Cost of Living Comparison Between Ubud, Bali and East Rutherford, NJ Cost of Living Comparison Between Ubud, Bali and East Rutherford, NJ

Monthly Cost of Living

A single person spends $1,374 per month in Ubud, Bali vs $2,295 in East Rutherford, NJ, rent included.

A couple spends around $2,313 per month in Ubud, Bali vs $3,872 in East Rutherford, NJ, rent included.

A family of three spends $3,252 per month in Ubud, Bali vs $5,449 in East Rutherford, NJ, rent included.

Ubud, Bali is about 40% cheaper than East Rutherford, NJ, driven mainly by Eating Out.

Both Ubud, Bali and East Rutherford, NJ sit above the global median – Ubud, Bali by 2%, East Rutherford, NJ by 70%.

Currency
🍽 Eating Out
Ubud, Bali
East Rutherford, NJ
Difference
Meal at Budget Restaurant
$3.32 Rp 59.4K
$21.58 $21.58
-84.62%
Three-Course Dinner for Two, Mid-Range
$35.33 Rp 631.4K
$99.6 $99.6
-64.51%
Fast Food Meal (McDonalds, etc)
$5.33 Rp 95.3K
$11.11 $11.11
-52.03%
Cappuccino
$2.75 Rp 49.2K
$5.25 $5.25
-47.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.73 Rp 30.9K
$2.14 $2.14
-19.16%
Water (0.33 liter bottle)
$0.80 Rp 14.3K
$1.97 $1.97
-59.39%
Local Beer (0.5 liter draught)
$2.95 Rp 52.7K
$6.12 $6.12
-51.80%
Imported Beer (0.33 liter bottle)
$4.44 Rp 79.3K
$8.16 $8.16
-45.59%
🛒 Groceries & Markets
Ubud, Bali
East Rutherford, NJ
Difference
Milk (1 liter)
$1.50 Rp 26.8K
$1.34 $1.34
11.94%
White Bread (500g)
$2.30 Rp 41.1K
$4.37 $4.37
-47.37%
Rice (white) (1kg)
$1.10 Rp 19.6K
$7.57 $7.57
-85.47%
Eggs
$2.16 Rp 38.6K
$5.16 $5.16
-58.14%
Local Cheese (1kg)
$17.09 Rp 305.4K
$11.97 $11.97
42.77%
Chicken Fillets (1kg)
$3.88 Rp 69.3K
$11.64 $11.64
-66.67%
Beef Round Steak (1kg)
$11.92 Rp 213.0K
$17.22 $17.22
-30.78%
Apples (1kg)
$3.57 Rp 63.7K
$5.49 $5.49
-34.97%
Banana (1kg)
$1.58 Rp 28.3K
$1.62 $1.62
-2.47%
Oranges (1kg)
$2.36 Rp 42.2K
$5.19 $5.19
-54.53%
Tomato (1kg)
$1.97 Rp 35.1K
$4.92 $4.92
-59.96%
Potato (1kg)
$1.81 Rp 32.3K
$2.84 $2.84
-36.27%
Onion (1kg)
$2.39 Rp 42.7K
$3.07 $3.07
-22.15%
Lettuce (1 head)
$1.02 Rp 18.2K
$2.40 $2.40
-57.50%
Water (1.5 liter bottle)
$0.49 Rp 8,782
$2.36 $2.36
-79.24%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 40.1K
$12.96 $12.96
-82.64%
Wine (Bottle)
$22.30 Rp 398.5K
$23.70 $23.70
-5.91%
Local Beer (0.5 liter bottle)
$2.37 Rp 42.3K
$1.76 $1.76
34.66%
Imported Beer (0.33 liter bottle)
$2.90 Rp 51.7K
$4.38 $4.38
-33.79%
🚌 Getting Around
Ubud, Bali
East Rutherford, NJ
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,452
$1.95 $1.95
-87.18%
Public Transport Monthly Pass (Regular Price)
$8.55 Rp 152.8K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,897
$2.74 $2.74
-83.94%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,547
$1.53 $1.53
-72.55%
Taxi 1hour Waiting (Normal Tariff)
$5.66 Rp 101.2K
$23.84 $23.84
-76.26%
Gasoline (1 liter)
$0.81 Rp 14.6K
$1.07 $1.07
-24.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.7K Rp 424.2M
$36.8K $36.8K
-35.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0K Rp 553.6M
$25.7K $25.7K
20.42%
🧾 Monthly Utilities & Internet
Ubud, Bali
East Rutherford, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.3 Rp 1.5M
$212 $212
-61.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.30 Rp 112.6K
$63.2 $63.2
-90.04%
Internet (50+ Mbps, Unlimited Data)
$18.63 Rp 333.0K
$66.5 $66.5
-71.98%
🎉 Sport & Entertainment
Ubud, Bali
East Rutherford, NJ
Difference
Gym Membership (Monthly)
$54.7 Rp 978.1K
$42.23 $42.23
29.60%
Tennis Court (1 Hour on Weekend)
$18.45 Rp 329.7K
-
-
Cinema Ticket
$4.24 Rp 75.8K
$15.26 $15.26
-72.21%
🧸 Childcare & Education
Ubud, Bali
East Rutherford, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$484 Rp 8.7M
$2,203 $2,203
-78.03%
International Primary School, 1 Child (Yearly)
$5,590 Rp 99.9M
$23.8K $23.8K
-76.48%
👕👟 Clothing & Footwear
Ubud, Bali
East Rutherford, NJ
Difference
Jeans (Levis 501 Or Similar)
$45.77 Rp 818.0K
$40.73 $40.73
12.37%
Summer Dress (H&M, Zara, etc)
$35.69 Rp 637.9K
$46.30 $46.30
-22.92%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$75.5 $75.5
3.71%
Men's Leather Business Shoes
$80.1 Rp 1.4M
$154 $154
-47.98%
🏠 Accommodation & Living
Ubud, Bali
East Rutherford, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$1,147 Rp 20.5M
$1,112 $1,112
3.07%
1-bedroom Apartment, Outside City Center (Monthly)
$678 Rp 12.1M
$965 $965
-29.73%
3-bedroom Apartment, City Center (Monthly)
$3,504 Rp 62.6M
$2,834 $2,834
23.62%
3-bedroom Apartment, Outside City Center (Monthly)
$1,688 Rp 30.2M
$2,280 $2,280
-25.96%
Buy Apartment in City Center (m2)
$2,788 Rp 49.8M
$2,730 $2,730
2.14%
Buy Apartment Outside City Center (m2)
$2,257 Rp 40.3M
$2,341 $2,341
-3.58%
💵 Salaries & Financials
Ubud, Bali
East Rutherford, NJ
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 2.9M
$5,116 $5,116
-96.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.22
121.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for East Rutherford, NJ: September 27, 2026

Cost Breakdown

A central one-bedroom costs $1,147 in Ubud, Bali versus $1,112 in East Rutherford, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2999% higher in East Rutherford, NJ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $100 in East Rutherford, NJ. Monthly groceries follow the same trend: $286 vs $454 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs East Rutherford, NJ: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or East Rutherford, NJ?
East Rutherford, NJ costs about 67% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in East Rutherford, NJ?
For a comfortable life, plan on about $2,062 per month in Ubud, Bali and $3,443 in East Rutherford, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or East Rutherford, NJ?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Ubud, Bali and in East Rutherford, NJ?
A mid-range dinner for two costs $35.00 in Ubud, Bali and $100 in East Rutherford, NJ. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ubud, Bali or in East Rutherford, NJ?
Groceries cost about 58% more in East Rutherford, NJ, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or in East Rutherford, NJ?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in East Rutherford, NJ at $2,295. In Ubud, Bali it covers expenses comfortably, while in East Rutherford, NJ it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or East Rutherford, NJ?
For digital nomads, it depends on budget. Ubud, Bali costs $1,374 versus $2,295 in East Rutherford, NJ. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to East Rutherford, NJ?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to East Rutherford, NJ?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, East Rutherford, NJ makes more sense. Both are solid long-term options with distinct trade-offs.

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