Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Czestochowa

For one person, living is cheaper in Czestochowa: $1,225 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Czestochowa
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Czestochowa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Czestochowa

🇵🇱 Poland

$1,225

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Czestochowa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Czestochowa actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,225 in Czestochowa, rent included.

Ubud, Bali $1,349
Czestochowa $1,225

A couple spends around $2,305 per month in Ubud, Bali vs $1,971 in Czestochowa, rent included.

Ubud, Bali $2,305
Czestochowa $1,971

A family of three spends $3,261 per month in Ubud, Bali vs $2,717 in Czestochowa, rent included.

Ubud, Bali $3,261
Czestochowa $2,717

Ubud, Bali costs about 10% more than Czestochowa, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$7.67 zł 30.24

-56.71%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$37.86 zł 149

-5.86%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$7.70 zł 30.35

-28.18%

Cappuccino

$2.72 Rp 49.3K

$2.38 zł 9.39

14.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.77 zł 6.98

-3.95%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.05 zł 4.13

-27.62%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.61 zł 10.30

1.53%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.51 zł 9.91

74.50%

Milk (1 liter)

$1.49 Rp 27.0K

$0.93 zł 3.66

60.22%

White Bread (500g)

$2.28 Rp 41.2K

$1.43 zł 5.66

59.44%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.69 zł 6.67

-29.59%

Eggs

$2.04 Rp 36.9K

$3.21 zł 12.64

-36.45%

Local Cheese (1kg)

$17.70 Rp 320.8K

$9.10 zł 35.89

94.51%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.68 zł 30.29

-48.44%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$13.34 zł 52.6

-8.62%

Apples (1kg)

$3.66 Rp 66.2K

$1.16 zł 4.57

215.52%

Banana (1kg)

$1.52 Rp 27.5K

$1.67 zł 6.60

-8.98%

Oranges (1kg)

$2.23 Rp 40.4K

$1.64 zł 6.45

35.98%

Tomato (1kg)

$1.97 Rp 35.7K

$1.61 zł 6.34

22.36%

Potato (1kg)

$1.85 Rp 33.5K

$0.89 zł 3.52

107.87%

Onion (1kg)

$2.42 Rp 43.9K

$1.04 zł 4.09

132.69%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.15 zł 4.54

-13.91%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.72 zł 2.86

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.73 zł 14.70

-40.48%

Wine (Bottle)

$22.24 Rp 403.0K

$6.20 zł 24.44

258.71%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.16 zł 4.56

94.83%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.53 zł 6.05

94.12%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$1.10 zł 4.34

-77.27%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$29.03 zł 114

-73.06%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$2.31 zł 9.09

-80.95%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.04 zł 4.11

-58.65%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$7.51 zł 29.61

-27.96%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.62 zł 6.39

-49.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$28.9K zł 114.0K

-17.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$28.6K zł 112.9K

10.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$216 zł 853

-63.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$8.76 zł 34.53

-26.37%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$11.47 zł 45.22

61.99%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$26.39 zł 104

87.50%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$25.81 zł 102

-31.62%

Cinema Ticket

$4.27 Rp 77.4K

$6.28 zł 24.78

-32.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$379 zł 1,494

29.50%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$4,519 zł 17.8K

25.57%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$94.9 zł 374

-52.98%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$38.29 zł 151

-8.72%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$89.7 zł 354

-10.95%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$75.8 zł 299

4.83%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$518 zł 2,042

117.27%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$414 zł 1,631

62.35%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,122 zł 4,425

217.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,000 zł 3,945

72.26%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,012 zł 7,935

35.75%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,626 zł 6,413

40.43%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,158 zł 4,568

-85.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.15

124.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Czestochowa: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Czestochowa

$414 33.8% 38.4% $258

Groceries & Markets

Ubud, Bali

$288 21.4%

Czestochowa

$219 17.8% 24.2% $70

Eating Out

Ubud, Bali

$108 8%

Czestochowa

$142 11.6% 32.2% $35

Clothing & Footwear

Ubud, Bali

$108 8%

Czestochowa

$134 11% 25% $27

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Czestochowa

$236 19.3% 127% $132

Sport & Entertainment

Ubud, Bali

$58 4.3%

Czestochowa

$39 3.2% 32.9% $19

Getting Around

Ubud, Bali

$11 0.9%

Czestochowa

$41 3.3% 259% $30

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $518 in Czestochowa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Czestochowa are about 7.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $38 in Czestochowa. Groceries tell a different story – $288 in Ubud, Bali vs $219 in Czestochowa – so Czestochowa wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Czestochowa

🕒 Local time

02:24 2:24 AM

19:24 7:24 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

215,905

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of November 1, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Czestochowa 11,170 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Czestochowa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Czestochowa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,225 in Czestochowa – Czestochowa comes out roughly 9% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,838 in Czestochowa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Czestochowa, especially for central apartments: a one-bedroom in the center costs $518 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $379 in Czestochowa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 32% more in Ubud, Bali, though the gap depends on what you buy.

$2,000 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,225 in Czestochowa, leaving budget for savings and extras in both cases.

Families tend to lean toward Czestochowa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.