Cost of Living Comparison Between Ubud, Bali and Duncans Cost of Living Comparison Between Ubud, Bali and Duncans

Monthly Cost of Living

A single person spends $1,397 per month in Ubud, Bali vs $900 in Duncans, rent included.

A couple spends around $2,588 per month in Ubud, Bali vs $1,459 in Duncans, rent included.

A family of three spends $3,778 per month in Ubud, Bali vs $2,018 in Duncans, rent included.

Ubud, Bali costs about 55% more than Duncans, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Duncans is 33% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Duncans
Difference
Meal at Budget Restaurant
$3.43 Rp 61.6K
$7.42 JMD 1,168
-53.77%
Three-Course Dinner for Two, Mid-Range
$31.97 Rp 574.4K
$62.4 JMD 9,821
-48.73%
Fast Food Meal (McDonalds, etc)
$5.05 Rp 90.8K
$8.78 JMD 1,383
-42.48%
Cappuccino
$2.71 Rp 48.8K
$4.30 JMD 678
-36.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 Rp 25.0K
$1.30 JMD 205
6.92%
Water (0.33 liter bottle)
$0.74 Rp 13.3K
$0.70 JMD 111
5.71%
Local Beer (0.5 liter draught)
$2.89 Rp 52.0K
$2.56 JMD 403
12.89%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.1K
$3.09 JMD 486
22.65%
🛒 Groceries & Markets
Ubud, Bali
Duncans
Difference
Milk (1 liter)
$1.79 Rp 32.2K
$4.19 JMD 659
-57.28%
White Bread (500g)
$2.51 Rp 45.0K
$3.59 JMD 566
-30.08%
Rice (white) (1kg)
$1.21 Rp 21.8K
$1.62 JMD 256
-25.31%
Eggs
$2.37 Rp 42.5K
$3.43 JMD 540
-30.90%
Local Cheese (1kg)
$14.43 Rp 259.3K
$11.25 JMD 1,772
28.27%
Chicken Fillets (1kg)
$4.15 Rp 74.6K
$6.32 JMD 996
-34.34%
Beef Round Steak (1kg)
$12.11 Rp 217.7K
$7.56 JMD 1,190
60.19%
Apples (1kg)
$3.77 Rp 67.7K
$5.88 JMD 926
-35.88%
Banana (1kg)
$1.63 Rp 29.2K
$3.09 JMD 486
-47.25%
Oranges (1kg)
$2.71 Rp 48.6K
$4.18 JMD 659
-35.17%
Tomato (1kg)
$2.26 Rp 40.5K
$3.06 JMD 481
-26.14%
Potato (1kg)
$1.93 Rp 34.6K
$2.11 JMD 332
-8.53%
Onion (1kg)
$2.19 Rp 39.4K
$2.03 JMD 319
7.88%
Lettuce (1 head)
$1.02 Rp 18.3K
$3.13 JMD 492
-67.41%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$1.51 JMD 237
-52.32%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 57.2K
$8.53 JMD 1,344
-62.72%
Wine (Bottle)
$23.84 Rp 428.3K
$11.47 JMD 1,806
107.85%
Local Beer (0.5 liter bottle)
$2.77 Rp 49.8K
$2.75 JMD 433
0.73%
Imported Beer (0.33 liter bottle)
$2.75 Rp 49.4K
$3.11 JMD 490
-11.58%
🚌 Getting Around
Ubud, Bali
Duncans
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,802
-
-
Public Transport Monthly Pass (Regular Price)
$8.20 Rp 147.3K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$1.07 JMD 169
-55.14%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,571
$3.22 JMD 507
-86.96%
Taxi 1hour Waiting (Normal Tariff)
$6.03 Rp 108.3K
$6.43 JMD 1,013
-6.22%
Gasoline (1 liter)
$0.82 Rp 14.7K
$1.23 JMD 193
-33.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 477.3M
$43.3K JMD 6.8M
-38.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.6M
$33.3K JMD 5.2M
-3.39%
🧾 Monthly Utilities & Internet
Ubud, Bali
Duncans
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.4M
$161 JMD 25.3K
-51.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.91 Rp 70.3K
$21.75 JMD 3,425
-82.02%
Internet (50+ Mbps, Unlimited Data)
$23.91 Rp 429.7K
$51.3 JMD 8,082
-53.41%
🎉 Sport & Entertainment
Ubud, Bali
Duncans
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
-
-
Tennis Court (1 Hour on Weekend)
$6.53 Rp 117.3K
-
-
Cinema Ticket
$4.01 Rp 72.1K
$13.28 JMD 2,092
-69.80%
🧸 Childcare & Education
Ubud, Bali
Duncans
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.4M
$222 JMD 35.0K
36.12%
International Primary School, 1 Child (Yearly)
$6,551 Rp 117.7M
$2,499 JMD 393.6K
162.11%
👕👟 Clothing & Footwear
Ubud, Bali
Duncans
Difference
Jeans (Levis 501 Or Similar)
$55.3 Rp 993.9K
$25.79 JMD 4,062
114.46%
Summer Dress (H&M, Zara, etc)
$38.32 Rp 688.6K
$25.46 JMD 4,010
50.51%
Sport Shoes (Adidas, Nike)
$88.5 Rp 1.6M
$70.5 JMD 11.1K
25.45%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$77.4 JMD 12.2K
-0.80%
🏠 Accommodation & Living
Ubud, Bali
Duncans
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$682 Rp 12.3M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,420 Rp 61.5M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,075 Rp 37.3M
-
-
Buy Apartment in City Center (m2)
$2,762 Rp 49.6M
-
-
Buy Apartment Outside City Center (m2)
$2,243 Rp 40.3M
-
-
💵 Salaries & Financials
Ubud, Bali
Duncans
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
9.15
45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Duncans: July 19, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $62.0 in Duncans. Monthly groceries follow the same trend: $298 vs $350 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Duncans: Cost of Living - Frequently Asked Questions
Is Duncans cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 55%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,096 per month in Ubud, Bali and $1,349 in Duncans. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Ubud, Bali and in Duncans?
Monthly expenses with rent come to $1,397 in Ubud, Bali and $900 in Duncans. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $303 per month in Ubud, Bali and $222 in Duncans. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Ubud, Bali or in Duncans?
A $1,500 monthly budget goes further in Duncans, where all-in costs run around $900, than in Ubud, Bali at $1,397. In Duncans it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Duncans more family-friendly?
Families tend to lean toward Duncans – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Duncans?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Duncans. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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