Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Dusseldorf

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,285 in Dusseldorf, rent and utilities included – about $11,000 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Dusseldorf
🇩🇪 Germany
$2,285
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Dusseldorf

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Dusseldorf actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,285 in Dusseldorf.

  • Ubud, Bali $1,368
  • Dusseldorf $2,285

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,476 in Dusseldorf.

  • Ubud, Bali $2,314
  • Dusseldorf $3,476

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $4,668 in Dusseldorf.

  • Ubud, Bali $3,260
  • Dusseldorf $4,668

Living in Ubud, Bali costs roughly 40% less than in Dusseldorf, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Dusseldorf 69% above.

Currency
🍽 Eating Out
Ubud, Bali
Dusseldorf
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$16.41 €14.60
-79.71%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$70.4 €62.6
-50.04%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$13.53 €12.03
-57.13%
Cappuccino
$2.73 Rp 49.1K
$4.23 €3.76
-35.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$3.09 €2.75
-46.93%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$2.91 €2.59
-71.48%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$5.12 €4.55
-47.27%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$4.40 €3.91
-2.27%
🛒 Groceries & Markets
Ubud, Bali
Dusseldorf
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$1.32 €1.17
13.64%
White Bread (500g)
$2.30 Rp 41.4K
$2.39 €2.13
-3.77%
Rice (white) (1kg)
$1.18 Rp 21.2K
$2.99 €2.66
-60.54%
Eggs
$2.14 Rp 38.6K
$4.33 €3.85
-50.58%
Local Cheese (1kg)
$17.48 Rp 314.6K
$15.10 €13.43
15.76%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$13.05 €11.61
-69.12%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$22.49 €20.00
-45.62%
Apples (1kg)
$3.55 Rp 63.9K
$3.18 €2.83
11.64%
Banana (1kg)
$1.57 Rp 28.3K
$2.17 €1.93
-27.65%
Oranges (1kg)
$2.24 Rp 40.2K
$2.14 €1.90
4.67%
Tomato (1kg)
$1.93 Rp 34.7K
$4.23 €3.76
-54.37%
Potato (1kg)
$1.88 Rp 33.9K
$1.20 €1.07
56.67%
Onion (1kg)
$2.29 Rp 41.3K
$1.21 €1.07
89.26%
Lettuce (1 head)
$0.99 Rp 17.9K
$1.64 €1.46
-39.63%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$1.25 €1.11
-57.60%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$9.42 €8.38
-75.80%
Wine (Bottle)
$23.01 Rp 414.2K
$6.65 €5.91
246.02%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$1.11 €0.99
110.81%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$1.70 €1.52
71.18%
🚌 Getting Around
Ubud, Bali
Dusseldorf
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$4.01 €3.57
-94.01%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$69.6 €61.9
-87.33%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$5.46 €4.86
-91.21%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$3.04 €2.71
-84.87%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$47.97 €42.67
-88.64%
Gasoline (1 liter)
$0.88 Rp 15.9K
$2.28 €2.02
-61.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$32.6K €29.0K
-24.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$38.3K €34.0K
-18.49%
🧾 Monthly Utilities & Internet
Ubud, Bali
Dusseldorf
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$339 €302
-75.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$19.47 €17.32
-66.87%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$41.64 €37.04
-55.40%
🎉 Sport & Entertainment
Ubud, Bali
Dusseldorf
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$43.15 €38.38
29.36%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$35.20 €31.31
-48.55%
Cinema Ticket
$4.38 Rp 78.9K
$15.91 €14.15
-72.47%
🧸 Childcare & Education
Ubud, Bali
Dusseldorf
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,070 €952
-53.93%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$19.7K €17.5K
-70.77%
👕👟 Clothing & Footwear
Ubud, Bali
Dusseldorf
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$102 €91.0
-54.87%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$41.11 €36.57
-14.06%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$112 €100
-29.68%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$167 €149
-53.18%
🏠 Accommodation & Living
Ubud, Bali
Dusseldorf
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$1,077 €958
6.04%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$878 €781
-23.08%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$2,358 €2,097
48.57%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$1,669 €1,485
1.84%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$8,943 €7,955
-68.87%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$4,892 €4,351
-54.20%
💵 Salaries & Financials
Ubud, Bali
Dusseldorf
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$3,778 €3,360
-95.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.91
252.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Dusseldorf: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Dusseldorf
$878 30% $203
Groceries & Markets
Ubud, Bali
$290
Dusseldorf
$353 21.5% $62
Eating Out
Ubud, Bali
$109
Dusseldorf
$281 158% $172
Monthly Utilities & Internet
Ubud, Bali
$108
Dusseldorf
$400 271% $292
Clothing & Footwear
Ubud, Bali
$108
Dusseldorf
$191 77.1% $83
Sport & Entertainment
Ubud, Bali
$65
Dusseldorf
$75 16.1% $10
Getting Around
Ubud, Bali
$13
Dusseldorf
$106 748% $94

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,077 in Dusseldorf. Housing cost is often the main lever when comparing two cities.

Dusseldorf pays 2196% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $70.0 in Dusseldorf for a mid-range dinner for two. Groceries echo the gap at $290 vs $353 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇩🇪 Dusseldorf
🕒 Local time
00:45 12:45 AM
18:45 6:45 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
618,128
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Dusseldorf 12,030 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Dusseldorf

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Dusseldorf: Cost of Living - Frequently Asked Questions
Is Dusseldorf cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 67% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Dusseldorf?
On paper, salaries run 2196% lower in Dusseldorf. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Dusseldorf?
Rent for a central apartment: $1,142 in Ubud, Bali versus $1,077 in Dusseldorf. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or in Dusseldorf?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $70.0 in Dusseldorf. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali and in Dusseldorf?
All in, you'll spend $1,368 per month in Ubud, Bali versus $2,285 in Dusseldorf – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Ubud, Bali or in Dusseldorf?
At $1,368 in Ubud, Bali versus $2,285 in Dusseldorf, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Dusseldorf. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Dusseldorf more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Dusseldorf, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Dusseldorf?
Safety-wise, Ubud, Bali and Dusseldorf are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 67% less than in Dusseldorf. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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