Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Duncans

For one person, living is cheaper in Duncans: $1,011 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Duncans
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Duncans Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Duncans

🇯🇲 Jamaica

$1,011

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Duncans

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Duncans actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,011 in Duncans, rent included.

Ubud, Bali $1,349
Duncans $1,011

A couple spends around $2,305 per month in Ubud, Bali vs $1,673 in Duncans, rent included.

Ubud, Bali $2,305
Duncans $1,673

A family of three spends $3,261 per month in Ubud, Bali vs $2,336 in Duncans, rent included.

Ubud, Bali $3,261
Duncans $2,336

Ubud, Bali costs about 33% more than Duncans, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$13.60 JMD 2,144

-75.59%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$75.7 JMD 11.9K

-52.94%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.14 JMD 1,284

-32.06%

Cappuccino

$2.72 Rp 49.4K

$5.44 JMD 858

-50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.14 JMD 180

49.12%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.71 JMD 111

7.04%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.25 JMD 355

17.78%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.21 JMD 507

36.45%

Milk (1 liter)

$1.49 Rp 27.1K

$4.15 JMD 655

-64.10%

White Bread (500g)

$2.28 Rp 41.4K

$3.73 JMD 588

-38.87%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.58 JMD 249

-24.68%

Eggs

$2.04 Rp 37.0K

$3.58 JMD 565

-43.02%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.50 JMD 1,813

53.91%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.21 JMD 979

-36.23%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$10.34 JMD 1,631

17.89%

Apples (1kg)

$3.66 Rp 66.4K

$6.01 JMD 947

-39.10%

Banana (1kg)

$1.52 Rp 27.6K

$3.97 JMD 625

-61.71%

Oranges (1kg)

$2.23 Rp 40.5K

$7.54 JMD 1,190

-70.42%

Tomato (1kg)

$1.97 Rp 35.9K

$3.02 JMD 476

-34.77%

Potato (1kg)

$1.85 Rp 33.6K

$3.32 JMD 523

-44.28%

Onion (1kg)

$2.42 Rp 44.1K

$2.61 JMD 411

-7.28%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.01 JMD 475

-67.11%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.43 JMD 226

-64.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$9.48 JMD 1,494

-76.58%

Wine (Bottle)

$22.24 Rp 404.2K

$11.25 JMD 1,775

97.69%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.78 JMD 439

-18.71%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.96 JMD 625

-25.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.27 JMD 200

-65.35%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$3.20 JMD 505

-86.56%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$6.23 JMD 983

-13.16%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.45 JMD 228

-43.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$44.1K JMD 7.0M

-45.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$32.2K JMD 5.1M

-1.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$171 JMD 27.0K

-53.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$29.64 JMD 4,674

-78.24%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$51.8 JMD 8,166

-64.12%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$13.41 JMD 2,115

-68.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$355 JMD 56.0K

38.08%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$8,307 JMD 1.3M

-31.70%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$23.91 JMD 3,771

86.70%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$31.38 JMD 4,949

11.38%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$78.7 JMD 12.4K

1.54%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$103 JMD 16.3K

-23.09%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.45

45.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Duncans: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Duncans

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Duncans

$384 38% 33.1% $95

Eating Out

Ubud, Bali

$108 8%

Duncans

$224 22.1% 108% $116

Clothing & Footwear

Ubud, Bali

$108 8%

Duncans

$107 10.6% 0.7% $0.8

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Duncans

$253 25% 143% $149

Sport & Entertainment

Ubud, Bali

$58 4.3%

Duncans

$27 * 2.7% 53.8% $31

Getting Around

Ubud, Bali

$11 0.9%

Duncans

$17 * 1.7% 51.3% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $76 in Duncans. Monthly groceries follow the same trend: $288 vs $384 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇯🇲 Duncans

🕒 Local time

05:20 5:20 AM

16:20 4:20 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,153

💱 Currency

Indonesian Rupiah IDR Rp

Jamaican Dollar JMD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

Exchange rates and currency converter

JMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Duncans 18,240 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Duncans

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Duncans: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 33%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,517 in Duncans. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,011 in Duncans. That makes Duncans about 25% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $355 in Duncans. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,011 in Duncans, leaving budget for savings and extras in both cases.