$19.43 KES 2,519

307.05%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$35.06 KES 4,545

123.59%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$93.2 KES 12.1K

1125.78%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$89.1 KES 11.5K

658.65%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$269 KES 34.8K

532.68%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$609 KES 78.9K

357.43%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.71

-6.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Eldoret: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Eldoret

$89 17.6% 86.8% $587

Groceries & Markets

Ubud, Bali

$290 21.2%

Eldoret

$133 26.4% 54.2% $157

Eating Out

Ubud, Bali

$109 8%

Eldoret

$81 16.1% 25.1% $27

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Eldoret

$90 17.8% 17% $18

Clothing & Footwear

Ubud, Bali

$108 7.9%

Eldoret

$43 8.5% 60.3% $65

Sport & Entertainment

Ubud, Bali

$65 4.7%

Eldoret

$54 10.7% 16.4% $11

Getting Around

Ubud, Bali

$13 0.9%

Eldoret

$15 * 2.9% 18.2% $2.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $93.2 in Eldoret. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $35.00 in Eldoret. Groceries flip the comparison at $290 vs $133, with Eldoret cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇰🇪 Eldoret

🕒 Local time

00:56 12:56 AM

19:56 7:56 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

193,830

💱 Currency

Indonesian Rupiah IDR Rp

Kenyan Shilling KES Sh

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Kenyan Shilling exchange rates as of October 18, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Eldoret 8,920 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Eldoret

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Eldoret: Cost of Living - Frequently Asked Questions

Eldoret wins on cost – living expenses run 171% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Eldoret the obvious pick if budget is a priority.

You'd need roughly $2,051 in Ubud, Bali and $757 in Eldoret to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $93.2 in Eldoret. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 118% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $505 in Eldoret – a 171% gap that adds up to real savings over time for anyone picking the cheaper option.

At $505 in Eldoret versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Eldoret but tight or insufficient in Ubud, Bali. The gap between the two cities makes Eldoret the clear choice for anyone on this budget.

Both work as nomad bases, but Eldoret delivers better value – similar infrastructure at $505 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Eldoret hard to pass up.

Safety-wise, Ubud, Bali and Eldoret are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Eldoret gentler on the wallet – expenses run 171% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.