Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and El Viejo

For one person, living is cheaper in El Viejo: $818 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali, Indonesia
El Viejo, Nicaragua
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
El Viejo
🇳🇮 Nicaragua
$818
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in El Viejo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in El Viejo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $818 in El Viejo.

  • Ubud, Bali $1,349
  • El Viejo $818

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,280 in El Viejo.

  • Ubud, Bali $2,305
  • El Viejo $1,280

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,741 in El Viejo.

  • Ubud, Bali $3,261
  • El Viejo $1,741

Living in Ubud, Bali is roughly 65% more expensive than in El Viejo, and outside of rent the biggest gap is in leisure.

Currency
🍽 Eating Out
Ubud, Bali
El Viejo
Difference
Meal at Budget Restaurant
$3.32 Rp 60.2K
$10.08 NIO 369
-67.06%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 645.8K
$35.12 NIO 1,286
1.48%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.3K
$7.57 NIO 277
-26.95%
Cappuccino
$2.72 Rp 49.3K
$2.58 NIO 94.3
5.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.8K
$0.91 NIO 33.29
86.81%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$0.69 NIO 25.33
10.14%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$1.48 NIO 54.1
79.05%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.4K
$2.26 NIO 82.9
93.81%
🛒 Groceries & Markets
Ubud, Bali
El Viejo
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.26 NIO 46.10
18.25%
White Bread (500g)
$2.28 Rp 41.2K
$2.33 NIO 85.5
-2.15%
Rice (white) (1kg)
$1.19 Rp 21.6K
$1.87 NIO 68.4
-36.36%
Eggs
$2.04 Rp 36.9K
$2.39 NIO 87.6
-14.64%
Local Cheese (1kg)
$17.70 Rp 320.8K
$11.51 NIO 422
53.78%
Chicken Fillets (1kg)
$3.96 Rp 71.8K
$6.35 NIO 233
-37.64%
Beef Round Steak (1kg)
$12.19 Rp 220.9K
$7.56 NIO 277
61.24%
Apples (1kg)
$3.66 Rp 66.2K
$4.11 NIO 150
-10.95%
Banana (1kg)
$1.52 Rp 27.5K
$0.62 NIO 22.84
145.16%
Oranges (1kg)
$2.23 Rp 40.4K
$1.75 NIO 64.2
27.43%
Tomato (1kg)
$1.97 Rp 35.7K
$2.50 NIO 91.5
-21.20%
Potato (1kg)
$1.85 Rp 33.5K
$3.97 NIO 145
-53.40%
Onion (1kg)
$2.42 Rp 43.9K
$2.17 NIO 79.6
11.52%
Lettuce (1 head)
$0.99 Rp 17.9K
$1.08 NIO 39.61
-8.33%
Water (1.5 liter bottle)
$0.51 Rp 9,303
$1.02 NIO 37.18
-50.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$2.81 NIO 103
-21.00%
Wine (Bottle)
$22.24 Rp 403.0K
$14.95 NIO 548
48.76%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$1.41 NIO 51.6
60.28%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.8K
$2.23 NIO 81.8
33.18%
🚌 Getting Around
Ubud, Bali
El Viejo
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,548
-
-
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.8K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,964
$1.65 NIO 60.5
-73.33%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,793
$1.60 NIO 58.6
-73.13%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.0K
$6.74 NIO 247
-19.73%
Gasoline (1 liter)
$0.82 Rp 14.9K
$1.36 NIO 49.65
-39.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.0M
$23.4K NIO 856.6K
1.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.3M
$26.8K NIO 981.2K
18.51%
🧾 Monthly Utilities & Internet
Ubud, Bali
El Viejo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$151 NIO 5,540
-47.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.8K
$19.54 NIO 716
-66.99%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 336.7K
$31.99 NIO 1,172
-41.92%
🎉 Sport & Entertainment
Ubud, Bali
El Viejo
Difference
Gym Membership (Monthly)
$49.48 Rp 896.7K
-
-
Tennis Court (1 Hour on Weekend)
$17.65 Rp 319.8K
-
-
Cinema Ticket
$4.27 Rp 77.4K
$8.93 NIO 327
-52.18%
🧸 Childcare & Education
Ubud, Bali
El Viejo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$234 NIO 8,571
109.60%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.8M
$5,960 NIO 218.3K
-4.80%
👕👟 Clothing & Footwear
Ubud, Bali
El Viejo
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 808.9K
$59.0 NIO 2,162
-24.39%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 633.4K
$65.7 NIO 2,407
-46.81%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$122 NIO 4,467
-34.49%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$142 NIO 5,212
-44.20%
🏠 Accommodation & Living
Ubud, Bali
El Viejo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.6M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.2M
-
-
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
-
-
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
El Viejo
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
11.92
15.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for El Viejo: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
El Viejo
- * 100%
Groceries & Markets
Ubud, Bali
$288
El Viejo
$260 9.9% $29
Eating Out
Ubud, Bali
$108
El Viejo
$153 41.7% $45
Clothing & Footwear
Ubud, Bali
$108
El Viejo
$175 62.8% $68
Monthly Utilities & Internet
Ubud, Bali
$104
El Viejo
$203 94.9% $99
Sport & Entertainment
Ubud, Bali
$58
El Viejo
$18 * 69.2% $40
Getting Around
Ubud, Bali
$11
El Viejo
$9.7 * 15.5% $1.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $35 in El Viejo for a mid-range dinner for two. Groceries echo the gap at $288 vs $260 per month, with El Viejo cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇳🇮 El Viejo
🕒 Local time
19:17 7:17 PM
05:17 5:17 AM
14 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
33,607
💱 Currency
Exchange rates and currency converter

NIO, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Nicaraguan Córdoba exchange rates as of November 1, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.89 NIO (100 NIO = 2.45 EUR).

On the map
Between locations
  • Ubud, Bali El Viejo 17,520 km ≈ 22 h nonstop flight
From you
  • Ubud, Bali
  • El Viejo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs El Viejo: Cost of Living - Frequently Asked Questions
Is El Viejo cheaper than Ubud, Bali?
El Viejo is about 39% cheaper overall, especially in leisure, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $2,023 in Ubud, Bali and $1,227 in El Viejo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper kindergarten?
Childcare runs $491 in Ubud, Bali versus $234 in El Viejo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ubud, Bali or in El Viejo?
Dining out is cheaper in El Viejo – a meal for two runs $35 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Ubud, Bali or in El Viejo?
At $818 in El Viejo versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in El Viejo but tight or insufficient in Ubud, Bali. The gap between the two cities makes El Viejo the clear choice for anyone on this budget.
Is it better to live in Ubud, Bali or in El Viejo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Ubud, Bali or El Viejo?
Safety-wise, Ubud, Bali and El Viejo are both considered safe, so it’s unlikely to be the deciding factor between them.

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