Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Delcevo

For one person, living is cheaper in Delcevo: $962 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Delcevo
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Delcevo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Delcevo

🇲🇰 North Macedonia

$962

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Delcevo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Delcevo actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $962 in Delcevo, rent included.

Ubud, Bali $1,368
Delcevo $962

A couple spends around $2,314 per month in Ubud, Bali vs $1,414 in Delcevo, rent included.

Ubud, Bali $2,314
Delcevo $1,414

A family of three spends $3,260 per month in Ubud, Bali vs $1,867 in Delcevo, rent included.

Ubud, Bali $3,260
Delcevo $1,867

Ubud, Bali costs about 42% more than Delcevo, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Delcevo is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$9.61 MKD 524

-65.35%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$11.76 MKD 642

199.15%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$6.56 MKD 358

-11.59%

Cappuccino

$2.73 Rp 49.1K

$2.07 MKD 113

31.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.82 MKD 99.1

-9.89%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.38 MKD 75.1

-39.86%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.85 MKD 101

45.95%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.07 MKD 168

40.07%

Milk (1 liter)

$1.50 Rp 27.1K

$1.28 MKD 69.9

17.19%

White Bread (500g)

$2.30 Rp 41.4K

$0.79 MKD 43.17

191.14%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.76 MKD 95.8

-32.95%

Eggs

$2.14 Rp 38.6K

$2.44 MKD 133

-12.30%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.85 MKD 428

122.68%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.52 MKD 410

-46.41%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.89 MKD 812

-17.86%

Apples (1kg)

$3.55 Rp 63.9K

$1.42 MKD 77.5

150.00%

Banana (1kg)

$1.57 Rp 28.3K

$1.37 MKD 74.9

14.60%

Oranges (1kg)

$2.24 Rp 40.2K

$1.38 MKD 75.2

62.32%

Tomato (1kg)

$1.93 Rp 34.7K

$1.87 MKD 102

3.21%

Potato (1kg)

$1.88 Rp 33.9K

$0.82 MKD 44.81

129.27%

Onion (1kg)

$2.29 Rp 41.3K

$0.79 MKD 42.85

189.87%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.62 MKD 34.06

59.68%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.54 MKD 29.65

-1.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.41 MKD 186

-33.14%

Wine (Bottle)

$23.01 Rp 414.2K

$7.43 MKD 405

209.69%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.07 MKD 58.4

118.69%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.42 MKD 77.5

104.93%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.73 MKD 39.67

-67.12%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$21.77 MKD 1,188

-59.49%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.08 MKD 58.9

-55.56%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.56 MKD 30.58

-17.86%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$7.46 MKD 407

-26.94%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.46 MKD 79.8

-39.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$35.8K MKD 2.0M

-31.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$27.6K MKD 1.5M

13.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$159 MKD 8,654

-47.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$18.58 MKD 1,013

-65.29%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$19.15 MKD 1,045

-3.03%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$23.33 MKD 1,273

139.26%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$19.04 MKD 1,039

-4.88%

Cinema Ticket

$4.38 Rp 78.9K

$7.39 MKD 403

-40.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$350 MKD 19.1K

40.83%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$5,638 MKD 307.6K

2.04%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$83.0 MKD 4,527

-44.34%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$37.31 MKD 2,036

-5.31%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$100 MKD 5,470

-21.12%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$114 MKD 6,194

-30.96%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$275 MKD 15.0K

314.69%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$190 MKD 10.3K

256.49%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$451 MKD 24.6K

676.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$309 MKD 16.9K

449.34%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,541 MKD 84.1K

80.68%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,277 MKD 69.7K

75.46%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$451 MKD 24.6K

-63.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.23

225.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Delcevo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Delcevo

$190 19.7% 71.9% $486

Groceries & Markets

Ubud, Bali

$290 21.2%

Delcevo

$210 21.8% 27.8% $81

Eating Out

Ubud, Bali

$109 8%

Delcevo

$150 15.5% 37.4% $41

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Delcevo

$196 20.4% 81.8% $88

Clothing & Footwear

Ubud, Bali

$108 7.9%

Delcevo

$150 15.6% 39.8% $43

Sport & Entertainment

Ubud, Bali

$65 4.7%

Delcevo

$38 4% 41% $26

Getting Around

Ubud, Bali

$13 0.9%

Delcevo

$29 3% 128% $16

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $275 in Delcevo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 174% higher in Delcevo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $12.00 in Delcevo. Monthly groceries follow the same trend: $290 vs $210 – making Delcevo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇰 Delcevo

🕒 Local time

04:33 4:33 AM

22:33 10:33 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,505

💱 Currency

Indonesian Rupiah IDR Rp

North Macedonian Denar MKD ден

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

Exchange rates and currency converter

MKD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

North Macedonian Denar exchange rates as of October 19, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Delcevo 10,840 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Delcevo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Delcevo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 42% more than Delcevo, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,443 in Delcevo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delcevo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 147% less in Delcevo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $350 in Delcevo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Delcevo, where all-in costs run around $962, than in Ubud, Bali at $1,368. In Delcevo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Delcevo costs $962 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Delcevo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.