Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cumming, GA

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,577 in Cumming, GA, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
124

Cost of Living Index in Cumming, GA
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Cumming, GA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Cumming, GA

🇺🇸 United States

$2,577

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cumming, GA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cumming, GA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,577 in Cumming, GA.

Ubud, Bali $1,353
Cumming, GA $2,577

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,551 in Cumming, GA.

Ubud, Bali $2,297
Cumming, GA $3,551

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,525 in Cumming, GA.

Ubud, Bali $3,241
Cumming, GA $4,525

Living in Ubud, Bali costs roughly 47% less than in Cumming, GA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Cumming, GA 90% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$16.87 $16.87

-80.85%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$69.5 $69.5

-49.84%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.85 $9.85

-42.13%

Cappuccino

$2.62 Rp 47.1K

$4.92 $4.92

-46.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.63 $2.63

-34.60%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.10 $2.10

-61.43%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.31 $5.31

-50.09%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.15 $6.15

-28.94%

Milk (1 liter)

$1.57 Rp 28.3K

$1.08 $1.08

45.37%

White Bread (500g)

$2.19 Rp 39.5K

$3.00 $3.00

-27.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.27 $4.27

-72.37%

Eggs

$2.16 Rp 38.8K

$4.40 $4.40

-50.91%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.15 $13.15

34.22%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$8.73 $8.73

-56.70%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$18.38 $18.38

-34.98%

Apples (1kg)

$3.60 Rp 64.8K

$4.69 $4.69

-23.24%

Banana (1kg)

$1.59 Rp 28.6K

$1.32 $1.32

20.45%

Oranges (1kg)

$2.31 Rp 41.6K

$4.13 $4.13

-44.07%

Tomato (1kg)

$1.91 Rp 34.3K

$3.94 $3.94

-51.52%

Potato (1kg)

$1.78 Rp 32.1K

$2.81 $2.81

-36.65%

Onion (1kg)

$2.33 Rp 41.9K

$3.17 $3.17

-26.50%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.09 $2.09

-52.15%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.22 $2.22

-76.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$8.94 $8.94

-74.38%

Wine (Bottle)

$22.07 Rp 397.3K

$15.05 $15.05

46.64%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.13 $2.13

10.33%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$5.20 $5.20

-42.69%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$4.30 $4.30

-94.65%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.04 $2.04

-76.96%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.36 $2.36

-81.78%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$32.07 $32.07

-82.94%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.96 $0.96

-13.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$27.8K $27.8K

-14.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$26.9K $26.9K

21.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$174 $174

-54.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$58.6 $58.6

-88.81%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$91.6 $91.6

-79.70%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$41.47 $41.47

30.50%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$16.27 $16.27

-73.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,246 $1,246

-60.46%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$9,360 $9,360

-40.20%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$39.45 $39.45

15.54%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$31.71 $31.71

10.25%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$60.4 $60.4

28.59%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$73.9 $73.9

6.27%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,588 $1,588

-28.77%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,391 $1,391

-51.62%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,862 $2,862

26.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,928 $1,928

-11.75%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$10.2K $10.2K

-73.46%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$7,286 $7,286

-97.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.72

105.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Cumming, GA: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Cumming, GA

$1.4K 54% 107% $718

Groceries & Markets

Ubud, Bali

$287 21.2%

Cumming, GA

$382 14.8% 33.1% $95

Clothing & Footwear

Ubud, Bali

$107 7.9%

Cumming, GA

$92 3.6% 13.2% $14

Eating Out

Ubud, Bali

$106 7.9%

Cumming, GA

$281 10.9% 164% $175

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Cumming, GA

$325 12.6% 209% $220

Sport & Entertainment

Ubud, Bali

$63 4.6%

Cumming, GA

$74 2.9% 18.2% $11

Getting Around

Ubud, Bali

$12 0.9%

Cumming, GA

$31 * 1.2% 150% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,588 in Cumming, GA. Housing cost is often the main lever when comparing two cities.

Cumming, GA pays 4280% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $70.0 in Cumming, GA for a mid-range dinner for two. Groceries echo the gap at $287 vs $382 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Cumming, GA

🕒 Local time

05:19 5:19 AM

17:19 5:19 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,718

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cumming, GA 16,540 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Cumming, GA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cumming, GA: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and leisure. The 90% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 4280% lower in Cumming, GA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,588 in Cumming, GA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 33% higher in Cumming, GA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $2,577 in Cumming, GA – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,577 in Cumming, GA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cumming, GA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cumming, GA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Cumming, GA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 90% less than in Cumming, GA. Beyond cost, consider language, visa policies, and how big the international community is in each city.